Ridgewoood NJ, for many buying a home is one of the biggest investments of your life, according to  Craig Casazza at the consumer site ValuePenguin it’s ideal to buy within a state where housing is relatively affordable and the value of your home is likely to appreciate strongly over time. It’s also desirable to avoid paying more than you can manage in ongoing costs, from taxes to insurance to damage from major storms. Finally, it’s best, of course, if the state where you’re buying boasts low rates of property crime, good schools, and a healthy proportion of homeowners compared with renters.

Casazza rolled together ten key metrics that quantify those factors, and ranked states on how successfully (or not) they offer the optimal factors for home ownership while skirting the attributes you’d want to avoid.

Here is the list of the 10 worst homeowner states and the homeowner scores assigned to them:

The 10 worst states to be a homeowner have some combination of a weak housing market, a heavy burden of costs to maintain a home, and a propensity for calamity and crime. The three worst states are in the south, and specifically from the Gulf region, where yearly storms batter homes and can cause millions of dollars in property damage:

Louisiana 20.97
Mississippi 29.32
Tennessee 29.59
New Mexico 34.69
Alabama 35.04
Missouri 36.64
Texas 39.21
New Jersey 39.54
California 39.97
Georgia 41.53

The 10 best states to own a home generally are less urban overall, with a higher proportion of homes in rural areas, where costs and crime can be lower. Our highest-ranked state for homeownership is Iowa, where it’s very affordable to own a home. With low insurance rates, low mortgage rates, and few calamities that cause insurance claims, South Dakota is another notably inexpensive state in which to own a home.

Iowa 82.60
South Dakota 81.38
Wyoming 79.49
Nebraska 78.17
Maine 77.44
Minnesota 75.37
West Virginia 76.03
Michigan 75.74
New Hampshire 72.28
Wisconsin 71.25

https://www.valuepenguin.com/best-and-worst-states-be-homeowner