Many of us have problems with money and a lack thereof. Due to the 21st century and its many wonders, the moment many of us have money, we find ourselves frittering it away and spending it on useless and unessential things. Once we have spent everything on nothing, it is often that a real emergency and disaster occurs. We always find ourselves in the same situation – without a penny and an impending catastrophe requiring us to make an immediate purchase. Money problems can be a real drag.
However, if you have been having problems with handling money, and haven’t got any, then this page will hope to tell you a few different people you can contact and consult. Some will offer money, other advice. But rest-assured the suggestions compiled on this page can be of great benefit and will help you to recover financially and live a normal life. Money problems can weigh you down, but you shouldn’t allow them to – there is far more to life than money, and one can lead a happy and healthy life on a budget.
Are you having money problems? Here are a few suggestions on who to talk to!
Loan Companies
The first suggestion on our page offers you quick and easy access to money on the same day as you make your application. Payday loan companies have received a lot of negative press, and while they can be problematic for some people, they are of great benefit for others. That is why they have been included on this list.
Getting online payday loans is very easy. According to the loan specialists from iCash.ca, you can get your loan approved without having to show documentation on the same day as your application. It is because of the speed and ease offered by payday loan companies that so many find themselves using them in times of hardship. Providing you are responsible; they can be of great benefit.
Bank Loans
Bank loans are a more traditional alternative to a payday loan. They are also not as easy to use and helpful as payday loans but can still be used to some benefit. Bank loans are better for much larger purchases, such as re-mortgages or for funding your business. A bank loan is a lot more complicated to take out, too, but it is, of course, still a viable method of getting cash [albeit slowly] in a time of hardship.
Financial Planners
Moving on from companies and services that can offer you cash in times of financial hardship, we will now go on to discuss services set up to provide you advice on your spending and financial life. Financial planners can be of great benefit and can help people who struggle to spend their money wisely. Financial planners are independent services that you will have to pay for – but that will offer great benefit and help you to make wiser financial decisions. If you struggle with spending, you should definitely consider financial planners.
Citizens Advice Bureau
If you cannot afford a financial planner or an accountant [who can also be of great benefit] – you may want to contact the CAB [Citizens Advice Bureau]. The Citizens Advice Bureau is set up to ensure members of the public can receive help and support with issues they may be experiencing, whatever they may be. They employ teams of trained solicitors and barristers who all have long experience in dealing with people who suffer from financial difficulty and who know the law in-and-out. They can greatly benefit anybody who is experiencing financial difficulty, and you should definitely consider speaking to them.
Doctor
While not a conventional person to talk to in times of financial hardship, hear us out… Some people spend their money recklessly because they suffer from mental health conditions. Some of these mental health conditions cause them to spend all of their money the moment they get it without any forethought for what may happen in the future.
As they are called, these ‘manic episodes’ most often happen to people who have bipolar disorder. If you have been having difficulty saving money and are compelled to spend it the very moment you get it, you may benefit from speaking to a doctor and getting advice from them. Doctors will be able to diagnose you with any conditions and give you the treatment that can help you to lead a happier and healthier life again.
Now, with the help of this page, you know a few professionals to talk to if you are having trouble with money. From advice to loans, it’s all here. Money difficulties don’t have to affect your life – and with this page – you can live happily again.
