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>Ted Nutting on the math mess

>From kitchentablemath.blogspot.com

https://www.kitchentablemath.blogspot.com/

Monday, October 13, 2008

Ted Nutting on the math mess

I’m a high-school math teacher in Seattle. When I hear Mark Emmert, president of the University of Washington, say that this state is “at the bottom in the production of scientists and engineers,” and warn that our graduates “will be washing the cars for the people who come here for the best jobs,” I know what the problem is. It’s math. We are failing to educate our children in mathematics. I know how that came about, and what we can do about it.

The problem is national in scope, but in Washington state our difficulties can be traced principally to Terry Bergeson, superintendent of public instruction for the past 12 years. She oversaw the writing of our state’s weak, vague math standards, basing them on a “reform” idea to promote “discovery” learning. This has turned teachers into “facilitators” who “guide” children in learning activities. It has promoted “differentiated instruction,” placing students of wildly differing abilities together where some students cannot do the required work, often to the detriment of those who can.

She has moved away from rigorous testing. The “reform” math she champions encourages such things as journals, portfolios and group projects that tend to form large parts of classroom grading systems, while test results are relegated to a lesser role. The math portion of the Washington Assessment of Student Learning (WASL), aligned to her faulty standards, tests math skills at a low level. Even so, about half our 10th-graders fail it.

She has wasted millions of dollars on “professional development” to encourage teachers to put “reform” theories into practice. These theories are supposed to make it possible for all students to learn math. But few students know significant mathematics, and most know very little. About half of our students entering college now have to take remedial math. Many of our students who do succeed use private tutors, and the racial achievement gaps have widened. “Reform’s” emphasis on equity and fairness has been revealed to be empty talk.

My experience tells me that we can fix this, and quickly. I am the Advanced Placement calculus teacher at Ballard High School. I don’t teach Bergeson-style. I tell my students what they need to know, they do problems to understand how it works, and they demonstrate their knowledge and understanding through testing. Up until this year, we’ve insisted that our students who take AP calculus actually be able to do the work.

We at Ballard have by far the best AP calculus program in Seattle Public Schools, based on AP test scores. I have no special magnetism or charisma; I’m not a cult figure for teenagers. I have high standards and I require the students to work. If they don’t work, they know they will probably flunk. But they do work, and I am proud of them. I also have the benefit of having an older textbook that doesn’t fit the “reform math” model, and most of my students have had an excellent pre-calculus teacher the year before.

In most of our other math classes (and I doubt that Ballard is unique in this), we’ve tended to follow a “reform” model. We’ve passed students on from class to class; there is no meaningful threshold they must cross to enter a more-difficult class. Since we find that many students in our classes cannot do the work, we dumb down the courses. We say we are admitting unprepared students into our classes in order to “challenge” them.

But students should be challenged in the classes that they are qualified to take, not sent on to classes where they cannot do the work. Unfortunately, things are changing, even in our school’s AP calculus classes: We’re starting to admit unqualified students, and our program will soon begin to deteriorate.

It’s not just Ballard’s AP calculus program that is successful, and it’s not just the top students. North Beach Elementary in Seattle [was this Niki Hayes’ school? will find out] switched its math curriculum to Saxon Math in 2001. This excellent series teaches real math and does not follow Bergeson’s fuzzy, reform-oriented ideology. North Beach did this with reluctant agreement from Seattle Public Schools because the PTA paid for the books and because the superintendent supported site-based decision-making. North Beach’s passing rate on the WASL rose from 68 percent in 2000 to 94 percent in 2004 — and yet, every year parents worry that real math will be scrapped. Recently, the school has had to seek waivers to avoid having to teach the district’s “reform” math.

Legislators have begun to understand the problem. At the Legislature’s direction in 2007, the state Board of Education reviewed our state’s math standards, finding they were failing. The Legislature set up a system to fix the problems, but that system gave Bergeson the opportunity to sabotage the process. She stacked the committees selected to rewrite the standards with like-minded ideologues. The results were so bad the Legislature refused to accept the rewritten standards, sending them to the Board of Education to fix.

Bergeson then stacked the committees set up to select curricula for state approval. That process is not complete, but the first results are discour-aging. The Legislature had required that the new mathematics standards be based on (among other things) the standards of Singapore, consistently a leader on international tests, but Bergeson’s initial submission of texts ranked Singapore Math, that country’s official curriculum (and a superior one), dead last out of 12.

Most school-district administrations have gone along with Bergeson and share responsibility for this mess. Even as an uproar arose nationally against the programs Bergeson promotes, Seattle started using two of them in elementary and middle schools.

None of this is necessary. Students can learn math. My students learn it. If our education leaders would follow the lead of our Legislature, stop ignoring obvious successes and support what actually works, we would see major improvements in just a few years.
Ted Nutting is the Advanced Placement calculus teacher at Ballard High School in Seattle.

Copyright © 2008 The Seattle Times Company

https://www.kitchentablemath.blogspot.com/

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>Garrett’s fundraising outpaces Shulman’s 2-1 in 5th District

>Posted by packerma October 15, 2008 18:43PM

As the election approaches, Rep. Scott Garrett has a 2-1 fundraising lead over Dennis Shulman, his Democratic challenger for the 5th District seat, according to campaign finance reports filed Wednesday.

https://www.nj.com/news/index.ssf/2008/10/garretts_fundraising_outpaces.html

Garrett, 49, a Sussex County Republican, has $571,000 in cash on hand, while Shulman, a Bergen County Democrat, has $279,000, according to their Federal Election Commission reports for July 15 to Oct. 15.

However, the national Democratic Congressional Campaign Committee has promised to bolster the 58-year-old Shulman’s coffers, after labeling the race Tuesday as one of its “Red to Blue” campaigns, in which Democratic challengers are to receive more funding and assistance to try to defeat GOP incumbents on Nov. 4.

“We think this means Dennis is well-positioned for October, especially as the national party has made the race a priority and Dennis’ grassroots support continues to expand exponentially,” Shulman’s campaign manager, Jeff Hauser, said Wednesday.

Garrett’s campaign notes he has outpaced his own fundraising, as compared with the 2006 election.

“We have exceeded the fundraising activity from previous elections by almost $300,000, and our cash on hand is twice that of our opponent,” Garrett campaign manager Amanda Gasperino said Wednesday. “These numbers are proof that voters in the 5th District want a congressman who will fight to protect New Jersey taxpayers and their family budgets.”

The campaign finance reports show the following figures:

Garrett had $649,000 at the start of the quarter; raised another $281,000; spent $359,000; and has $571,000 cash-on-hand. About $179,000 of Garrett’s contributions came from individual donations while $98,000 came from political action committees, or PACs, including the New Jersey Right to Life PAC, American Conservative Union, and several banking, insurance and finance groups.

Shulman had $258,000 at the start of the quarter; raised another $328,000; spent $307,000; and has $279,000 cash on hand. Some $205,000 of Shulman’s contributions came from individual donations while $69,000 came from PACs, including the NARAL Pro-Choice PAC, the American Federation of Teachers and several labor unions.

Shulman also loaned his campaign $53,000 in the third quarter. He loaned his campaign $35,000 in the second quarter and also has provided $14,000 in in-kind expenses.

Garrett has not loaned any of his own money to his campaign.

Of Shulman’s loans to his campaign, Gasperino said: “It’s clear that he has been unable to raise the amount of money he needs to fund his negative media buy .¤.¤. he’s forced to dip into his own pocket because 5th District voters refuse to fund his incessantly negative and baseless attack ads.”

Hauser said Shulman “has engaged a vast grassroots support that will work in the field and friend-to-friend to bring the vote out, whereas Garrett has gone financial services PAC-to-PAC to build a top-heavy campaign, out-of-touch with the district.”

Shulman has run ads blasting Garrett as “corrupt” for receiving a farmland tax assessment on nearly 10 acres of land used by his brother for a Christmas tree farm — but not listing the farmland as an asset on federal disclosure forms.

Garrett is an attorney from Wantage who is known as New Jersey’s most conservative congressman. He has said he is not required to disclose the farmland because he does not earn any income from it.

Shulman, of Demarest, is a psychologist and a rabbi. He has been blind since childhood. If elected, Shulman would become the first rabbi in Congress.

https://www.nj.com/news/index.ssf/2008/10/garretts_fundraising_outpaces.html

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>Corzine wants to invest in N.J. banks, aid troubled homeowners

>Posted by cjrothma October 16, 2008 05:11AM

Gov. Jon Corzine today will propose a broad stimulus package designed to protect the state against the global financial crisis.

https://www.nj.com/news/index.ssf/2008/10/governor_looks_to_aid_banks_an.html

With the state’s economic footing and his own political fortunes on the line, the Democratic governor is scheduled to address both houses of the state Legislature at noon at the Statehouse in Trenton. He is expected to speak for about 20 minutes in the Assembly chambers, which will be filled with economists, lobbyists and others eager to hear the former Goldman Sachs CEO’s plans.

Tim Larsen/Governor’s Gov. Jon Corzine
Corzine has said his agenda will “bridge troubled waters” in the short term and “lay a foundation” for growth when the downturn ends.

Earlier this week, Republican lawmakers proposed slicing the state sales tax in half during the holiday shopping season, saying it would help consumers and merchants beset by fears of a long economic downturn. The plan would cut the 7 percent state sales tax to 3.5 percent from Thanksgiving through Jan. 4. It also would halve the sales tax in Urban Enterprise Zones, which already charge a discounted 3.5 percent, to 1.75 percent.

Corzine plans to propose investing $250 million from the state pension fund in community banks to spur lending to small businesses, and directing $45 million in state funding to homeowners facing foreclosure, officials said Wednesday.

The infusion of pension funds would boost banks’ liquidity, helping local businesses to obtain the credit they need to operate, according to administration and legislative sources familiar with the governor’s proposal.

The state Economic Development Authority would play a matchmaking role between borrowers and banks, and the deposits from the pension fund would be insured, said the officials, who requested anonymity because they were speaking in advance of the governor’s address.

Help also would be offered to about 1,500 New Jerseyans in danger of losing their homes to foreclosure, through two initiatives that would spend $45 million from the state Housing and Mortgage Finance Agency to stabilize neighborhoods, according to Sen. Raymond Lesniak (D-Union), chairman of the Senate Economic Growth Committee.

The pension investment and foreclosure assistance programs represent a piece of the Democratic governor’s total economic-stimulus package. Overall, the plan is expected to contain more than 20 separate items ranging from emergency food and heating assistance to new tax breaks for businesses that create jobs.

Other components of Corzine’s plan include infrastructure projects such as roads and schools, a green jobs program encompassing wind and solar power and biofuels, and legislation to improve the state’s business climate.

The total cost to the state — not including the investment of pension funds — is expected to be about $150 million, to be paid for out of existing state revenues, the officials said.

Recognizing the moment’s political implications for Corzine, who faces re-election in 2009, Republican lawmakers have spent the week attacking his economic record and unveiling plans of their own, including a five-week sales tax “holiday.” Top GOP senators also urged Corzine to suspend real estate sales taxes and New Jersey’s new paid-family-leave requirements to help the state become more competitive with its neighbors.

“This state and its economy have been broken for a long time,” said Sen. Joseph Kyrillos (R-Monmouth), who reiterated support for the GOP proposal to cut the 7 percent state sales tax in half for the holiday shopping season. Corzine does not support that plan.

Assemblyman Lou Greenwald (D-Camden), chairman of the Assembly Budget Committee, said a proposal to allow businesses to carry net operating losses for 20 years instead of seven is among Corzine’s efforts to bring New Jersey in line with other states.

Making that change, and possibly others, to corporate tax policies “would send a strong message that New Jersey officials understand that job creation and job retention is the surest way out of this current economic downturn, and that we need to improve our business climate,” said Art Maurice, first vice president of the New Jersey Business and Industry Association.

James Hughes, dean of Rutgers University’s Bloustein School of Policy and Planning, said Corzine can affect the overall economic downturn in three primary areas — increasing state construction spending, assisting households caught up in mortgage foreclosure or joblessness and easing taxes and regulations on business.

But he cautioned that even the most comprehensive list of New Jersey cures will not reverse a steep global economic decline.

“The tides here are very, very strong. And there’s no way at the state level you are going to be able to confront them directly,” Hughes said. “At the most you can deflect them a little.”

https://www.nj.com/news/index.ssf/2008/10/governor_looks_to_aid_banks_an.html

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>Cablevision plans to deploy WiFi in the commercial and high consumer traffic areas across its entire tri-state service area

>BETHPAGE, N.Y., Oct. 15 /PRNewswire-FirstCall/ –Cablevision Systems Corp. (NYSE: CVC) today announced that it has successfully deployed Optimum WiFi wireless Internet access in commercial and high-traffic locations across its Long Island, Connecticut and Westchester/Dutchess service areas as a free enhancement for its Optimum Online high-speed Internet customers. Optimum WiFi has also been activated on the commuter rail platforms and station parking lots across Long Island, and at many Metro North stations as well.

Already the largest and most advanced consumer WiFi network in the nation, based on geographic coverage, Cablevision has more than doubled the size of its activated Optimum WiFi service area just since its initial deployment update early last month. Over the next two years, Cablevision plans to deploy WiFi in the commercial and high consumer traffic areas across its entire tri-state service area.

“We are pleased to announce that Optimum WiFi is now available to customers across Cablevision’s Long Island, Connecticut and Westchester/Dutchess service areas, as our market-wide deployment continues,” said Kevin Curran, Cablevision’s senior vice president of wireless product development. “Free and broadly available WiFi access is already becoming a popular enhancement for our Optimum Online customers, and a significant differentiator over our competitors. With an estimated 300 million WiFi-enabled consumer electronics devices shipped last year – a figure that is expected to grow to 1 billion by 2012 – we believe the interest and value associated with Optimum WiFi is only beginning.”

Current Optimum Online customers using laptop computers and portable WiFi-enabled devices like the iPhone, iPod Touch and BlackBerry can access Optimum WiFi through a simple sign-on screen. Once a customer logs into the service by entering their Optimum User ID and password, the network delivers fast symmetrical speeds of up to 1.5 megabits-per-second.

Cablevision currently provides Optimum Online high-speed Internet service to more than 2.4 million customers, more than 51 percent of the homes passed by Cablevision’s fiber optic network, the highest penetration of any Internet service in the nation. Optimum Online customers are already familiar with the benefits of wireless access, with more than half using wireless routers in the home.

Optimum WiFi uses the same standard used in wireless home networks, 802.11, and any device that is certified by the WiFi Alliance as adhering to the 802.11 standards and has a browser will be able to access the Optimum WiFi network. Cablevision has launched a consumer Web site, located at www.optimumwifi.com, to provide customers with additional information on Optimum WiFi, including tutorials and detailed coverage maps, which will be updated as the deployment continues.

Previously activated Optimum WiFi community zones – which are still providing service as the market-wide deployment increases – include Denville, Ridgewood and Tenafly in New Jersey, and Parkchester in the Bronx.

About Cablevision
Cablevision Systems Corporation (NYSE: CVC) is one of the nation’s leading media and entertainment companies. Its cable television operations serve more than 3 million households in the New York metropolitan area. The company’s advanced telecommunications offerings include its iO TV(R) digital television, Optimum Online(R) high-speed Internet, Optimum Voice(R) digital voice-over-cable, and its Optimum Lightpath integrated business communications services. Cablevision operates several successful programming businesses, including AMC, IFC, Sundance Channel and WE tv, through Rainbow Media Holdings LLC, and serves the New York area as publisher of Newsday and other niche publications through Newsday LLC. In addition to these businesses, Cablevision owns Madison Square Garden and its sports teams, the New York Knicks, Rangers and Liberty. The company also operates New York’s famed Radio City Music Hall, the Beacon Theatre, and the Chicago Theatre, and owns and operates Clearview Cinemas.
SOURCE Cablevision Systems Corp.

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>REPRINT :"Math program is ‘inherently flawed’"

>From the Ridgewood News

Friday, February 8, 2008

Reader Viewpoint

“Math program is ‘inherently flawed'”

BY LAWRENCE MASKIN

There seems to be a callous disregard for parental input regarding our district’s current math programs. Balanced approach is what we’re hearing time and time again. Our Assistant Superintendent of Curriculum and Instruction, Ms. Regina Botsford, stated last April that the math program at Travell was balanced. Then, this summer, Ms. Botsford stated that they had reset the balance. Currently, Ms. Botsford states that we have to find the balance. Why would the administration and BOE whole-sale adopt a program that needed a balance adjustment not just once, but three times! Yet, they still search for that balance.

To me, the program was inherently flawed from the start as evidenced by this need for constant reshuffling. They are taking an experimental program with no track record that is highly criticized and sprinkling in the tried and true traditional math with a proven past high record of success. As a former biologist, I can tell you this is analogous to a dilution. In this case a huge dilution of the very math that put Ridgewood on the map as an educational powerhouse of the past.

They keep repeating, “we need math for the 21st century.” What the heck does that mean? Have standard equations honed through the centuries changed somehow with the times? Doesn’t 2 plus 2 still equal 4? Supporters of diluted math say that parents simply don’t understand it because it looks different from what they had learned in the past.

They tell us to “have blind faith in the program.” Surely they must be joking. The program expects children to solve problems in multiple ways with little emphasis on obtaining the correct answer. Therefore, it is the journey, not the destination. Let me repeat that — GETTING THE CORRECT ANSWER IS NOT THE MOST IMPORTANT ASPECT OF MATH. Oh really? Since when? In this diluted math program’s methodology, the most important thing is explaining your thought process. Tell that to your pharmacist when he’s measuring your medication. Perhaps your accountant can “guesstimate” your taxes. Let’s hope he errs on your side.

They keep saying this math has “real world” problems. There have always been “real world” problems to solve in math. In fact, from the very beginning of elementary school education we have all had problems such as theses: There are 3 oranges in one basket and 2 oranges in another basket. What are the total number of oranges in both baskets?

They keep saying, “Deep understanding” of math. I see a convoluted methodology severely lacking content. They call practice, “Drill and Kill.” Are you kidding me? How does one become proficient at any endeavor without practice?

This math uses what’s called a “spiral approach.” This means you briefly visit a topic, move on to other topics, move on to get more topics and ultimately return to the first topic. The preliminary findings of President Bush’s current panel on math education recommend moving away from this approach. Yet this is the methodology our Board of Education is continuing to embrace.

According to the state test, NJASK, our students are doing very well. Sounds great, right? Well the fact is our state standards received poor marks from the U.S. Chamber of Commerce. In addition an independent non-profit educational institute gave our state standards a “D” grade. Additionally our children are only required to pass 50% of the questions on the state test in order to be rated proficient. I thought 50% was failing. So, rather than soar well beyond those paltry standards, we just simply meet them.

Did you know there are 3 different math programs in our 6 elementary schools?

Did you know there are no math textbooks in the diluted math programs?

Did you know our kids are expected to discover answers on their own in groups, rather than teacher directed instruction? When students ask a question regarding a math problem, the teacher’s first response should be, well, what do you think”?

Did you know for the past 7 years Benjamin Franklin Middle School ranked in the top 1-2% in math (out of more than 1300 middle schools in New Jersey) utilizing traditional math. So what did the Board recently decide to do– replace it with this diluted math.

Did you know this math program is considerably more expensive to us taxpayers than traditional math?

Did you know this math has been highly criticized by the top 200 mathematicians in the United States?

Did you know this controversy continues in states around the country?

Did you know our Board used our tax dollars – more than $90000.00 to hire an expert to help us figure out this problem? Her conclusions were essentially that we need to partner with a local university to help us through this matter.

Did you know our teachers have to be totally “retrained” to teach math and that the training needs to be ongoing and long term? The list goes on and on…

Ultimately this long term erosion of our kids’ math education will affect their ability to compete in the global job market. You simply have to look at those nearby out of town districts that are continuing to educate their students with solid, time proven programs. There are also available programs that emulate the best international math curricula in the world. They are readily available and offer solid content and provide world class results. Why these are not even considered is baffling and frustrating. Because our school district’s reputation and our academic successes from years past are continuing to fall by the wayside our property values too will drop as a result. Ridgewood cannot afford to ride on its reputation. As the phrase goes, you can pay me now or pay me later. It appears here in Ridgewood we are doing both.

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NJT board to vote, this week, on high platforms for Ridgewood station

>the+bear+014
Posted by trainsarefun on Sun Oct 12 18:02:58 2008, in response to Re: NJT board to vote, this week, on high platforms for Ridgewood station, posted by RonInBayside on Sun Oct 12 17:25:18 2008.

“Staff also seeks authorization to amend the existing professional services with Stantec (formerly Vollmer Associates) of Newark, New Jersey, for Construction Support services related to the construction contract in the amount of $1,000,000, plus five percent for contingencies, for a total contract authorization of $3,045,000, subject to the availability of funds.”

The math in that sentence doesn’t add up.

Well, it’s an NJT computation, so we all know what that means. 🙂

Construction project managers are usually paid a percentage of the contract value. Is it possible they really meant some percent of $23 million. 10% of 23 million is $2.3 million, plus another five percent contingency, would be $1.15 million extra. But that doesn’t add up either.

More seriously, though, notice that it’s an amendment to an existing contract. Here is an example of another agenda item doing something similar, in terms of accounting, which is also on for this week’s board meeting:

0810-74

ACCESS TO THE REGION’S CORE: ENGINEERING/ARCHITECTURAL CONSULTANT SERVICES: THE PARTNERSHIP – CONTRACT AMENDMENT

In August 2006, NJ TRANSIT initiated preliminary engineering for the Access to the Region’s Core project, also known as THE Tunnel Project. A continuation of these services through Extended Preliminary Engineering is required up to receipt of the Record of Decision (ROD) to ensure the project starts construction in 2009. The ROD is currently anticipated this fall and permission to enter into Final Design by the Federal Transit Administration (FTA) will be issued shortly thereafter.

Staff seeks authorization to fund Extended Preliminary Engineering through 2008 and Final Design for 2009 and 2010 by extending contract (No. 06-046) with THE Partnership, a joint venture between Parsons Brinckerhoff, Inc., STV Inc., and DMJM Harris, Inc. of Newark, NJ, for Engineering / Architectural consultant services for the Access to the Region’s Core/THE Tunnel Project at a cost not to exceed $124,000,000, plus five percent for contingency, for a total contract authorization of $214,493,869, subject to the availability of funds. The consultant services for Final Design will be initiated after a Record of Decision and approval to enter Final Design has been obtained from the FTA.

show?id=mjvuF8ceKoQ&bids=91602

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>"In 1492, Columbus sailed the ocean blue."

>older columbus

CHRISTOPHER COLUMBUS discovered America in 1492. At least that is what all elementary school children were always taught: “In 1492, Columbus sailed the ocean blue.” Of course, Columbus never did “discover” North America, and the regions he did explore were already inhabited. He only discovered them from the viewpoint of the Europeans. Yet his first voyage did prove one thing for sure, that the earth was not only round, but that it was bigger than he had thought, Eratosthenes notwithstanding.

One of the first known celebrations marking the discovery of the “New World” by Christopher Columbus was in 1792, when a ceremony organized by the Colombian Order was held in New York City honoring Christopher Columbus and the 300th anniversary of his landing in the Bahamas. Then, on October 12, 1866 the Italian population of New York organized the first celebration of the discovery of America. Three years later, in 1869 Italians in San Francisco celebrated October 12 calling it C-Day.

To mark the 400th anniversary of Columbus’ voyage, in 1892, President Benjamin Harrison made a commemorative proclamation. But it was Colorado, in 1905, that became the first state to observe a Columbus Day. Since 1920 the day has been celebrated annually, and in 1937 President Franklin Roosevelt proclaimed every October 12 as Columbus Day. That’s where it remained until 1971 when Congress declared it a federal public holiday on the second Monday in October.

Christopher Columbus (1451 – 1505)

Columbus, the son of a wool merchant and weaver, was born in Genoa, Italy and went to sea at the age of 14. Following a shipwreck off the coast of Portugal in 1470, he swam ashore and settled in that country.

Between 1477 and 1482 Columbus made merchant voyages as far away as Iceland and Guinea. But in 1484, his “Enterprise of the Indies” idea fell on deaf ears when he presented it to King John of Portugal. Shortly thereafter, he moved to Spain, where King Ferdinand and Queen Isabella became more interested in his adventuresome ideas.

To the New World

On August 2, 1492, Columbus set sail in search of the East Indies. The voyage was financed by Ferdinand and Isabella by making the city of Palos pay back a debt to the crown by providing two of the ships, and by getting Italian financial backing for part of the expenses. The crown had to put up very little money from the treasury.

Columbus and 90 crewmen boarded the three ships that were to make the first voyage to the New World, the Niña, Pinta, and the flagship, Santa Maria. On October 12, 1492, Columbus first saw the islands of the new world, landing in the Bahamas. Later in the month, he would sail to Cuba, and to Hispaniola (now Haiti). He thought he had reached the East Indies, the islands off Southeast Asia.

Contrary to popular belief, most educated individuals in the 15th century, and especially sailors, already knew that the earth was round. What was not realized by Columbus, however, was just how big a globe it was. Columbus seriously underestimated the size of the planet.

Seaworthy Cuisine

The menu for Spanish seamen consisted of water, vinegar, wine, olive oil, molasses, cheese, honey, raisins, rice, garlic, almonds, sea biscuits, dry legumes such as chickpeas, lentils, beans, salted and barreled sardines, anchovies, dry salt cod and pickled or salted meats (beef and pork), salted flour.

Food, mostly boiled, was served in a large communal wooden bowl. It consisted of poorly cooked meat with bones in it, the sailors attacking it with fervor, picking it with their fingers as they had no forks or spoons. The larger pieces of meat were cut with the knife each sailor carried. Fish was eaten most often. On calm days, the crew would fish and then cook their catch.

Return to Spain and Additional Voyages

On Christmas Day, 1492, the Santa Maria sank off Hispaniola. Columbus departed for Spain on January 16, 1493 on the Niña, arriving there on March 4.

Columbus made three additional voyages to the New World. The second voyage set sail in September, 1493, with 17 ships. During his expeditions, he helped to colonize Hispaniola, and discovered the South American mainland. He did not, however, see mainland North America during any of his voyages.

He returned to Spain for the last time on November 7, 1504. He died at Valladolid, Spain on May 20, 1506, at the age of 55.

Controversy

Much controversy exists over Columbus’ expeditions and whether or not one can “discover” an already-inhabited land. The natives of the Bahamas and other islands on his journey were peaceful and friendly. Yet many of them were later enslaved by the Spanish. Also, it is known that the Vikings explored the North American coast 500 years before Columbus.

Nevertheless, Columbus’ expedition was unique and important in that it resulted in the first intertwining of Europe with the Americas, resulting in the first permanent European colonies in the New World.

https://wilstar.com/holidays/columbus.htm

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>Lower Credit Standards :the root cause of the current wall street crisis

>September 30, 1999

Fannie Mae Eases Credit To Aid Mortgage Lending

By STEVEN A. HOLMES

In a move that could help increase home ownership rates among minorities and low-income consumers, the Fannie Mae Corporation is
easing the credit requirements on loans that it will purchase from banks and other lenders.

The action, which will begin as a pilot program involving 24 banks in 15 markets — including the New York metropolitan region — will encourage those banks to extend home mortgages to individuals whose credit is generally not good enough to qualify for conventional
loans. Fannie Mae officials say they hope to make it a nationwide program by next spring.
Fannie Mae, the nation’s biggest underwriter of home mortgages, has been under increasing pressure from the Clinton Administration to expand mortgage loans among low and moderate income people and felt pressure from stock holders to maintain its phenomenal growth in
profits.

In addition, banks, thrift institutions and mortgage companies have been pressing Fannie Mae to help them make more loans to so-called subprime borrowers. These borrowers whose incomes, credit ratings and savings are not good enough to qualify for conventional loans, can
only get loans from finance companies that charge much higher interest rates — anywhere from three to four percentage points higher than conventional loans.

”Fannie Mae has expanded home ownership for millions of families in the 1990’s by reducing down payment requirements,” said Franklin D. Raines, Fannie Mae’s chairman and chief executive officer. ”Yet there remain too many borrowers whose credit is just a notch below
what our underwriting has required who have been relegated to paying significantly higher mortgage rates in the so-called subprime market.”

Demographic information on these borrowers is sketchy. But at least one study indicates that 18 percent of the loans in the subprime market went to black borrowers, compared to 5 per cent of loans in the conventional loan market.

In moving, even tentatively, into this new area of lending, Fannie Mae is taking on significantly more risk, which may not pose any difficulties during flush economic times. But the government-subsidized corporation may run into trouble in an economic downturn,
prompting a government rescue similar to that of the savings and loan industry in the 1980’s.

”From the perspective of many people, including me, this is another thrift industry growing up around us,” said Peter Wallison a resident fellow at the American Enterprise Institute. ”If they fail, the government will have to step up and bail them out the way it stepped up and
bailed out the thrift industry.”

Under Fannie Mae’s pilot program, consumers who qualify can secure a mortgage with an interest rate one percentage point above that of a conventional, 30-year fixed rate mortgage of less than $240,000 — a rate that currently averages about 7.76 per cent. If the borrower makes his or her monthly payments on time for two years, the one percentage point premium is dropped.

Fannie Mae, the nation’s biggest underwriter of home mortgages, does not lend money directly to consumers. Instead, it purchases loans that banks make on what is called the secondary market. By expanding the type of loans that it will buy, Fannie Mae is hoping to spur
banks to make more loans to people with less-than-stellar credit ratings.
Fannie Mae officials stress that the new mortgages will be extended to all potential borrowers who can qualify for a mortgage. But they add that the move is intended in part to increase the number of minority and low income home owners who tend to have worse credit ratings
than non-Hispanic whites.

Home ownership has, in fact, exploded among minorities during the economic boom of the 1990’s. The number of mortgages extended to Hispanic applicants jumped by 87.2 per cent from 1993 to 1998, according to Harvard University’s Joint Center for Housing Studies.
During that same period the number of African Americans who got mortgages to buy a home increased by 71.9 per cent and the number of Asian Americans by 46.3 per cent.
In contrast, the number of non-Hispanic whites who received loans for homes increased by 31.2 per cent.

Despite these gains, home ownership rates for minorities continue to lag behind non-Hispanic whites, in part because blacks and Hispanics in particular tend to have on average worse credit ratings.

Page 1 of 2 Fannie Mae Eases Credit To Aid Mortgage Lending – New York Times
10/2/2008 https://query.nytimes.com/gst/fullpage.html?res=9C0DE7DB153EF933A0575AC0A96F95…

In July, the Department of Housing and Urban Development proposed that by the year 2001, 50 percent of Fannie Mae’s and Freddie Mac’s portfolio be made up of loans to low and moderate-income borrowers. Last year, 44 percent of the loans Fannie Mae purchased were from these groups.

The change in policy also comes at the same time that HUD is investigating allegations of racial discrimination in the automated underwriting systems used by Fannie Mae and Freddie Mac to determine the credit-worthiness of credit applicants.

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>Garden State Offshore Energy Wins Bid for NJ Offshore Wind Farm

>Friday, October 03, 2008 11:52 AM
Symbols: PEG
350 MW wind farm will generate clean energy and jobs for New Jersey

Located 16 to 20 miles from NJ coast, project expected to have little impact on environment or ocean views

NEWARK, N.J., Oct. 3 /PRNewswire-FirstCall/ — The New Jersey Board of Public Utilities (NJ BPU) today announced that it has chosen Garden State Offshore Energy (GSOE), a joint venture of PSEG Renewable Generation and Deepwater Wind, as the preferred developer of a 350-megawatt wind farm off the coast of New Jersey. As the preferred developer, GSOE will proceed with evaluation of the project’s environmental impacts and wind resources quality as well as begin the permitting process at both the state and federal levels.

GSOE’s proposal calls for 96 wind turbines arranged in a rectangular grid 16 to 20 miles off the coast of Cape May and Atlantic counties (for map showing location in relation to N.J. coast, go to www.gardenstatewind.com). At this distance, the wind farm would be barely visible from shore, addressing one of the major concerns of beach communities. The wind farm could begin generating energy in 2012 with the entire project operational in 2013.

The New Jersey Energy Master Plan (EMP) calls for 20 percent of the state’s New Jersey’s energy to come from renewable sources by 2020, a major portion of which is envisioned to be from offshore wind. This decision marks the state’s ongoing commitment to aggressively encourage the expansion and creation of clean energy solutions to meet the state’s energy needs.

The foundations, turbines and towers are planned to be assembled on land and will be transported to the wind farm site via large-scale barges. Assuming a suitable site can be found, turbine assembly and port facilities are expected to be located in New Jersey and create local green jobs.

‘PSEG believes that to meet the challenges of climate change, we need to move forward in three areas — expanding energy efficiency and conservation, investing in renewables and planning for additional clean central station power,’ said Ralph Izzo, chairman, CEO and president of PSEG. ‘We believe that offshore energy has great potential to bring clean energy and jobs to New Jersey.’

‘Deepwater Wind is excited to partner with PSEG and the State of New Jersey.

PSE&G press release

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>Could This Happen In New Jersey?

>Schwarzenegger to U.S.: State may need $7-billion loan

In a letter obtained by The Times, the governor warns that tight credit has dried up funds California routinely relies on and it may have to seek emergency aid within weeks.
By Marc Lifsher and Evan Halper
Los Angeles Times Staff Writers

https://www.latimes.com/business/la-fi-calif3-2008oct03,0,5726760.story?track=rss

October 3, 2008

SACRAMENTO — California Gov. Arnold Schwarzenegger, alarmed by the ongoing national financial crisis, warned Treasury Secretary Henry M. Paulson on Thursday that the state might need an emergency loan of as much as $7 billion from the federal government within weeks.

The warning comes as California is close to running out of cash to fund day-to-day government operations and is unable to access routine short-term loans that it typically relies on to remain solvent.

The state of California is the biggest of several governments nationwide that are being locked out of the bond market by the global credit crunch. If the state is unable to access the cash, administration officials say, payments to schools and other government entities could quickly be suspended and state employees could be laid off.

https://www.latimes.com/business/la-fi-calif3-2008oct03,0,5726760.story?track=rss

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>Killion Scores Huge Victory – Live Holiday Tree Will Be Located In Van Neste Park

>Deputy Mayor Keith D. Killion has successfully lobbied his fellow Village Council members to approve the purchase and installation of two live holiday trees for the 2008 and beyond “Downtown for the Holidays” celebrations.

Two 28-foot trees will be purchased and planted sometime between October 15 and November 15. One tree will be located within Van Neste Park; the other will be planted at the top of West Ridgewood Avenue near the train station.

In response to negative feedback regarding changes to a long standing Ridgewood tradition, Killion announced that agreement was reached to leave a portion of East Ridgewood Avenue closed during the Ridgewood Chamber of Commerce sponsored 2008 celebration (closure in effect between Walnut Street and Broad Street – Broad Street to remain open throughout celebration

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>Garrett Speaks on House Floor Regarding Bailout Bill

>Washington, Sep 29 –

Rep. Scott Garrett (R-NJ) spoke on the floor of the House of Representatives today during the debate on the bailout bill:

“I thank the speaker.

“I came to the floor this week and I said, ‘you should be concerned about what Washington is about to do.’

“Last night, I came to the floor and said, ‘you should be alarmed about what Washington is doing because lack of deliberation.’

“Today I come and say, ‘America, you should be outraged about what Washington is about to do because Washington is not listening to you.’

“Whether you’re Republican or Democrat, our offices have been hearing phone calls 10-1, 100-1 against this proposal. But Washington is not listening; they are going ahead with the proposal. There is a problem. We recognize the problem. We must work on it now.

“We should not go for the solution to the problem to the same people who have brought that problem to us. We should not go to the administration, who has brought this problem to us through their actions in the past.

“The federal reserve with their roller coaster interest rates from 2001 through 2004, 6% to 1% down and then 2004 to 2007, 1% to 5% up. Bubbles and bursts from the Fed and their false promises with Bear Stearns and A.I.G. Nor should we turn to the Democratic Leadership who signed on to this bill, the Democrat Leadership that led to the meltdown in the subprime market, nor should we turn to the Democrat Leadership who blocks reform in the past to the GSEs and say they will block reform in the future GSEs.

“We should look for new solutions. I will close on this, Mr. Speaker. The noted University of Chicago economist Robert Shimmer tells us the U.S. has long been a beacon of free markets in the world. When economic conditions turned sour in Argentina and Indonesia, we give clear instructions on what to do: balance the budget, cut government employment, and don’t prop up failing enterprises.

“Those approaches by the U.S. are clear. But when the U.S. ignores its own advice in this situation, it reduces our credibility in the future. Rewriting the rules of the game at this stage will therefore have serious ramifications not only for the people in this country, but for the future of the globe. The social causes are far, far greater than any $700 billion. I yield back.”

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>Cost to build parking garages soars

>From The Record

Tuesday, September 23, 2008

BY ANDREW TANGEL
STAFF WRITER

When Mountain Development Corp. moved into its Clifton headquarters in early 2002, the company estimated it would pay about $12,000 for each space in a new parking garage. A new garage could have added as many as 300 spots.

Since then, Mountain Development has brought more tenants into its seven-story building at 100 Delawanna Ave. So when the company again considered building a garage late last year, executives were shocked at the new estimates: costs would range from $22,000 to $28,000 a space, said Michael Seeve, the firm’s president.

“The cost has gotten totally out of control,” Seeve said. Mountain Development decided to stick with surface parking for now and attract tenants that require fewer spaces.

The costs of steel and concrete – the main materials of parking garages – have soared in recent years, fueled by rising demand in rapidly developing countries such as China and India. Prices for products made at steel mills, meanwhile, shot up 34 percent in 2004 alone. Following further annual increases, the cost has risen more than 20 percent so far this year, according to the Bureau of Labor Statistics.

The gains are reflected in estimates provided by Walker Parking Associates, an industry consulting firm. A parking space in a garage in New York City, which most closely approximates the New Jersey market, cost about $14,600 to build in 2000, according to Walker’s estimates. This year, an average parking space in New York City runs about $20,100. The price includes costs for financing and engineering, but not land.

The expenses are posing challenges to developers. For builders of office properties, particularly those in suburban areas such as Bergen County, the soaring costs of constructing parking garages pose a dilemma, Seeve said. Developers have treated parking garages as sunk costs, meaning they didn’t intend to pass them on to tenants, he said.

“When you rent space, and tenants compare buildings, they don’t really pay you more because you’ve spent the money on structured parking,” Seeve said. “But if you don’t spend the money on structured parking and you don’t have the requisite parking to lease office space, people just aren’t going to take the space.”

And, he added: “If your employees can’t park when they have to be there, then the building doesn’t work for you.”

The costs also pose problems for developers in urban areas, where space is scarcer and more expensive, and where many tenants often rely on cars even if mass transportation is more available.

“It’s nearly impossible to look at urban development without having a parking deck of some size,” said Russell Tepper, vice president of development at Matrix Development Group in Cranbury.

With pollution remediation and features such as retail space built into the decks, parking garages can wind up costing as much as $35,000 a space in urban areas or more, said Richard Johnson, a senior vice president at Matrix.

For developers to break even on a project, with traditional financing arrangements – for example, an 8.5 percent interest rate for a mix of a bank loan and equity over seven to 10 years – each space would need to generate revenue of nearly $300 a month, Johnson said. That’s generally too expensive for markets in New Jersey.

Parking garage authorities, which can issue bonds that have a lower interest rate over a longer period of time, need to generate roughly $140 a space per month, said Leonard Bier, executive director of the New Jersey Parking Institute, an agency whose primary members are the cities and parking authorities that run garages.

As construction costs for parking garages increase, so too do the prices drivers pay to park. Five years ago, parking authorities needed to generate about $125 a space per month, Bier said.

“There’s an obvious cause and effect” between higher construction costs and more expensive parking, Bier said.

Garage operators must service the debt they incurred when issuing bonds, as well as pay for operating costs and set aside some funds for future improvements, he said.

As garage costs climb, developers have sought tax credits to offset the rising expenses. Johnson said Matrix has sought to reclassify the garages as infrastructure and not real estate, which underwriters expect to pay for itself in relatively few years.

Also, developers have struck public-private partnerships with parking authorities, Bier said. Developers may provide the land, for example, but parking authorities may seek the financing because they typically can issue bonds at lower rates.

On the construction side, engineers have sought to minimize the use of steel in parking garages. One technique involves stretching steel strands, pouring concrete over the steel and then releasing the stress, making the concrete very stiff.

“Almost nobody will build a parking garage unless they have to,” said Greg Neiderer, director of operations in Walker Parking’s mid-Atlantic office in Wayne, Pa. Garages often cost 25 percent of a development, he added.

“The deal might make sense or might not make sense based on the garage,” Neiderer said. “For developers, parking can kill a deal. I see it somewhat often. We have some developers who come to us over and over again to try to salvage a project.”

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>’Star-Ledger’ Publisher Threatens January 2009 Shutdown

>By Joe Strupp

Published: September 16, 2008 1:55 PM ET

NEW YORK Publisher George Arwady of The Star-Ledger in Newark, N.J., has told employees that the paper will close on Jan. 5, 2009, if 200 buyouts and several union concessions are not met, or if the paper cannot be sold.

The e-mail, obtained by E&P, sent to workers today is posted below. It comes about a month and a half after the paper announced it would need 200 employees to take buyouts — and the drivers and mailers unions to renegotiate contracts — or the newspaper could be sold. In recent weeks, Arwady has indicated to staffers in other e-mails that the number of newsroom buyout takers has fallen short.

Editor Jim Willse and Arwady have not commented on how many staffers have applied for the buyouts first offered July 31. Calls to them were not returned today. Buyout applications are due Oct. 1.

Several staffers have said the overall 200-person buyout number may have been met, but the unofficial call for about 100 newsroom staffers is not being reached.

“At this time I have no update to give you on our buyouts thus far, except to tell you that the newsroom has a long way to go to reach the goal that Jim announced,” Arwady wrote to a reporter in an e-mail earlier this month.
*
*

To: All Star-Ledger Employees
From: George Arwady
Date: September 16, 2008
Re: Update

As I have previously told you, there are three conditions that must be met in order for The Star-Ledger to remain in business under its current ownership. Although we are making progress toward meeting two of our three conditions (the Mailers have a ratification vote scheduled for September 22), we still are far from an agreement with the Drivers’ union.

Accordingly, since it is doubtful that the Drivers will ratify an agreement by October 8, 2008, we will be sending formal notices to all employees this week, as required by both federal and New Jersey law, advising you that the Company will be sold, or, failing that, that it will close operations on January 5, 2009.

It is most unfortunate that we have to send out this notice, but the Drivers have left us with no choice.

George Arwady, Publisher

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>The most persuasive person in Ridgewood is:

>Mr. Arthur Wrubel, Chairman of Ridgewood’s Historic Preservation Commission.

No change to any building facade, lighting, signage, sidewalk, street, curb, roof, gutter, chimney, window, door, etc. within Ridgewood’s Central Business District may be made unless Mr. Wrubel and his Commission approve it.

The Fly asks: is this too much power placed in the hands of one person?

§ 29-10. Responsibilities.

The Historic Preservation Commission shall have the following duties and responsibilities:

A.
To identify, record and maintain a system for survey and inventory of all buildings, sites, places, landmarks and structures of historical or architectural significance based on the Secretary of the Interior’s Standards and Guidelines for Archaeology and Historic Preservation (Standards and Guidelines for Identification) and to aid the public in understanding their worth, methods of preservation, techniques of gathering documentation and related matters.

B.
To advise the Planning Board on the relationship of the Historic Preservation Plan Element of the Master Plan to other Master Plan elements.

C.
To advise the Planning Board on the inclusion of historic sites and landmarks in the recommended Capital Improvement Program.

D.
To advise the Planning Board and Zoning Board of Adjustment on applications for development pursuant to N.J.S.A. 40:55D-110.

E.
To provide written reports pursuant to N.J.S.A. 40:55D-111 on the application of the Zoning Ordinance provisions concerning historic preservation.

F.
To carry out such other advisory, educational and informational functions as will promote historic preservation in the municipality.

G.
The Commission shall have all of the responsibilities detailed in N.J.S.A. 40:55D-109 and as the same may hereafter be amended and supplemented.

§ 29-11. Report.

A.
A report of the Historic Preservation Commission issued by the Historic Preservation Commission shall be required before a preservation permit is issued for any of the following or before work can commence on any of the following within a historic district or on a historic site:

(1)
Demolition of all or part of any building, improvement, site, place or structure.

(2)
Relocation of any building, improvement, site, place or structure.

(3)
Change in the exterior appearance of any building, improvement, site, place or structure by addition, reconstruction, alteration, partial demolition or dismantling or repair, which change is visible from a public street. Exterior change for all primary and accessory structures shall include but is not limited to removal, repair or replacement of windows, doors, surfaces, facades, attachments, stairs, steps, porches, signs, walls, fences, antennas, solar panels, lighting and sidewalks, including sidewalks located within the public right-of-way, where work is being performed by a private property owner.

(4)
Any addition to or new construction of a principal or accessory building or structure.

B.
A report of the Historic Preservation Commission shall not be required before a preservation permit is issued by the Administrative Officer for the following:

(1)
Changes to the interior of structures.

(2)
Repair or exact replacement to any existing improvement, provided that the work does not alter the exterior appearance of the structure. In the event, however, that repair work is being undertaken on a building with previously installed noncontributing or disharmonious features, the provisions of this subsection shall not apply. The following are the types of activities permitted under this exemption:

(a)
Identical replacement of existing windows and doors.

(b)
Repairs of existing windows and doors and the installation of storm doors and windows that do not change their design, scale or appearance.

(c)
Maintenance and repair of existing roofing materials involving no change in the design, scale or appearance of the structure.

(d)
Structural repairs which do not alter the exterior appearance of the structure.

(e)
Maintenance, repair or replacement of existing clapboards, shingles or other siding with identical material.

(f)
Exterior or interior painting.

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