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Fighting The Insurance Company: 6 Tips On How To Succeed

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Do you ever feel like insurance companies are just out to get you? Do they seem intent on making the process of filing a claim or contesting an amount as difficult as possible? If so, don’t worry. You’re not alone. The truth is that dealing with insurance companies can be tough, but it doesn’t have to be impossible. With these helpful tips outlined in this article, you will learn how to win against your insurance company and save some extra money in the end! 

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Business leaders Say New Jersey is Just Too Expensive

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NJBIA 64th Annual Business Outlook Survey Details Affordability, Inflation Challenges for NJ Businesses

Trenton NJ, while affordability was the talk in Trenton a year ago, New Jersey’s business community is clearly feeling left out of that conversation.

In NJBIA’s 64th annual Business Outlook Survey, released today, a large majority (75%) said Gov. Phil Murphy and lawmakers have not done enough to address business affordability in the past 12 months – compared to just 5% who said policymakers are doing enough.

Further, a combined 82% said New Jersey is either somewhat unaffordable for business (46%) or not affordable at all for business (36%).

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New Jersey Once Again Ranks Last in Business Tax Climate

Phill Murphy -Sara Medina del Castillo

December 20,2017

the staff of the Ridgewood blog

Ridgewood NJ, the latest Tax Foundation ratings are out and once again New Jersey ranks dead last in business climate . #50 New Jersey ranked in the bottom 5 along with
#49 New York , #48 California ,#47 Vermont and #47 District of Columbia .

Neighboring states ,#15 Delaware ,#26 Pennsylvania and #49 New York .

According to the Tax Foundation , “The absence of a major tax is a common factor among many of the top 10 states. Property taxes and unemployment insurance taxes are levied in every state, but there are several states that do without one or more of the major taxes: the corporate income tax, the individual income tax, or the sales tax. Wyoming, Nevada, and South Dakota have no corporate or individual income tax (though Nevada imposes gross receipts taxes); Alaska has no individual income or state-level sales tax; Florida has no individual income tax; and New Hampshire, Montana, and Oregon have no sales tax.

This does not mean, however, that a state cannot rank in the top ten while still levying all the major taxes. Indiana and Utah, for example, levy all of the major tax types, but do so with low rates on broad bases.

The states in the bottom 10 tend to have a number of afflictions in common: complex, nonneutral taxes with comparatively high rates. New Jersey, for example, is hampered by some of the highest property tax burdens in the country, is one of just two states to levy both an inheritance tax and an estate tax, and maintains some of the worst-structured individual income taxes in the country . “

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Gas and food surge sends May prices on a tear



U.S. producer prices in May recorded their biggest increase in more than 2-1/2 years as the cost of gasoline and food rose, suggesting that an oil-driven downward drift in prices was nearing an end.

The Labor Department said on Friday its producer price index for final demand increased 0.5 percent last month, the largest gain since September 2012. That followed a 0.4 percent decline in April.

In the year to May, the PPI fell 1.1 percent, marking the fourth straight 12-month decrease. Prices dropped 1.3 percent in the 12 months through April, the biggest fall since 2010.

Economists had forecast the PPI rising 0.4 percent last month and falling 1.1 percent from a year ago.

A sharp decline in crude oil prices since last year and a strong dollar have weighed on producer prices. While rising oil prices are easing some of the downward pressure on inflation, the upward trend in producer prices will be gradual because of the dollar’s strength.

The greenback has gained about 13.2 percent against the currencies of the United States’ main trading partners since June 2014.

The stabilization in producer prices should support views that the Federal Reserve will raise interest rates this year.

Last month, gasoline prices surged 17 percent, the largest increase since August 2009. Food prices rose 0.8 percent in May, the biggest gain in just over a year, snapping five straight months of declines.

Higher food prices were driven by a shortage of eggs after an outbreak of bird flu led to the culling of millions of chickens. Wholesale egg prices soared a record 56.4 percent last month.

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Reader says The taxes and mandates placed upon private enterprise make doing business in NJ uncompetitive with other states


Reader says The taxes and mandates placed upon private enterprise make doing business in NJ uncompetitive with other states

As a business owner in the private sector, let me add to it from that perspective.

The taxes and mandates placed upon private enterprise make doing business in NJ uncompetitive with other states.

The foolish Democrats that control Trenton kill the economy here every time they pass another law with the stroke of a pen.

Nobody ‘mandates’ that private enterprise make a profit (which is taxed), yet the morons who are elected from the big cities (Newark, Camden, Paterson etc) that milk the funds from the state treasury continue to pass rules that hurt businesses.

Many businesses will never expand here, and move new operations to more ‘tax friendly’/’regulation friendly’ states.

No large business would ever consider moving here.

The state is broke due to ‘obligations’ to the unions as mentioned in the previous post.
Further draining the state treasury are the billions of dollars that get flushed down the toilet in the “Abbot’ school districts (thanks to the left wing activist NJ supreme court).
It should come as no surprise that the ‘big earners’ make sure they do their ‘time’ out of state….spend 181 days per year in FLA and vote there… so NJ can no longer pick their pockets… and the rest of us will have to make up the difference in higher taxes..
Try to explain logic such as that to the Dumbocrats in Trenton… good luck.