Most riders believe carrying insurance guarantees complete financial recovery after a severe crash. The reality looks much bleaker. Minimum state requirements barely cover initial emergency room visits following high-speed collisions on Assembly Street. Severe injuries quickly exhaust minimum liability policies, leaving victims with substantial out-of-pocket medical debt.
The at-fault driver’s insurance stops paying the exact moment policy caps hit, leaving families to absorb massive surgical costs. Claimants must understand policy limit mechanics to identify all available avenues for recovery.
Continue reading What Happens When A Columbia Motorcycle Accident Claim Exceeds Policy Limits
