N.J. residents face frustration, confusion over Obamacare
Nearly 2.2 million Americans have selected insurance plans through the Affordable Care Act and federal officials said glitches in the enrollment process continue to be smoothed out. But in North Jersey, many residents remain frustrated and confused, waiting for insurance.
It’s been 14 days since the first policies went into effect, but some in North Jersey say they are still unable to complete an application on the troubled government website, while others say they have enrolled but are awaiting a bill from an insurance company so they can pay their premium. Still others have yet to receive the cards showing they have coverage. And then there are those who report that they qualified for the newly expanded Medicaid program and are waiting to hear back from the state, which operates it.
David Oscar, an insurance broker whose company manages health policies for 2,000 small businesses and 600 individuals in New Jersey, said his customers are complaining about all parts of the process.
“It’s insane out there,” Oscar said. “Customers still can’t get through the federal marketplace and the insurance systems can’t keep up with the demand. People are upset, angry and frustrated.”
Of the nearly 900,000 uninsured residents in New Jersey, 34,751 selected insurance plans through the federal marketplace by the late December enrollment deadline, according to numbers released Monday by the federal Department of Health and Human Services. Another 71,142 were told they qualified for free Medicaid coverage.
It is unclear, however, how many enrollees have paid their first premium and actually have coverage — federal officials have repeatedly declined to provide those numbers to reporters. (Williams/The Record)
https://www.northjersey.com/
Curious to hear what others are actually encountering. We went on the other night to help a nephew get coverage and were pleasantly (perhaps completely) surprised there was a very good affordable option for him.
If your family member had cancer, your followup will cost YOU big bucks.
Currently Horizon Blue Cross Direct Access plans cover bloodwork, CT scans etc. with the patient just paying the specialist ‘copay’.
New Plans forced upon us by Obama-care:
PATIENT pays for bloodwork, PATIENT pays for scans (subject to $2000 deductible THEN the patient pays 40%)
So if you had breast cancer or other types, expect you annual out-of-pocket costs to SKYROCKET.
Apparently Obummer forgot to tell you the details. (the 2000 deductible, 40% copay is the BEST available)
So if you are intelligent enough to ‘do the math’, the real COST is not ‘how much does it cost me per month’. A lower premium = DRASTICALLY lower coverage.