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New Jersey Leads the Nation in Prenups

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  • Almost 1-in-5 New Jersey couples (17%) have a formal prenup in place.
  • 32% of unmarried people believe prenups are a ‘recipe for disaster’ within a marriage.
  • Interactive Map included showing a state breakdown.

Ridgewood NJ, Warren Buffett once described marriage as the most critical financial decision in a person’s life, underscoring its numerous economic advantages. However, when marriages fail, they often result in complex and financially burdensome divorces, referred to as “divorce debt.”

Prenuptial agreements (prenups) offer a practical solution to mitigate these outcomes. TurboDebt recently surveyed 3,000 married couples to determine the adoption rate of prenups across the country. They found that, on average, almost 1-in-5 married New Jersey couples (17%) have a formal prenup in place (above the national average of 13%).

Our survey highlights the growing recognition of prenups as a valuable tool for financial planning and conflict avoidance in marriages,” says Josh Stomel, Co-founder of TurboDebt.

While some still view prenups with skepticism, many couples see them as a practical step to safeguard their future and ensure clear financial responsibilities,” he adds. “It’s important for couples to have open and honest discussions about financial matters, and a prenup can be a part of that conversation,” Stomel acknowledges.

Geographical Variations
The survey revealed some interesting geographical variations. Couples in Massachusetts are the most prenup-prone, with 19% of their marriages featuring these legal lifelines. On the flip side, couples in Missouri are the least likely to sign on the dotted line, with only 5% having prenups.

Interactive map showing prenup numbers across the country (click on ’embed’ to host on your site)

Why Arrange a Prenup?
When asked why they opted for a prenup, 45% of respondents said it was to avoid potential divorce drama. Another 35% wanted to protect their personal savings, while 19% just wanted to lay out clear financial ground rules.

Prenup Discussions and Regrets
Initial discussions about a prenup before their wedding caused conflict for 35% of couples surveyed. Additionally, 42% of married couples without a prenup regretted not getting one.

Perceptions of Prenups
TurboDebt also explored the perceptions of single individuals and unmarried couples regarding prenups. Among single people, 32% believed that having a prenup is a ‘recipe for disaster; within a marriage.

When asked how they would react if their future spouse introduced a prenup right before the wedding, 47% of unmarried couples said they would accept it but start negotiating immediately. Meanwhile, 29% said they would sign it blindly, believing that love conquers all, and 23% indicated they would call off the wedding.


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2 thoughts on “New Jersey Leads the Nation in Prenups

  1. You don’t really know someone until you have lived with them for years.
    It’s ridiculous to get into a marriage without some sort of financial protection.
    The only ones who do well in a divorce are the attorneys who sell their time so they have ZERO incentive to settle the case promptly.

  2. “If you ain’t no punk
    Holla, “We want prenup! We want prenup!” (Yeah!)
    It’s somethin’ that you need to have
    ‘Cause when she leave yo’ ass, she gon’ leave with half”

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