retirement - THE RIDGEWOOD BLOG.

Posted on July 16, 2026August 4, 2026 by James — Leave a comment

5 Reasons New Jersey Retirees Love Staying Active All Year Long

Retirement opens the door to a different pace of life, but that does not mean slowing down. Across New Jersey, older adults are discovering that staying engaged with their communities makes every season more rewarding. From scenic parks to cultural attractions and welcoming neighborhoods, the Garden State offers countless opportunities to enjoy an active lifestyle. Whether someone is planning a move or simply looking for fresh ideas, there are plenty of ways to make every week feel meaningful.

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Posted on January 30, 2026February 2, 2026 by James — Leave a comment

Getting Your Money Ready for the Retirement You Want

You’ve done the hard work. Through years of discipline and smart decisions, you’ve built a significant nest egg. It’s a remarkable accomplishment, but as you approach retirement, you may be realizing that the next phase presents an entirely new and more complex challenge. The goal is no longer just saving more; it’s about strategically transforming your assets into a lifelong, tax-efficient income stream.

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Posted on September 10, 2024September 10, 2024 by James — 1 Comment

The Ultimate Pre-Annuity Guide: Evaluating Options and Making the Right Choice

Annuities are a powerful financial tool designed to provide a steady stream of income during retirement. As people near the later stages of their careers, securing guaranteed income for the future becomes a top priority. However, not all annuities are created equal, and selecting the right one can be a challenging process. With numerous options available, understanding the types of annuities, how they function, and which one best aligns with your financial goals is essential.

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Posted on August 27, 2024August 27, 2024 by James — Leave a comment

Senior Hobbies: Finding Passion And Purpose After Retirement

After working all week for years, it can come as a shock to many who enter retirement that they don’t really have anything to do. They have plenty of time now, but they’ve been so focused on work for years, that they aren’t sure what to do with their free time. For those who are struggling, there are tons of different ideas to try out. Try some of the following.

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Posted on June 3, 2024July 24, 2026 by James — Leave a comment

Your Guide to Luxury Retirement Living

Apartment-style living, daily meals, transportation, exercise classes, events, and activities are common in senior living facilities. However, Luxury Retirement Living communities provide more facilities and services, making them seem more like five-star resorts than retirement homes.

Luxury senior housing options range from beachfront to urban high rises for seniors who can afford a more luxurious lifestyle.

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Posted on April 8, 2024April 8, 2024 by James — 1 Comment

Get Financial Security for Retirement with These Tips and Tricks

While everyone’s idea of a dream retirement is different, one thing most people consider is the importance of saving for the future. This can help you feel more financially and psychologically safe in retirement. Before planning your retirement, you should consider your lifestyle. For example, would you like to travel the world or explore the unique places in your country only? On the other hand, maybe you are planning to renovate your house to make it cozy and comfortable for your family. These are all things that may come to your mind when thinking about your retirement, so here are some useful tips and tricks to make this part of your life one of the most enjoyable.

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Posted on December 7, 2023December 6, 2023 by James — 3 Comments

Inflation Has Eroded Retirement Plans Values by an Average of $16,200

the staff of the Ridgewood blog

Ridgewood NJ, stocks up but you are still feeling a little poorer ? Americans’ nest eggs are getting clobbered by “Bidenflation”.

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Posted on June 19, 2023June 24, 2024 by James — 4 Comments

How to Adjust to the Emotional Side of Retirement

Retirement is about more than just leaving your job and enjoying a life of leisure. It’s also an emotional time, and there are many adjustments to be made as you transition away from your career. While it may feel freeing at first, it is also often a slower lifestyle than you are used to, so you might find yourself wondering what you have gotten yourself into. Luckily, there are a few ways to make the transition smoother for you and thrive during retirement.

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Posted on December 4, 2022December 4, 2022 by James — Leave a comment

Archdiocese of Newark to Hold Collection to Aid Retirement Needs to Eligible Catholic Religious Institutes

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the staff of the Ridgewood blog

Newark NJ, the National Religious Retirement Office (NRRO) announces that on Dec. 10-11, 2022, the Archdiocese of Newark will hold the annual Retirement Fund for Religious collection in parishes throughout the archdiocese.

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Posted on November 30, 2022November 30, 2022 by James — 2 Comments

Ridgewood Police Officer Steven Shortway Retires after 25 years

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the staff of the Ridgewood blog

Ridgewood NJ, Ridgewood Police Officer Steven Shortway retires after 25 years of service to the Village of Ridgewood.

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Posted on May 4, 2022May 4, 2022 by James — 2 Comments

Rising Costs of Living :1 in 5 Retirees Plan to go Back to Work This Year

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file photo by ArtChick

the staff of the Ridgewood blog

Ridgewood NJ, after a surge in retirement during the early months of the pandemic, the rate of retired workers returning to the job market has slowly been increasing over the past year. And as the labor shortage drags on, more opportunities have become available for those looking to come back to work, especially in a part-time capacity.

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Posted on August 21, 2021August 20, 2021 by James — 4 Comments

SURVEY: Fears of contracting COVID-19 is the most cited reason among unemployed Americans still not job hunting

the staff of the Ridgewood blog

Ridgewood NJ, ResumeBuilder.com recently released a survey that discovered what’s stopping Americans from job hunting.

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Posted on April 15, 2021April 15, 2021 by James — Leave a comment

How to Open a Roth IRA Account

Everyone needs to plan for their future, and Roth IRAs are a great way to save for your retirement. There is no immediate tax benefit with a Roth IRA, but you will be eligible for tax-free income after you retire, including on your earnings pre-retirement. With no minimum distributions during your lifetime, you can allow the money to grow until you need it or pass it on to your family tax-free. Roth IRAs are especially good for younger earners who usually have a lower income tax rate than they will when they come to withdraw the funds. With decades still ahead of compound interest, you can make a lot of money if you start paying into a Roth IRA when you are young. Parents can even open an account for their children as there is no minimum age limit.

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Posted on April 8, 2021April 8, 2021 by James — Leave a comment

Practical Tips That Will Help You Prepare For Your Upcoming Retirement

Retiring early is the dream of many but the truth is that the dream is unachievable unless you carefully plan for your future. It’s not easy planning for your retirement but that isn’t to say that it’s impossible. With the right guidance and knowledge, you can have your future set up for you in just a few years.

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