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>Citzens Community Bank CLOSED by FDIC

>On Friday, May 1, 2009 , Citizens Community Bank, Ridgewood, New Jersey was closed by the New Jersey Department of Banking and Insurance. Subsequently, the Federal Deposit Insurance Corporation (FDIC) was named Receiver. No advance notice is given to the public when a financial institution is closed.

All deposit accounts have been transferred to North Jersey Community Bank, Englewood Cliffs, NJ . For more information on North Jersey Community Bank, visit us at www.njcb.com.

The FDIC has assembled useful information regarding your relationship with Citizens Community Bank. Besides a checking account, you may have Certificates of Deposit, a business checking account, a Social Security direct deposit, and other relationships with the institution.

https://www.ccbnj.com/

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>Westwood mayor plans to protest hospital action

>The mayor of Westwood will lead a walk from Westwood Borough Hall to The Valley Hospital in Ridgewood on Saturday to protest Valley’s efforts to block the reopening of Pascack Valley Hospital.

https://www.northjersey.com/news/health

Westwood mayor plans to protest hospital action

Friday, May 1, 2009
BY LINDY WASHBURN
NorthJersey.com
STAFF WRITER

The mayor of Westwood will lead a walk from Westwood Borough Hall to The Valley Hospital in Ridgewood on Saturday to protest Valley’s efforts to block the reopening of Pascack Valley Hospital.

“I will not sit idly by without bringing attention to what it is they are trying to do,” Mayor John Birkner Jr. said of efforts by Valley and Englewood Hospital and Medical Center to prevent the reopening of the bankrupt former hospital.

Hackensack University Medical Center has applied with a for-profit partner for state permission to reopen the facility as a 128-bed community hospital.

A spokeswoman for Valley said the planned 4 1/2-mile walk “reinforces one of our points” about access to health care services since Pascack Valley closed in November 2007.

Quality health care services “are available close to home,” said Megan Fraser, the spokeswoman. “In fact, they are within walking distance.”

In contrast to an earlier news release from the borough, no demonstration is planned in Ridgewood and no buses will be provided to transport those who can’t walk, Birkner said. He has no plans to disrupt traffic, interrupt access to the hospital or make a speech, he said.

He said he will carry a sign, “People First: Reopen Pascack Valley Hospital.”

“I’m not looking to be confrontational,” said Birkner. “I’m a gentleman.”

Birkner expects fewer than 100 people to participate, but he encouraged “any other like-minded citizens who would like to exercise their First Amendment rights” to join him at 1 p.m.

Next Thursday, U.S. Bankruptcy Judge Rosemary Gambardella is expected to decide whether to approve a deal between Hackensack and the estate of the bankrupt hospital to buy the former hospital’s license for $800,000.

Valley has offered $2 million to buy the license and kill it. Along with Englewood, Valley has argued that the sale to Hackensack should not be approved. Hackensack needs the license to complete its state application.

E-mail: [email protected]

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>Consumer Alert :Virgin Mobile Condones Stealing customers money

>Update:

the Ridgewood blog has been informed by several readers that on the Virgin Mobile’s website if you change or attempt to change your plan or account information you will automatically charged the full monthly change with out any prorating of charges and fees .Like most mobile phone companies customer service is almost impossible to get on the line and when you do there answer to everything is you changed your plan so you were charged for a new plan no refunds end of story. the Ridgewood blog would suggest that dumping Virgin Mobile is a better end of story.

let us know if you have been riped off by a business or government agency

[email protected]

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>Bob Hutton’s Campaign Literature – Better Late Than Never?

>The Fly was somewhat surprised to receive a piece of campaign literature from BOE member Bob Hutton in her mailbox yesterday (April 28). Several other residents on The Fly’s street received the mailing yesterday also.

The BOE election was held on Tuesday, April 21. Mr. Hutton ran unopposed.

Does anyone have a clue as to why Bob’s flyer arrived a full week post-election, and why he bothered spending money on campaign literature if he had no opposition?

show?id=mjvuF8ceKoQ&bids=56753

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>March 24, 1976: Ford Orders Swine-Flu Shots for All

>38getting swine flu shot
1976: President Gerald Ford orders a nationwide vaccination program to prevent a swine-flu epidemic.

https://www.wired.com/science/discoveries/news/2008/03/dayintech_0324

Ford was acting on the advice of medical experts, who believed they were dealing with a virus potentially as deadly as the one that caused the 1918 Spanish influenza pandemic.

The virus surfaced in February at Fort Dix, New Jersey, where 19-year-old Pvt. David Lewis told his drill instructor that he felt tired and weak, although not sick enough to skip a training hike. Lewis was dead with 24 hours.

The autopsy revealed that Lewis had been killed by “swine flu,” an influenza virus originating in pigs. By then several other soldiers had been hospitalized with symptoms. Government doctors became alarmed when they discovered that at least 500 soldiers on the base were infected without becoming ill.

It recalled 1918, when infected soldiers returning from the trenches of World War I triggered a contagion that spread quickly around the world, killing at least 20 million people. Fearing another plague, the nation’s health officials urged Ford to authorize a mass inoculation program aimed at reaching every man, woman and child. He did, to the tune of $135 million ($500 million in today’s money).

Mass vaccinations started in October, but within weeks reports started coming in of people developing Guillain-Barré syndrome, a paralyzing nerve disease, right after taking the shot. Within two months, 500 people were affected, and more than 30 died. Amid a rising uproar and growing public reluctance to risk the shot, federal officials abruptly canceled the program Dec. 16.

In the end, 40 million Americans were inoculated, and there was no epidemic. A later, more technically advanced examination of the virus revealed that it was nowhere near as deadly as the 1918 influenza virus. The only recorded fatality from swine flu itself was the unfortunate Pvt. Lewis.

History’s verdict of the program is mixed. Critics assail Ford, accusing him of grandstanding during an election year — it did him no good, because he lost anyway — while kowtowing to the pharmaceutical companies. Supporters laud the ability of the nation’s health bureaucracy to mobilize so effectively.

Those who remembered 1918 probably consider it money well spent.
https://www.wired.com/science/discoveries/news/2008/03/dayintech_0324

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>Village Council May Double Metered Parking Rates

>Under a plan discussed during their April 22nd Work Session, Village Council members may soon introduce an ordinance that would increase metered parking rates from 25 cents to 50 cents per hour.

Coincident with the proposed rate increase, the time period during which metered rates are in effect would change to 10AM – 6PM Monday through Saturday (excluding train station parking lot meters). Currently, metered rates are in effect from 9AM – 8PM Monday through Saturday (excluding train station parking lot meters).

Village Manager James Ten Hoeve advised Council members that the proposed fees were in line with those currently being charged by communities such as Westfield, Milburn, Montclair, and Summit.

1-800-FLOWERS.COMshow?id=mjvuF8ceKoQ&bids=100462

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>Financial Crisis Hits Home

>Boomer Bows Out in Shakeout That Led to Vermont Beard

By Mark Clothier and John Helyar
https://www.bloomberg.com/apps/news?pid=20601109&sid=aK.0hS39ItNc&refer=home

April 27 (Bloomberg) — In early 2008, David Roberts’s morning routine at the Ridgewood, New Jersey, train station was as unchanged as the view from its platform, which overlooks a downtown anchored by the Daily Treat diner and a 77-year-old movie theater. Roberts would sip coffee, eat a corn muffin, scan the Financial Times and step aboard the 7:50 train.

This was not the same trip he had made for the 14 years he worked for three Wall Street firms. This was a commute to nowhere.

Roberts, 61, was bound for an outplacement center on New York’s East 37th Street, where he pursued job leads and the dream of starting a consulting firm with former colleagues. Like many of his neighbors in Ridgewood, Roberts had been thrown out of work after the credit markets seized up last year, joining thousands of commuters in the competition for jobs that don’t exist anymore.

Roberts, an economist at Dominion Bond Rating Service until January 2008, was fired 13 months after he predicted in a published report the recession that would end his livelihood.

“You can see a train wreck coming,” Roberts says. “But that doesn’t mean you can get out of the way.”

Roberts has suffered through a chain of unanswered job applications, an ill-fated relocation to Washington, and depression. As of April, he had lost or spent more than half of his $1.4 million in savings. One of the few risks he takes with money these days is at the poker table.

26,000 Jobs Lost

Roberts and his wife — who is battling multiple sclerosis — are moving to Vermont, where they honeymooned and often vacation. He has grown a gray-and-white beard more befitting the Green Mountains than Wall Street.

Knowing that the money he has left won’t last forever, Roberts must figure out a new way to earn a living. “I don’t know where the income is going to come from,” he says.

Roberts is one of 26,000 people who lost financial services jobs in New York City from January 2008 to March 2009, according to Moody’s Economy.com. Many live in bedroom communities such as Ridgewood — a Bergen County enclave of 24,300 people 25 miles from Wall Street.

Ridgewood retailers say some stores’ Christmas receipts were off 40 percent last year. As many as 30 stores and restaurants in the business district are for sale. The village government trimmed three building inspectors after a two-year, 46 percent drop in construction activity.

Ramapo Retreat

Nestled in the foothills of the Ramapo Mountains, Ridgewood has had a symbiotic relationship with New York’s financial district since the mid-1800s, when tycoons built summer homes there. Commuter trains soon carried dad to the financial jungle while mom stayed home and raised the kids. “It’s for domesticated masters of the universe, a throwback to the 1950s,” says Erik Sorenson, chief executive officer of online career firm Vault.com and a Ridgewood resident.

Ridgewood’s projected median household income for 2009 is $129,394, according to market research firm Nielsen Claritas, which makes it the 17th-most-affluent U.S. community in the 20,000 to 50,000 population range. From 1991 to 2006, the average home sale price more than tripled to $864,000, according to the New Jersey Multiple Listing Service.

read the rest on Bloomberg
https://www.bloomberg.com/apps/news?pid=20601109&sid=aK.0hS39ItNc&refer=home

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>New Book says there is no such thing as teaching kids critical thinking skills

>How to Wake Up Slumbering Minds

By CHRISTOPHER F. CHABRIS

We are in the midst of an explosion of knowledge about how the human mind and brain work — how memory comes in many different types, each stored in a different part of the brain; how our minds constantly process information outside our conscious awareness; how differences in brain function help to define differences in our personalities. A lot of this new knowledge raises provocative questions, not least about human nature.

But as disgruntled students have been saying for ages: How are we ever going to use this stuff? Chemistry can boast of miracle drugs, and genetics has done wonders for our food supply and for medical diagnosis. What about psychology and neuroscience? Shouldn’t research on learning and memory and thinking help us to learn, remember and think better?

Daniel T. Willingham thinks that it should. In “Why Don’t Students Like School?” he poses nine questions that a teacher might want to ask a cognitive scientist — beginning with the question in the title — and then answers each, citing empirical studies and suggesting ways for teachers to improve their practice accordingly. But Mr. Willingham’s answers apply just as well outside the classroom. Corporate trainers, marketers and, not least, parents — anyone who cares about how we learn — should find his book valuable reading.

So why don’t students like school? According to Mr. Willingham, one major reason is that what school requires students to do — think abstractly — is in fact not something our brains are designed to be good at or to enjoy. When we confront a task that requires us to exert mental effort, it is critical that the task be just difficult enough to hold our interest but not so difficult that we give up in frustration. When this balance is struck, it is actually pleasurable to focus the mind for long periods of time. For an example, just watch a person beavering away at a crossword or playing chess in a noisy public park. But schoolwork and classroom time rarely keep students’ minds in this state of “flow” for long. The result is boredom and displeasure. The challenge, for the teacher, is to design lessons and exercises that will maximize interest and attention and thus make students like school at least a bit more.

Elsewhere Mr. Willingham has his curious teacher ask: “Is drilling worth it?” The answer is yes, because research shows that practice not only makes a skill perfect but also makes it permanent, automatic and transferable to new situations, enabling more complex work that relies on the basics. Another question: “What is the secret to getting students to think like real scientists, mathematicians, and historians?” According to Mr. Willingham, this goal is too ambitious: Students are ready to understand knowledge but not create it. For most, that is enough. Attempting a great leap forward is likely to fail.

It should be said that Mr. Willingham, a psychology professor at the University of Virginia, is not in favor of merely making learning “fun” or “creative.” He advocates teaching old-fashioned content as the best path to improving a student’s reading comprehension and critical thinking. Such a view makes Mr. Willingham something of an iconoclast, since 21st-century educational theory is ruled by concepts like “multiple intelligences” and “learning styles.”

Mr. Willingham notes that students cannot apply generic “critical thinking skills” (another voguish concept) to new material unless they first understand that material. And they cannot understand it without the requisite background knowledge. The same is true of learning to read: Trying to use “reading strategies” — like searching for the main idea in a passage — will be futile if you don’t know enough facts to fill in what the author has left unsaid. Here, as always, Mr. Willingham shows how experiments support his claims.

The trendy notion that each person has a unique learning style comes under an especially withering assault. “How should I adjust my teaching for different types of learners?” asks Mr. Willingham’s hypothetical teacher. The disillusioning reply: “No one has found consistent evidence supporting a theory describing such a difference. . . . Children are more alike than different in terms of how they think and learn.”

It turns out that while education gurus were promoting the uplifting vision of all students being equal in ability but unique in “style,” researchers were testing the theory behind it. In one experiment, they presented vocabulary words to students classified as “auditory learners” and “visual learners.” Half the words came in sound form, half in print. According to the learning-styles theory, the auditory learners should remember the words presented in sound better than the words presented in print, and vice-versa for the visual learners.

But this is not what happened: Each type of learner did just as well with each type of presentation. Why? Because what is being taught in most of the curriculum — at all levels of schooling — is information about meaning, and meaning is independent of form. “Specious,” for instance, means “seemingly logical, but actually fallacious” whether you hear it, see it or feel it out in Braille. Mr. Willingham makes a convincing case that the distinction between visual, auditory and kinesthetic learners (who supposedly learn best when body movement is involved) is a specious one. At some point, no amount of dancing will help you learn more algebra.

One is tempted to criticize “Why Don’t Students Like School?” in only one respect. The text is peppered with the kind of attention-grabbing but ultimately pointless pictures that abound in contemporary textbooks. When Mr. Willingham cleverly describes an episode of the TV medical drama “House” to illustrate how experts think differently from novices — they don’t necessarily have more knowledge but they do focus more rapidly on the most relevant information — he wastes almost half a page on a photograph of the actor who plays the main character. The space would be better spent on more of Mr. Willingham’s brilliant analysis of how we really learn and his keen insight about how we ought to teach.

Mr. Chabris is a psychology professor at Union College in Schenectady, N.Y.

Why Don’t Students Like School?
By Daniel T. Willingham
(Jossey-Bass, 180 pages, $24.95)

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>The Fred d’Elia Memorial Day Ridgewood Run May 25th

>ridgewood+run
The Fred d’Elia Memorial Day Ridgewood Run is a family-focused day of events that provide a fun environment in a festive open-park atmosphere. Seven distinct events provide the center of activity. They start at 8:30 AM and continue until after the conclusion of the Fun Run at noon. The road races are run through the tree-lined streets of the Village of Ridgewood NJ. Ridgewood is located in Bergen County bordering Rockland, Westchester, and New York counties.

The close proximity to New York City gives families from the NY Metropolitan area a chance to celebrate the holiday by spending a fun-filled weekend that concludes with a day of healthy exercise. At the Ridgewood Run, one spouse might run the 10K, the other the 5K, and then accompany the children in the Fun Run.

The Ridgewood Run has established itself as the must-run road race in the NY-NJ-Connecticut area on Memorial Day. The North Jersey Masters (NJM), the premier running club in Northern NJ, has been the organizer of the race since it’s inception in 1976. In those years NJM has built a reputation for hospitality and the ability to put on a quality day for all participants (see Race History).

Race Amenities in 2009 are: a Flat & Fast Course, Chip Timing, a Baggage Check Area, Mile Clocks, Water Stops, Certified Routes, and this year, a Ridgewood Run Tech T-Shirt to the first 2,000 online registrants. These lightweight running shirts feature a fabric that wicks perspiration to keep you dry and comfortable. Other extras are: a Family Team competition in the 5K, Hotel discounts, and Photographs by Ken Shelton Photography.

Awards and Prizes are plentiful: 1) Prize money to the top three finishers in the Elite 1-Mile races, and to the top 5 finishers in the 5K & 10K. 2) New Balance Gift Certificates to the top three finishers in each five-year age-group bracket. 3) Finisher’s Medal to all registered finishers of the Ridgewood YMCA Fun Run/Health Walk. 4) Park Avenue Mountain Bike drawing. 5) Ridgewood Running Company Baby Jogger Raffle.

REGISTER NOW
Mark your calendar to celebrate Memorial Day 2009 at the
Fred d’Elia Ridgewood Run!

https://www.ridgewoodrun.com/

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>Valley admits it needs higher patent turnover to pay for “Renewal”

>Valley admits it needs higher patent turnover to pay for “Renewal”

In an article in Sunday’s the Bergen Record https://www.northjersey.com/news/health/Hospitals_plead_case_against_Pascack_Valley.html

Valley’s CFO Richard Keenan stated that “while Valley Hospital’s survival would not be threatened by the proposed reopening [of PVH], [Valley] would lose half of the caseload it gained as a result of Pascack Valley’s closure and would reduce income from operations by about $12 million a year. A reduction in operating income of that magnitude would force us to modify or delay essential capital projects [RENEWAL] we had planned.”

From the introduction of the “Case for Renewal” in September 27, 2006, Valley has continually stated that only 3 more beds would cause little increase in patients, visitors or traffic. Keenan’s statements contradict this claim as he admits for the first time that Valley needed to increase revenue, through patient turnover to pay for the Renewal.

It is also interesting that the traffic study was conveniently undertaken one year after the “Renewal” presentation, after Pascack Valley had closed and had traffic increased. This means that the traffic study is flawed as it was calculated on the wrong baseline.

If the Valley Hospital is unsuccessful at stopping the reopening of 128 beds at Pascack Valley hospital, should the Planning Board abandon its proposed changes to the Master Plan H-Zone?

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the Best of Bergen from 201 Magazine

>
https://www.201.net/resources/Best+of+Bergen+2009

Best of Bergen 2009

Best Downtown Shopping
Ridgewood

Many of Bergen’s 70 communities have bustling downtown shopping districts, but Ridgewood, with its long avenue of boutiques, restaurants and parks, was chosen the favorite. The downtown, notes Tara Diamond-Kule of Glen Rock, “mixes ‘mom-and-pop’ with nationwide-chain shopping in a great balance.” Diamond-Kule also praises the diversity of food offerings to suit every palate. “Every age group can find something to do, eat or buy in downtown Ridgewood, from going to the movies, getting their hunger sated, or buying a new outfit for a night out.”

Runners-Up: Englewood, Westwood

Best Fireworks
Ridgewood Fourth of July
Whether viewed from Vets Field, Van Neste Square Park or the west side of the railroad tracks, Ridgewood’s fireworks continue to delight for this annual Independence Day tradition. “When our children were young,” recalls Barbara Baum of Montvale, “our family’s 4th of July celebration included a drive into Ridgewood to watch the town’s spectacular fireworks.” Way to light up the faces of young and old!

Best Homemade Ice Cream
Van Dyk’s Ice Cream, Ridgewood
Tucked away in a residential neighborhood of Ridgewood, Van Dyk’s continues to draw ice cream lovers throughout the seasons. Sensational scoopers pile cones and cups high with favorite flavors of choice. Village resident Randy Carson screams for his Van Dyk’s ice cream, which he calls “an outstanding product.” And, like many in this age of the franchise, Carson says he prefers to support family businesses like this one, whose roots on Ackerman Avenue date back more than a century.

Best Chinese Food
Baumgart’s, Edgewater, Englewood and Ridgewood locations
A surprise win this year for Best Chinese Food is Baumgart’s. A three-time winner for Best Kid-Friendly Restaurant, Baumgart’s has, increasingly, captivated the attention of Chinese-food lovers across Bergen. Renee Missbach of Ridgewood waxes eloquent about the homemade noodles (not to mention the homemade ice cream). “Baumgart’s has the most fresh and delicious Chinese food around. Whether it be a quick dinner or a special occasion celebration, it’s our family’s favorite place to eat!”

Best Coffeehouse
Ridgewood Coffee Company, Ridgewood

While ownership of this popular coffee house has changed over the years, there’s certainly no discontent brewing about the quality and popularity of the offerings. Java junkies still flock to the downtown Ridgewood gathering spot for a consistently good cup of joe and some lively conversation. “What it lacks in room or atmosphere, it makes up for in its great coffee,” says Caryn Starr-Gates of Fair Lawn. “The beans are roasted to perfection,” adds Starr-Gates, who also likes the dessert selections. And village resident Jeanette LaRocco applauds the “wonderful small-town feel of a place where they get to know their customers personally and make you feel like they do – even if you’re not a regular.”

Best Gift Shop
Happy Tuesday, Ridgewood
The owners of this eclectic gift shop will be mighty happy to learn that they have reclaimed the top spot in this competitive category. Andrea Glanz of Ho-Ho-Kus calls Happy Tuesday “the kind of store that you can always find something in – I never leave empty handed. Whether it’s holiday decorations, a hostess gift, new baby, teacher, wedding or birthday, they have the perfect thing for every occasion,” she says. “I love shopping there!”

https://www.201.net/resources/Best+of+Bergen+2009

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>$84 million just not what it used to be

>The Orchard HSA has emailed parents with the following request list, including social studies books, maps, fax machine, etc. Why don’t we just give them the $84 million and let them run the school system and purchase supplies. Then they could eliminate Cottage Place and really get kids what they need.

Assorted leveled readers
Blackboards with double lines, bucket chairs, assorted leveled readers
Assorted leveled readers, mentor texts
Assorted leveled readers
World Starter map, magnetic white board, steel bookcases
Assorted Social Studies books & DVD’s, reversible markerboard
Easel pads, construction paper
Audio learning systems & tools, assorted books, Lego sets
Fax machine, digital copier
Piano dolly and cover
Heart rate monitors
2 digital cameras & cards, tripod, Apple adapters, power adapters for MacBook
Document camera, projector, movable table

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>Reader asks "Should “non-profit” Valley be allowed to block the reopening of the 128 beds at Pascack Valley Hospital?"

>Valley+Hospital+Profits
After Pascack Valley Hospital closed in 2007:
* Valley profits jumped from a healthy $22 million to a record $39 million
* Valley patient admissions increases by 959 patients (2007)
* Waiting times at Valley’s Emergency Dept. increases
* Ambulance diverts away from Valley increases
* Traffic increases through Ridgewood streets

Should “non-profit” Valley be allowed to block the reopening of the 128 beds at Pascack Valley Hospital?

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>Tenure has the potential to benefit students

>Tenure has the potential to benefit students, but only if the broader community of tenured teachers and tenured school principals is willing to use the relative independence tenure affords to shield their students from the ill-effects of poor administration of schools by outsiders. By ‘outsiders’, I simply mean, individuals who are neither working in, nor directly responsible for what happens in, the classroom.

The question then becomes, are the tenured teachers and tenured principals in Ridgewood using the relative independence tenure affords to shield their students from the ill-effects of poor administration of schools by Cottage Place.

If it can be demonstrated that they are making the proper use of their powers as tenured individuals, and **each** of our students is being given a fighting chance to succeed, regardless of which RHS feeder school serve his or her neighborhood, the taxpayers and voters in Ridgewood should be satisfied. What more can you ask?

On the other hand, if it can be shown that more than a few our tenured teachers or tenured principals are failing to keep up their end of the bargain, and are allowing rotten ideas from Cottage Place to permeate their classrooms, why should dissatisfaction with the tenure system in Ridgewood be looked upon as some sort of aberration, or strange affliction?

I would think the opposite should be the case. Based on recent events, those who blindly support every unwise act and foolish utterance of Cottage Place should be the ones under regular and recurring inspection by the ‘jaundiced eye’.

I would be interested to know the opinions of TRB readers in the Travell district–does the record and recent performance of Travell’s acting principal indicate that an early award of tenure for her will be put to its proper use? If so, why? If not, why not?

show?id=mjvuF8ceKoQ&bids=97526