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Newborn 401(k)? “One Big Beautiful Bill” Proposes $1,000 Investment Accounts for Every Baby in America

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the staff of the Ridgewood blog

Ridgewood NJ, a transformative provision within the One Big Beautiful Bill Act could reshape how the next generation of Americans engages with capitalism—by providing every newborn with a retirement-style investment account.

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Kyla Scanlon: The TikTok Economist Teaching Gen Z How to Understand—and Survive—the Economy

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the staff of the Ridgewood blog

Ridgewood NJ, Talking about money is harder than talking about bowel movements, says 28-year-old educator and economics influencer Kyla Scanlon—and she’s not wrong.

Money is personal. It’s tied to our self-worth, reflects our life choices, and exposes our fears and flaws. Yet, despite the flood of financial advice online, many people feel overwhelmed, underinformed, and alienated from the systems that shape their daily lives.

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3 Simple Ways to Banish Financial Stress

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Stress is a common part of everyday life. We experience it when we’re overwhelmed at work, when we’re dealing with common relationship issues, and even when we’re handling unexpected issues, like illnesses and injuries. However, one of the most common sources of stress is money. Whether you’re worrying about paying your bills, or you’re concerned your income isn’t enough to accommodate the needs of your family, financial stress can cause a lot of strain. 

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