
the staff of the Ridgewood blog
Ridgewood NJ, New Jersey’s Teacher Loan Redemption Program is making waves, wiping out up to $20,000 in student loan debt for nearly 170 public school teachers in 2025 to tackle the state’s crippling teacher shortage. From Paterson to Garfield, educators in high-need subjects are reaping the benefits, but fierce competition and strict rules left 580 applicants in the dust. With applications for the 2025-26 school year now closed, here’s the scoop on this life-changing initiative and how it’s transforming education in NJ!