How to Write a Check? 10 Questions About Filling a Check

Although writing a check is much easier compared to different document writing, like composing a CV or a cover letter – where you need to use services like Grammarly or WOW Essays – it is still quite a complicated procedure with its nuances. In this article, we will briefly explain the basic principles of filling out a check and try to answer the most common questions regarding this topic.

How to fill out a check correctly?

• Enter the amount in the figures. On a check, on the right side, a thick stroke box is preceded by the sign €. 
• Enter the amount in words.
• Indicate the beneficiary.
• Specify the location. 
• Specify the date. 
• Put your signature. 
• Don’t forget the checkbook stub.

How to write the amount that you have to pay correctly?

At first, it is necessary to write the amount that you have to pay the check in question in all letters, on the lines to the left of the check. Then you must write this amount in figures in a box to the right of the check.

For the amount in words, it is tolerated to write cents (We can write cents) in numbers. Example: “One hundred euros and 25 cents”. The law prohibits the date before or after a check, i.e. to date it on a day other than the day of issue.

How to make a sign on a check?

Without a signature, your check is worthless. We usually sign below the words “Signature” at the bottom right. It must not invade the white strip.

How do I fill out a bearer check? 

The usual form of endorsement is: “endorsed to the order of,” followed by the date and your signature. If you do not mention the payee’s name, the back will be in Re- and anyone can cash the check.

What is a non-endorsable check? 

It cannot be transmitted to a third party (it is non-endorsable, except for the benefit of a bank). To collect the check, you must sign it on the back and deliver it to the bank. It is also necessary that the issuer’s check account be sufficiently stocked for the check to be cashed.

What is the deadline for presenting an unpaid check?

When a check is presented and cannot be cashed for disposition default, the bearer has several recourses depending on whether the presentation was made within the legal 8 days.

Why give a crossed check? 

The crossed check is, therefore, only intended for the payee and cannot be transmitted to a third party. Contrary to the non-rod check, a crossed check is not payable in cash at the bank’s window, making it the main difference between the crossed and non-rod checks.

How do I write a check in the United States?

 In the box on the right, write the amount in figures (after the $ symbol). On the bottom right, we sign, and on the left, we usually write information about the person making the check, such as their phone number.

How do I make a certified check?

The teller will verify the funds in your account and then make a check containing the payee’s name. Your signature will also appear on this certified check. The bank will withdraw the funds from the bank account you provide and reserve them for you so that they can honor the payment at any time.

What are the types of checks? 

• Checks are crossed out in advance.
• Checks not crossed out.
• Bank checks.
• Certified checks.
• Traveler’s checks or traveler’s checks.

Thank you for reading this article! We hope that it helped you to know how to write checks correctly! We also invite you to read this interesting article about useful tools for students.