Obamacare Still Makes No Sense for Working Middle Class Taxpayer

Ridgewood NJ, in an amazingly honest article about Obamacare , CNN Money (https://money.cnn.com/2016/11/04/news/economy/obamacare-affordable/index.html ) called it , “a tale of two health insurance programs. “For the 85% of enrollees with lower incomes, federal subsidies make the premiums somewhat more affordable. Those even closer to the poverty line can get additional subsidies that reduce the deductibles, which can run into the thousands of dollars. For many middle class Americans  a single person earning more than $47,520, not very much in Bergen County  or a family of four with an income of $97,200 still not a lot of money for a family of four , still not very much in Bergen County the pricey premiums and deductibles mean health care coverage remains out of reach.

Which always bring us back to the argument that defenders of Obamacare, either don’t pay for it , or they don’t have it .

For the 10.5 million enrollees on the Obamamcare exchanges, the  health insurance cost burden falls on the consumer. That is leaving an untold number of Americans opting to remain uninsured, rather than shell out thousands a year for premiums and deductibles. In 2015, 46% of uninsured adults said that they tried to get coverage but did not because it was too expensive, a Kaiser study found.

Over 150 million people have insurance through work, paying only about $440 a month for a family plan, while employers cover the rest, or about $1,075 per month.

For a 30 year old enrollee for Obmacare  your $311 a month Bronze Plan premium comes with a  $6092 deductible , ouch. This represents little sense to the average 30 year old and still amounts to nothing more than a “tax’ , on working people.