>Consumer-Driven Health Plans Grew 13.9% in Last Year
Written by Lindsey Dunn | August 23, 2011
Consumer-driven healthcare plans — plans with high out-of-pocket costs but lower premiums — grew 13.9 percent in the last year, a slower rate of growth than experienced between 2009 and 2010, according to preliminary results from United Benefit Advisors’ “2011 UBA Health Plan Survey”.
CDHPs now represent nearly 23 percent of health plans offered. The Northeast had the largest concentration of CDHPs (31.3 percent), followed by the Southeast region (27.4 percent). The average cost increase for all CDHPs was 8 percent, which was slightly lower than the average cost increase of all plan types of 8.2 percent.
Other key findings from the survey include:
• PPO plans have nearly two-thirds of all enrolled employees (64.4 percent).
• The average employee contribution for plans with contributions for all plan types is $117 for single and $467 for family.
• Four-fifths of all wellness plans (80.6 percent) offered a health risk assessment.
• As a direct result of health care reform criteria, 81.3 percent of all plans now offer an unlimited lifetime maximum benefit compared to just 16.1 percent in 2010.
https://www.beckershospitalreview.com/racs-/-icd-9-/-icd-10/consumer-driven-health-plans-grew-139-in-last-year.html
