New year, new credit score. If only it were that simple. Sadly, you won’t start with a fresh new when the clock strikes 12.
But just because a financial redo isn’t in the cards doesn’t mean you’re stuck with your score forever. Your credit is a reflection of everyday credit decisions and long-term habits. Change these, and you’ll be able to affect your score.
So, if you’re tired of dealing with the fallout of your bad credit, consider adding these new habits to your financial routine.