Tag: hidden costs

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Top Mistakes to Avoid When Trying to Shop on a Budget and How to Prevent Them

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Shopping on a budget can be a rewarding way to save money and ensure financial stability, but it’s not without its challenges. Many people set out with the best intentions only to fall into common pitfalls that derail their savings goals. By understanding these mistakes and learning how to avoid them, you can stick to your budget while still getting the items you need and want. Here are the top mistakes to avoid when shopping on a budget and strategies to help you prevent them.

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Ridgewood Real-estate :The hidden costs of owning a new home

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FEBRUARY 28, 2016    LAST UPDATED: SUNDAY, FEBRUARY 28, 2016, 1:21 AM
BY MARLAINA COCKCROFT
SPECIAL TO THE RECORD  |
THE RECORD

Congratulations, you’re a new homeowner. You’re also a home fixer. The house you thought was in working order at closing may actually need a new water heater, plumbing or roof.

As experienced homeowners know, the costs of ownership don’t end with the down payment and the monthly mortgage. They only begin there. And all of the other aspects of maintaining a home can offer a few surprises.

For instance, when Stacey Sheridan and her husband moved into their first home in Fair Lawn in April 2008, they thought they had a working central air system. “The inspector had told us that it was too cold to check the temperature of the air conditioning unit,” she said, and the sellers had said it worked. “Lo and behold, when the weather got warm, we turned it on, it did not work.”

https://www.northjersey.com/towns/home-expense-doesn-t-stop-at-closing-1.1519280