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State’s raft of health plan choices include high-deductible coverage
On Wednesday, the State Health Benefits Commission will meet to consider a new set of health plans for government workers, who over the next four years will pay an increasing share of their health coverage premiums. The choices include plans with significantly lower premiums, but higher deductibles that require workers to pay more of their own medical bills.
AON Hewitt, a benefits consultant to the state, has developed a premium schedule for the plans, which the commission will consider Wednesday. The plans are being phased in, but in four years, the highest-paid workers will pay 35 percent of their premiums, while a worker earning $30,000 will pay 5 to 10 percent of the premium, depending on the level of coverage; everyone pays at least 1.5 percent of their salary for health care. (Fitzgerald, NJBIZ)
