Unable to Meet the Deductible or the Doctor (Gee Wiz)
By ABBY GOODNOUGH and ROBERT PEAROCT. 17, 2014
Patricia Wanderlich got insurance through the Affordable Care Act this year, and with good reason: She suffered a brain hemorrhage in 2011, spending weeks in a hospital intensive care unit, and has a second, smaller aneurysm that needs monitoring.
But her new plan has a $6,000 annual deductible, meaning that Ms. Wanderlich, who works part time at a landscaping company outside Chicago, has to pay for most of her medical services up to that amount. She is skipping this year’s brain scan and hoping for the best.
https://www.nytimes.com/2014/10/18/us/unable-to-meet-the-deductible-or-the-doctor.html?src=twr&_r=0
Our family plan, sponsored through an employer, has a $3,000 deductible. It was selected because it had the best premiums.
While we are fortunate to have an employer sponsored plan we pay the family portion of the premiums. We even paid an extra tax because we have a “cadillac” plan.
The health care plans described are not unusual. The problem is that the people described are either under employed or do not realize that they have healthcare in the real world. $1,000 for an ER visit is not bad.
The ACA was widely understood by it’s supporters as being the solution having health coverage if you were poor or were somehow unable to get health insurance through traditional means (full-time corporate employees). Some of these were convinced it was all going to be free. It’s another case of blindly cheering a piece of legislation without reading the details. When the opponents of the Act were pointing out a lot of these details, they were shouted down as telling lies.
Not an issue any public sector worker will ever have to worry about – why do we still subsidize Cadillac family healthcare plans for life for municipal workers who have the same median salaries as private sector workers in Ridgewood ?
Why are you such a broken record ?
Why are you such a parasite, stealing from taxpayers ?