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Affordable Care Act is nothing more than a “Tax” ,and not health Insurance

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the staff of the Ridgewood blog

Ridgewood NJ, Senate Democrats made the Affordable Care Act the centerpiece of their effort to block the confirmation of Judge Amy Coney Barrett to the Supreme Court on Monday, portraying her as a threat to the landmark health care law passed more than a decade ago.

The silly fear mongering  hits the media ,”As the U.S. Supreme Court hears the latest challenge to the Affordable Care Act, health coverage for 800,000 New Jersey residents is at stake.”

Continue reading Affordable Care Act is nothing more than a “Tax” ,and not health Insurance

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Vermont Attorney General’s Concludes Investigation Into Jonathan Gruber Invoices for Single-Payer Economic Model

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August 17, 2017
the staff of the Ridgewood blog

Ridgewood NJ, It seems the Vermont Attorney General’s Office has concluded its investigation into the invoices and billing practices of Dr. Jonathan Gruber, an economic consultant, who contracted with the State of Vermont in July 2014 to provide policy expertise, research and economic modeling relating to the implementation of Vermont’s single-payer healthcare system, Green Mountain Care. The Office’s investigation was opened following a referral by State Auditor Doug Hoffer. The Attorney General’s Office and Dr. Gruber have reached an agreement to settle the State’s potential legal claim that Gruber submitted false claims to the State under Vermont’s Civil False Claims Act.

Gruber, who helped design the federal Affordable Care Act, also known as Obamacare, came under fire in 2014 after he made disparaging comments about voters, calling Democratic voters stupid and saying these voters would believe anything they were told.

According to the Settlement Agreement, Dr. Gruber’s personal services contract with the State was a standard “time and materials” contract which specified that Gruber would be paid only for services actually performed and required Gruber to submit monthly invoices describing the work performed and the amounts billed for such work. The Office’s investigation revealed that Gruber submitted at least two invoices that were false with respect to the amount of work performed by Gruber’s research assistant. Further, the supporting documentation provided by Gruber did not reflect the actual hours worked by the research assistant, nor did the assistant keep records accurately reflecting the hours he devoted to the state project. The Attorney General’s Office concluded that Dr. Gruber’s conduct violated the Vermont Civil False Claims Act. While Dr. Gruber denied that there was a violation, in order to resolve the matter, he agreed to forgo any further payment that might be due from the State under the contract, including $90,000 outstanding for retainage amounts and unpaid research assistant tim

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Trump may not enforce individual health insurance mandate: aide

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ReutersJanuary 22, 2017

WASHINGTON (Reuters) – The Trump administration may no longer enforce a rule requiring individual Americans to carry health insurance or pay a penalty if they do not, a senior White House official said on Sunday

Speaking on ABC’s “This Week” program, Kellyanne Conway, counselor to the president, said President Donald Trump “may stop enforcing the individual mandate.”

Separately, on CBS’ “Face the Nation” show, she reiterated Republican promises that no one would lose their health insurance under Obamacare while a replacement is being developed.

“For the 20 million who rely upon the Affordable Care Act in some form, they will not be without coverage during this transition time,” she said.

On Friday Trump signed an executive order concerning the 2010 healthcare law, urging U.S. agencies to “waive, defer, grant exemptions from, or delay the implementation” of provisions deemed to impose fiscal burdens on states, companies or individuals.

Healthcare experts had speculated that Trump could expand exemptions from the individual mandate.

https://ca.news.yahoo.com/americans-wont-lose-coverage-health-law-reform-trump-150013365.html

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What If Sick People Lose Their ObamaCare?

obamacare_theridgewood blog

By Jane M. Orient, M.D.

As Republicans contemplate repealing the Affordable Care Act (ACA or “ObamaCare”)—seriously, not just as a political gesture—alarms are sounding about millions of individuals losing coverage.

So soon we have forgotten about the millions who lost coverage they had had for years because ObamaCare outlawed it.

ObamaCare resulted in perhaps five times as many losers as winners—even counting just those who ended up with more expensive or less desirable coverage. If you count the taxpayers, the tally of losers is much higher. But with government largesse, the losers—the ones who have their earnings taken away—are “forgotten men.”

Anyone who has government-funded benefits taken away, on the other hand, becomes a victim.

The best poster children are cancer victims. They face a premature, particularly nasty death. Who would deny someone’s mother or 4-year-old daughter the chance of a cure, even if the chemotherapy costs more than $100,000?

ObamaCare would. Exchange plans have excluded the best cancer hospitals from their narrow networks. Medicaid would. It might call the treatment “experimental” or “not cost-effective.” Medicare would, possibly just because the patient is “too old” or “too young.” Unless the particular victim can be featured in a PR campaign to “save ObamaCare,” she might be “better off with the pain pill,” as President Obama put it.

And let’s not forget how the FDA has driven the costs of drug approval sky-high, suppresses therapies that have no prospect of turning billion-dollar profits, and protects manufacturers against competition when the drug is about to go off patent. The anti-leukemia drug Gleevec, for example, cost $26,000 per year in 2001, a price called “high but fair,” considering the cost of research and the need for profits. It is $146,000 a year today, but the introduction of cheaper generics in the U.S. is being delayed.

https://aapsonline.org/sick-people-lose-obamacare/

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HEALTHCARE REFORM TO MAKE AMERICA GREAT AGAIN

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March 3,2016

the staff of the Ridgewood blog

Ridgewood NJ, Donald Trump releases his Healthcare Reform Plan , its time for other candidates to do the same .

“Since March of 2010, the American people have had to suffer under the incredible economic burden of the Affordable Care Act—Obamacare. This legislation, passed by totally partisan votes in the House and Senate and signed into law by the most divisive and partisan President in American history, has tragically but predictably resulted in runaway costs, websites that don’t work, greater rationing of care, higher premiums, less competition and fewer choices. Obamacare has raised the economic uncertainty of every single person residing in this country. As it appears Obamacare is certain to collapse of its own weight, the damage done by the Democrats and President Obama, and abetted by the Supreme Court, will be difficult to repair unless the next President and a Republican congress lead the effort to bring much-needed free market reforms to the healthcare industry.

But none of these positive reforms can be accomplished without Obamacare repeal. On day one of the Trump Administration, we will ask Congress to immediately deliver a full repeal of Obamacare.

However, it is not enough to simply repeal this terrible legislation. We will work with Congress to make sure we have a series of reforms ready for implementation that follow free market principles and that will restore economic freedom and certainty to everyone in this country. By following free market principles and working together to create sound public policy that will broaden healthcare access, make healthcare more affordable and improve the quality of the care available to all Americans.

Any reform effort must begin with Congress. Since Obamacare became law, conservative Republicans have been offering reforms that can be delivered individually or as part of more comprehensive reform efforts. In the remaining sections of this policy paper, several reforms will be offered that should be considered by Congress so that on the first day of the Trump Administration, we can start the process of restoring faith in government and economic liberty to the people.

Congress must act. Our elected representatives in the House and Senate must:

  1. Completely repeal Obamacare. Our elected representatives must eliminate the individual mandate. No person should be required to buy insurance unless he or she wants to.
  2. Modify existing law that inhibits the sale of health insurance across state lines. As long as the plan purchased complies with state requirements, any vendor ought to be able to offer insurance in any state. By allowing full competition in this market, insurance costs will go down and consumer satisfaction will go up.
  3. Allow individuals to fully deduct health insurance premium payments from their tax returns under the current tax system. Businesses are allowed to take these deductions so why wouldn’t Congress allow individuals the same exemptions? As we allow the free market to provide insurance coverage opportunities to companies and individuals, we must also make sure that no one slips through the cracks simply because they cannot afford insurance. We must review basic options for Medicaid and work with states to ensure that those who want healthcare coverage can have it.
  4. Allow individuals to use Health Savings Accounts (HSAs). Contributions into HSAs should be tax-free and should be allowed to accumulate. These accounts would become part of the estate of the individual and could be passed on to heirs without fear of any death penalty. These plans should be particularly attractive to young people who are healthy and can afford high-deductible insurance plans. These funds can be used by any member of a family without penalty. The flexibility and security provided by HSAs will be of great benefit to all who participate.
  5. Require price transparency from all healthcare providers, especially doctors and healthcare organizations like clinics and hospitals. Individuals should be able to shop to find the best prices for procedures, exams or any other medical-related procedure.
  6. Block-grant Medicaid to the states. Nearly every state already offers benefits beyond what is required in the current Medicaid structure. The state governments know their people best and can manage the administration of Medicaid far better without federal overhead. States will have the incentives to seek out and eliminate fraud, waste and abuse to preserve our precious resources.
  7. Remove barriers to entry into free markets for drug providers that offer safe, reliable and cheaper products. Congress will need the courage to step away from the special interests and do what is right for America. Though the pharmaceutical industry is in the private sector, drug companies provide a public service. Allowing consumers access to imported, safe and dependable drugs from overseas will bring more options to consumers.

The reforms outlined above will lower healthcare costs for all Americans. They are simply a place to start. There are other reforms that might be considered if they serve to lower costs, remove uncertainty and provide financial security for all Americans. And we must also take actions in other policy areas to lower healthcare costs and burdens. Enforcing immigration laws, eliminating fraud and waste and energizing our economy will relieve the economic pressures felt by every American. It is the moral responsibility of a nation’s government to do what is best for the people and what is in the interest of securing the future of the nation.

Providing healthcare to illegal immigrants costs us some $11 billion annually. If we were to simply enforce the current immigration laws and restrict the unbridled granting of visas to this country, we could relieve healthcare cost pressures on state and local governments.

To reduce the number of individuals needing access to programs like Medicaid and Children’s Health Insurance Program we will need to install programs that grow the economy and bring capital and jobs back to America. The best social program has always been a job – and taking care of our economy will go a long way towards reducing our dependence on public health programs.

Finally, we need to reform our mental health programs and institutions in this country. Families, without the ability to get the information needed to help those who are ailing, are too often not given the tools to help their loved ones. There are promising reforms being developed in Congress that should receive bi-partisan support.

To reform healthcare in America, we need a President who has the leadership skills, will and courage to engage the American people and convince Congress to do what is best for the country. These straightforward reforms, along with many others I have proposed throughout my campaign, will ensure that together we will Make America Great Again.”

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SUPREME COURT UPHOLDS NATIONWIDE HEALTH CARE LAW SUBSIDIES

obamacare_theridgewood blog

BY MARK SHERMAN
ASSOCIATED PRESS

The Supreme Court on Thursday upheld the nationwide tax subsidies under President Barack Obama’s health care overhaul, in a ruling that preserves health insurance for millions of Americans.

The justices said in a 6-3 ruling that the subsidies that 8.7 million people currently receive to make insurance affordable do not depend on where they live, under the 2010 health care law.

The outcome is the second major victory for Obama in politically charged Supreme Court tests of his most significant domestic achievement.

Chief Justice John Roberts again voted with his liberal colleagues in support of the law. Roberts also was the key vote to uphold the law in 2012. Justice Anthony Kennedy, a dissenter in 2012, was part of the majority on Thursday.

“Congress passed the Affordable Care Act to improve health insurance markets, not to destroy them,” Roberts wrote in the majority opinion.

Nationally, 10.2 million people have signed up for health insurance under the Obama health overhaul. That includes the 8.7 million people who are receiving an average subsidy of $272 a month to help pay their insurance premiums.

https://hosted.ap.org/dynamic/stories/U/US_SUPREME_COURT_HEALTH_OVERHAUL_SUBSIDIES?SITE=AP&SECTION=HOME&TEMPLATE=DEFAULT

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CBO nearly triples estimate of working hours lost by 2021 due to Affordable Care Act

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CBO nearly triples estimate of working hours lost by 2021 due to Affordable Care Act

No compelling evidence Obamacare increased part-time work: CBO

Tuesday, 4 Feb 2014 | 11:00 AM ET

A historically high number of people will be locked out of the workforce by 2021, according to a report by the Congressional Budget Office released Tuesday.

President Barack Obama’s signature health-care law will contribute to this phenomenon, the CBO said, citing new estimates that the Affordable Care Act will cause a larger-than-expected reduction in working hours—eliminating the equivalent of about 2.3 million workers in 2021.

In 2011, the CBO estimated the law would cause a reduction of about 800,000 full-time equivalent workers.

“CBO estimates that the ACA will reduce the total number of hours worked, on net, by about 1.5 to 2 percent during the period from 2017 to 2024, almost entirely because workers will choose to supply less labor—given the new taxes and other incentives they will face and the financial benefits some will receive,” said the report.

“The reduction in CBO’s projections of hours worked represents a decline in the number of full-time-equivalent workers of about 2.0 million in 2017, rising to about 2.5 million in 2024,” it added.

https://www.cnbc.com/id/101352868