file photo by Boyd Loving
the staff of the Ridgewood blog
Ridgewood NJ, Rebuilding following a disaster can be challenging and strenuous. To recover quickly, it is important to have access to financial, insurance, medical, and other personal records. Ready.gov provides tips to stay financially prepared. These recommendations include:
Consider saving money in an emergency savings account for use in any crisis. Keep a small amount of cash at home in a safe place. It is important to have small bills on hand in the event ATMs and credit card machines are unavailable when you need to purchase necessary supplies, fuel, or food.
Obtain property (homeowners or renters), health, and life insurance if you do not already have them. Not all insurance policies are the same. Review your policy to make sure the amount and types of coverage you have meet the requirements for all possible hazards. Homeowners insurance does not typically cover flooding, so you may need to purchase flood insurance from the National Flood Insurance Program.
Download the Emergency Financial First Aid Kit for more financial preparedness tips
are they trying to tell us something?