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“Right to Try Act ” ,”Terminally Ill” a new tool to make potentially lifesaving decisions about their treatment

prescription-drugs

“People who are terminally ill should not have to go from country to country to seek a cure — I want to give them a chance right here at home.”

President Donald J. Trump 

May 31,2018

the staff of the Ridgewood blog

Washington DC , in a historic move and another campaign promise met Congress passed the Right to Try Act of 2017, sending a priority bill to President Donald J. Trump for his signature.
The “Trickett Wendler, Frank Mongiello, Jordan McLinn, and Matthew Belllina Right to Try Act of 2017” passed Congress on May 22, 2018.
The bill amends Federal law to allow certain unapproved, experimental drugs to be administered to terminally ill patients who have exhausted all approved treatment options and are unable to participate in clinical drug trials.
Eligible drugs must have undergone the Food and Drug Administration’s (FDA) Phase I (safety) testing.
The bill requires any manufacturer or sponsor of an eligible investigational drug to report to the FDA on any use of the drug on a “Right to Try” basis.
The FDA will post an annual summary report of “Right to Try” use on its website.
The bill limits the liability of drug sponsors, manufacturers, prescribers, or dispensers that provide or decline to provide an eligible investigational drug to an eligible patient.

A RIGHT TO LIFE: Right to try legislation returns treatment decisions back to patients, giving them the right to make healthcare choices that could save their lives.
“Right to Try” gives the over 1 million Americans who die from a terminal illness every year a new tool to fight and make potentially lifesaving decisions about their treatment.
According to the National Cancer Institute, an estimated 609,640 Americans will die from cancer alone in 2018.
Prior to this legislation, options for terminally patients who had exhausted all treatment options were extremely limited:
Many terminally ill patients were considered too sick for clinical trials of new medication. In fact, only 3 percent of cancer patients today are enrolled in clinical trials.
The FDA’s “compassionate use” application is complicated and time-consuming, resulting in only about 1,200 approved applications per year.
With President Trump’s signature the Federal government joins with 40 States that have approved the right of terminally ill patients to try potentially lifesaving drugs.

MAKING HEALTHCARE WORK FOR AMERICANS: Every day, President Trump is working to fix America’s broken healthcare system and return healthcare decisions to individuals.
On May 11, 2018, the President issued his blueprint to lower prescription drug prices, taking action to put American patients first.
President Trump has signed multiple Executive Orders and approved new funding to target the scourge of opioid abuse and is taking the fight to drug abuse across the Nation.
In March 2018, President Trump’s Administration released the President’s plan to put patients back in charge of their own health information.
President Trump is putting healthcare decisions back into the hands of Americans by repealing Obamacare’s individual mandate, ending the healthcare rationing board, and providing more affordable options outside of Obamacare.

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Governor Phil Murphy Vetos the Garden State Film and Digital Media Jobs Act,aka the Reality TV Full Employment Act

real-housewives-of-new-jersey-teresa-giudices-finale-meltdown

May 31,2018

the staff of the Ridgewood blog

Trenton NJ,  Governor Phil Murphy today conditionally vetoed Senate Bill No. 122, the Garden State Film and Digital Media Jobs Act, which provides corporation business tax and gross income tax credits for expenses incurred as part of the production of certain films and digital media content.

The bill is often referred to as the Reality TV Full Employment Act . The Governor wants a more diverse make up of New Jersey TV shows and to spread the wealth of TV production to more communities .

The question remains ,is not one The Real Housewives of New Jersey or Jersey shore enough for everyone  , we guess not. Making New Jersey look like a garbage is big business . If we cant do anything right in New Jersey we can always make ourselves look like fools and make money off of it.

The Governor went on; “I want to thank the Legislature for passing the Garden State Film and Digital Media Jobs Act, which will help revitalize the film and media industries in New Jersey,” .“Filming movies and TV shows in New Jersey creates good-paying jobs, generates economic growth, and centers our state as a home for 21st-century growth industries.”

“This is why I’m eager to work with the Legislature to strengthen the legislation by adding incentives for diverse hiring in the film industry and extending eligibility for certain reality TV shows that invest in New Jersey’s economy and promote tourism to the Garden State.”

“A vibrant TV and film industry in New Jersey will create jobs, spur economic activity and bolster the State’s cultural identity,” said Senate Majority Leader Loretta Weinberg. “I was happy to work with the Governor on this important legislation because we all recognize the value of the film industry to New Jersey, and I believe that his suggested changes will advance our shared goals of supporting and promoting an industry that is important to New Jersey.”

“The Governor has taken an excellent piece of legislation and made it even better,” said Michael Uslan, Chairman of the New Jersey Motion Picture and Television Commission.
“Thousands of union members employed in the film and television industry work in New Jersey and this is the incentive program they have been hoping for,” said David Smith, Vice Chairman of the New Jersey Motion Picture and Television Commission. “It allows them to work in their home state.”

 

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Ridgewood Public Library Renovation: What about the books?

Ridgewood Public Library by ArtChick

photo by ArtChick

May 31,2018

the staff of the Ridgewood

Ridgewood NJ, the Ridgewood blog has been quiet so far on the $6 million plus ,plus renovation proposal by the Ridgewood Public Library . Seems to us that we have heard all this before ,especially “the performing arts center ” part. A performing arts center has been a dream of the Ridgewood library for years , but what about the books ? After all for most of us , the library is a respite,a sanctuary for readers and a place to do quiet research . Books offer a vast store of knowledge ,ideas and opinions. Past civilizations were often judged by the quality of their library’s.

The new proposal comes complete with a sweeping staircase, an open floor plan to host events ,and the Ridgewood public library could be closed to the public for up to 14 months ,but what about the books?

Mark Twain once said, “In a good bookroom you feel in some mysterious way that you are absorbing the wisdom contained in all the books through your skin, without even opening them.” 

li·brar·y
[ˈlīˌbrerē, ˈlīb(ə)rē]
NOUN

a building or room containing collections of books, periodicals, and sometimes films and recorded music for people to read, borrow, or refer to.
“a school library” ·
[more]

a collection of books and periodicals held in a library.
“the Institute houses an outstanding library of 35,000 volumes on the fine arts”
a room in a private house where books are kept.
synonyms: study · studio · library · sanctum · retreat · sanctuary · hideaway · snuggery · snug · cubbyhole · cubby · hidey-hole · sanctum sanctorum
a series of books, recordings, etc., issued by the same company and similar in appearance.
a collection of films, recorded music, genetic material, etc., organized systematically and kept for research or borrowing.
“a record library”
computing
a collection of programs and software packages made generally available, often loaded and stored on disk for immediate use.

You can’t learn everything from attending events and we hate to admit ,reading blog posts. The experiences, perspectives, and knowledge of other entrepreneurs , historians, scientist ,athletes and dreamers can help shape how you think about the world around you. The best place to get knowledge from the source is from books, especially if you have a tight budget. When you read a book, your attention is focused on what you’re doing– you’re not distracted by a smartphone or a computer screen. An author can tell you their whole story with all of its moving parts.

Yes, it’s scientifically proven that books are good for your brain. Reading can foster and improve all three types of intelligence and is good for your memory, too. According to research in an online version of Neurology, people who participated in mentally stimulating activities (such as reading books and completing math problems) had better memory retention later in life, no matter if they read as children or adults.

Even if you read to someone it expands their vocabulary, and increases their concentration span.In March 2013, the Melbourne Institute of Applied Economic and Social Research introduced research that showed that children four to five years of age who are read to three to five times a week are six months ahead of their peers in terms of reading acumen. Those children who are read to daily are a year ahead of those who are read to less frequently. ”It does appear to be the case that children who are read to more often keep doing better as they age than other children,” Guyonne Kalb of the Melbourne Institute told The Age newspaper when the study he co-authored was released.

Educator Jim Trelease notes that there is a clear difference between conversing with a child and reading to him or her. As he points out in his book “Read-Aloud Handbook,” speech is full of jargon, colloquialisms and truncated sentences. Literature, on the other hand, is much more intricate and therefore vastly more educational. “The language in books is very rich, and in books there are complete sentences. In books, newspapers, and magazines, the language is more complicated, more sophisticated. A child who hears more sophisticated words has a giant advantage over a child who hasn’t heard those words,” Trelease says.

The last time the Ridgewood Public Library was renovated , the Library seemed have forgotten about books . The renovation was followed by ominous flooding and great cost to the taxpayers. All these years later the lessons have still not been learned . A Library is a Library , what about the books?

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Gottheimer Bill Pushes Seat Belts on School Buses

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May 31,2018

Reader called it after saying the The fake NJ “work around” law permitting the deduction of taxes in excess of $10,000 as a charitable contribution ,is a political statement, nothing else. Hope to get Little Josh elected again.

Next stop seat belts on school buses INSTEAD of evaluating logic of employing 77 year old to drive children on a highway.That kind of talk could alienate the over 65 crowd.

FAIR LAWN, N.J. — Today, Congressman Josh Gottheimer (NJ-5) announced the bipartisan Secure Every Child Under the Right Equipment Standards (SECURES) Act of 2018 at the Fair Lawn Board of Education Transportation Depot. The legislation, co-led by Republican John Faso (NY-19) with Senate companion legislation introduced by Senator Bob Menendez, would require that all school buses have three-point lap-and-shoulder seat belts and encourage innovative measures to ensure that students are actually wearing their seat belts while on school buses.
Building on the SECURES ACT, Congressman Gottheimer is writing to state and federal transportation officials at the Federal Motor Carrier Safety Administration and the New Jersey Motor Vehicle Commission, asking them to study and take immediate action to ensure that all bus drivers are qualified to drive our children.

“My kids could have been on that bus – and I can’t imagine what those families are going through. As a parent and as a Congressman, I’m announcing the SECURES Act to help ensure that every child in America is as safe as possible when they’re on the road,” said Congressman Josh Gottheimer (NJ-5).

“We need to do everything we can to make sure children are safe, and parents have peace of mind, when they’re on a school bus,” said Sen. Menendez. “The recent tragedy only underscores why it’s important to review and upgrade safety standards over time. There was a time not too long ago when seat belts weren’t even required in cars, let alone school buses—but we owe it to our constituents to do everything in our power to improve the safety of our roadways. It’s time to make our school buses safer so no family has to ever endure the heartbreak being felt in Paramus.”Gottheimer’s remarks as prepared for delivery are below:

Thank you for joining me today as we come together in the wake of this month’s tragedy to discuss ways to protect our students, our families, and our community. I’m here today as a Congressman and as a parent of two public school children.

These leaders — and those from across northern New Jersey — are working tirelessly to do everything we can to help the Paramus community – and our broader community.

A few hours after the heart-breaking accident, one parent called me and asked if the bus had seat belts and if the children were wearing them. I immediately checked with the school. I was told that indeed the children were buckled up, as required by New Jersey law. In fact, New Jersey is only one of eight states in the country where large school buses must have seat belts – though not three-point belts – and where children must wear them. The law passed in 1992.

I couldn’t believe that – only eight states require any type of seat belts. Every day, nearly 600,000 school buses carry more than 25 million students to and from school, activities, and class trips. Our school buses carry our children more than 5.7 billion miles every single year. And yet we allow millions of kids to ride on school buses without belts?

Last year, the GAO found that, from 2000 to 2014, there were an average of 115 fatal crashes involving school buses each year. On average, six passengers die each year in school bus crashes. There were 301 children killed in school bus crashes between 2006 and 2015.

We know that seat belts save lives and we know that three-point belts are far more effective than lap belts. The Department of Transportation found that between 1960 and 2012, seat belts saved more than 320,000 lives — more than any other vehicle technology, even airbags. And since three-point seat belts became the global standard in the 1960s, more than a million lives have been saved globally. IMMI, one of the leading providers of seatbelts in school buses, says its research shows that, in general, lap-shoulder seatbelts can reduce injury and death by 50 percent.

How is it possible that forty-two states allow children as young as kindergarteners to board buses every morning, across our country, with nothing keeping them in their seats – if, God forbid, there is an accident? It’s unconscionable. We must do more to keep our kids safe in the event of the unthinkable.

I also couldn’t believe that, in this day and age, when car safety has come so far, that we haven’t implemented three-point seat belts or other safety and technology measures for our children in buses. New Jersey has long been a leader, but is there more we could be doing here?

As a parent of a six-year-old boy and eight-year-old girl, and as your Congressman, after this horrific bus accident, I wanted to know if more could be done to ensure that all of our children, regardless of where they live, are as safe as they could be on our school buses?

So, we went to work. Our research has shown us that, as a state and as a country, there are more arrows in our quiver that we are currently putting into action.

The evidence couldn’t be clearer – seat belts in school buses save lives. In the National Transportation Safety Board’s (NTSB) report on a fatal 2016 rollover bus crash in Chattanooga, Tennessee that killed six young children, the NTSB found that the lack of three-point belts contributed to the severity of the crash. In a 2014 bus crash in Anaheim, California, nine students and the driver were injured, and thankfully no one died. This was the first crash in the nation involving a school bus that was equipped with three-point belts in all seating positions, as required by California law. The NTSB looked at what might have happened if the two most seriously injured students were wearing only lap belts, and found that the outcome would have been much worse.

Building on this evidence, I am here today to announce a new tool to help safeguard our children — the Secure Every Child Under the Right Equipment Standards (SECURES) Act. This bipartisan bill, the SECURES Act of 2018, has three central components.

First, the SECURES Act requires seat belts on all school buses.

Current federal law requires seat belts on small school buses—those less than 10,000 pounds—but not the larger school buses, like the ones used to take students on longer field trips. That decision is left to the individual states, and, as I noted earlier, only eight states require them. The SECURES Act would direct the Department of Transportation (DOT) to update the nationwide standard, so all students across the country share this basic level of protection that’s on all of our cars.

Second, the SECURES Act would make three-point lap-and-shoulder seat belts the national standard.

Just last week, on May 22nd, in a special investigation report on school bus crashes in Maryland and Tennessee, the NTSB, for the first time, formally recommended that all new school buses be equipped with lap-and-shoulder belts.

According to the NTSB, “Properly worn lap-and-shoulder belts provide the highest level of protection for school bus passengers in all crash scenarios, including frontal, side, and rear impacts—and rollovers.” Research shows that while school bus designs are generally effective in protecting occupants in frontal- and rear-impact crashes, they are less effective in protecting from side-impact or rollover crashes.

Right now, New Jersey only requires lap belts on our school buses, instead of three-point lap-and-shoulder belts. I’m hopeful that we take steps here at the state level to remedy that.

NTSB specifically recommended that New Jersey and three other states that currently only require lap belts upgrade their requirements to lap-and-shoulder belts. The SECURES Act would require the DOT to include NTSB’s recommendations in its Federal rulemaking process, so that children in every U.S. state are as safe as humanly possible when riding a school bus.

Third, the SECURES Act will encourage innovative measures to ensure that students are actually wearing their seat belts while on school buses.

Three-point seat belts are effective in protecting kids during a crash only if they are being worn properly. That’s why my bill also encourages the DOT to consider any innovative approaches to seat belt detection, seat belt reminder systems, and seat belt violation alert systems that could be incorporated into school bus designs. It works to harness the power of technology and innovation—which for so long has remained untapped when it comes to school bus safety—to secure our kids. In my own car, if the passenger hasn’t buckled up, it alerts me. Why can’t we have alerts on a bus when a child isn’t wearing a seatbelt?

In this day and age, my credit card company alerts me within seconds if there’s a suspicious charge on my account. Ours cars have lane-changing alerts and even airbags on our seatbelts. Yet, in this age when we have an app for everything, when I look at the school buses transporting my kids, they look no different than the ones I rode when I was their age. That’s unacceptable.

Finally, building on the SECURES ACT, I am writing to state and federal transportation officials at the Federal Motor Carrier Safety Administration and the New Jersey Motor Vehicle Commission, asking them to study and take immediate action to ensure that all bus drivers are qualified to drive our children.
 These agencies are in charge of setting the standards for our school bus drivers. The nation deserves to know the appropriate safety background and testing requirements for all school bus drivers, because every horrific school bus incident forces the question: Was the bus driver qualified to drive our children? Did they pass every background and skills test — and what’s in those tests? Were there any red flags? Is a driver’s record flagged in real time to a school district for a serious violation?

Several states, although not ours, rightly require ongoing training and testing for school bus drivers. For example, in Pennsylvania, every four years a driver must complete a minimum of ten hours of refresher training, including at least seven hours of classroom time and three hours of in-bus training. They must also pass road and knowledge tests. Connecticut has similar laws. I know that our state officials here today – including Senator Lagana, Assemblyman Tully and Asseblywoman Swain – are already at work to address these issues.

When it’s law, the SECURES Act will update federal standards for school buses to help ensure that every child in America is as safe as possible when they’re on the road. I’m proud that this bill is bipartisan, co-sponsored by New York Republican John Faso, and Senator Menendez is leading the effort in the Senate. I think we’d all agree — there is nothing partisan about our children’s safety.

Of course, today’s action is only the first step. I plan to work closely with experts in and out of government in the weeks and months ahead to study other measures we can take to keep our kids safe on their way to school.

On May 17th, a day when students from East Brook Middle School in Paramus should have been enjoying a class trip, they instead experienced every parent’s worst nightmare. The accident took the lives of ten-year-old fifth grader Miranda Vargas and beloved teacher Jennifer Williamson-Kennedy, and injured forty-three others. My kids could have been on that bus too – and I can’t imagine what those families are going through. That day has left an indelible stain of sorrow and reminded us that, as it’s said in Scripture, we see through a glass darkly.

Like everyone here, I have been inspired by all that I learned about Miranda and Jennifer, and moved by how the community has come together.

It is tragedies like these that remind us how resilient we can be here in New Jersey and how strong we must remain in the continued face of senseless tragedy.

As the sun shines down on us, we honor the lives of these two fallen angels, and recommit ourselves to doing everything we can to make sure our kids are as safe as they can be. We live in the greatest country in the world, and, together, we will ensure that our best days will always be ahead of us.

Thank you, God bless you, and may God bless the United States of America.

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NJ Senate Hearing on Reports of Teacher Sexual Misconduct, Failure to Report Child Abuse in Schools to Be Held Thursday

Trenton_New_Jersey

May 30,2018

the staff of the Ridgewood blog

Trenton NJ,  The Senate Labor Committee (Chairman Fred H. Madden, D-Camden/Gloucester) and the Senate Education Committee (Chairwoman M. Teresa Ruiz, D-Essex) will meet jointly Thursday, May 31, at noon to hear testimony from invited speakers on the topics of teacher sexual misconduct, the reporting of child abuse in schools and the process for tenure charge arbitration in the case of teacher sexual misconduct.

Speakers will include child advocates, state education officials and representatives of school boards, school administrators, teachers’ unions, county prosecutors and parents.

The joint hearing has been called in response to the release online of several videos showing teachers’ union officials in several New Jersey school districts telling individuals that they do not need to report alleged cases of teacher-on student assault or teacher-on-student sexual assault.

The hearing will be held in Committee Room 6 of the State House Annex in Trenton.

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Governor Phil Murphy offers a STEM Loan Forgiveness Program

STEM1

May 30,2018

the staff of the Ridgewood blog

Trenton NJ,  To re-ignite the promise of New Jersey’s innovation economy, Governor Phil Murphy today announced two initiatives – the STEM Loan Forgiveness Program and the NJ Career Accelerator Internship Program – to encourage individuals in STEM fields to make a long-term commitment to building and maintaining a career in New Jersey. The initiatives were part of the Governor’s Fiscal Year 2019 budget message.

“The catalyst to reclaiming New Jersey’s innovation economy is our ability to attract and retain the scientific talent New Jersey businesses require to succeed in a 21st century economy,” said Governor Phil Murphy. “By implementing these two STEM initiatives, we’re making a critical investment in human capital – one that will fuel the growth of innovation at businesses across the Garden State and recapture New Jersey’s reputation as a pre-eminent leader in science and technology.”

The STEM Loan Forgiveness Program will encourage those in high-growth STEM occupations to work in New Jersey by reducing their student loan obligations.
After certification that an employee has worked for at least four years in a designated high-growth STEM occupation in New Jersey, the New Jersey Higher Education Student Assistance Authority (HESAA) will redeem eligible student loan expenses for up to four years. The State would provide eligible employees with $1,000 annually to defray outstanding loans and employers would be required to at least match this award – or otherwise partner with the State – to provide a total benefit worth at least $8,000.

Eligibility requirements for the STEM Loan Forgiveness Program include:

Being a resident of the State of New Jersey and maintaining residency during participation in the program;
Having a degree from an approved STEM degree program;
Working full-time in an approved high-growth STEM occupation at a New Jersey employer for a minimum of four years before applying to the program;
After applying for the program, working for an additional one to four years of employment in an approved high-growth STEM occupation at a New Jersey employer;
Receiving annual certification from his or her current employer to attest the employee is working in an approved high-growth STEM occupation,
Having an outstanding balance with a State or Federal student loan program and not being in default on any student loan.

To support current students, Governor Murphy also announced the NJ Career Accelerator Internship Program, a paid internship program to be administered through the New Jersey Department of Labor and Workforce Development. The Department will target first-time interns enrolled in New Jersey high schools, colleges, and universities with offers in STEM industries such as IT/Software, Life Sciences and Healthcare, and Energy. Participating employers will be reimbursed for up to 50 percent of wages paid to new interns for up to $1,500 per student.

Over time, internships have become a necessary credential for employment and are essential to learning an industry’s relevant skills.
“Stevens Institute of Technology enthusiastically supports Governor Murphy’s proposal to reclaim New Jersey’s innovation economy through a multi-faceted suite of initiatives including a STEM loan forgiveness program to attract and retain top talent in fast-growing technology-based occupations in the State,” said Nariman Farvardin, president of Stevens Institute of Technology. “The unprecedented pace of technological advancement in fields as diverse as artificial intelligence and cybersecurity to biomedicine and finance demands a multi-pronged approach to stem the ‘brain drain’ from New Jersey to other states. Governor Murphy is to be commended for taking bold action to build and retain a highly-skilled, technology-savvy workforce upon which our State’s economy depends.”

“I am very excited and encouraged by the Administration’s strong focus and efforts to reignite the innovation economy here in New Jersey, and truly believe initiatives like the STEM Loan Forgiveness proposal and STEM internship grant program will provide for significant movement toward that goal,” said WorkWave CEO Chris Sullens. “As one of the state’s fastest growing technology businesses, WorkWave needs a rich pool of technology-savvy employees to choose from to fuel continued rapid growth. Providing incentives for New Jersey students to choose STEM majors through internship grants and pairing that with a loan forgiveness program that helps them better afford that education and provides an incentive for those students to stay in New Jersey and apply that knowledge in one of the growing technology companies will pay dividends for the state in both the short and the long run while helping revitalize the critically important innovation economy here in New Jersey.”

“Fidelity supports the Governor’s efforts to grow the state’s economy and attract a highly skilled workforce from which we can draw the quality talent needed to continue to drive our commitment to innovation,” said Natalie Brathwaite, Fidelity Regional Director of Public Affairs. “Innovation begins with the employee experience, so we provide benefits and programs designed to help people thrive in and out of Fidelity. As part of our approach to tackling the growing student debt issue, Fidelity is proud to be one of the first employers to offer our own student loan benefit as well as develop solutions and education for our workplace clients to help address their employee’s student loan debt concerns.”
“As a New Jersey-based technology employer, Cognizant appreciates these efforts to spur New Jersey’s innovation economy and to address the STEM skills gap,” said James Lennox, Executive Vice-President & Global Chief People Officer, Cognizant Technology.

“We see great value in the Governor’s efforts to incentivize individuals to pursue STEM professions as it aligns with the EY purpose of building a better working world,” said Jackie P. Taylor, EY’s Government & Public Sector Leader for the State of NJ.“Creative efforts to address skill gaps in the market, foster innovation and increase employee retention are the levers that will ultimately differentiate New Jersey’s workforce. The heightened focus should also increase student interest in STEM related studies and strengthen the pipeline of talent amongst graduates entering the workforce. This will be helpful to EY, and many of our clients, who frequently hire individuals with solid backgrounds in Science, Technology, Engineering and Math to support our organizations.”
The STEM Loan Forgiveness Program will be contingent upon State lawmakers passing legislation to implement the initiative.

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The Group Garden State Families says Gov. Murphy’s Work Around Tax Law Is More Likely Federal Tax Evasion

Phill Murphy -Sara Medina del Castillo

May 29, 2018

by Garden State Families

The federal tax law change enacted for the 2018 tax year limits the combined total of state income tax plus real estate tax deduction to $10,000. “Goldman Sachs” Governor Phil Murphy of New Jersey has recently signed a bill which he calls a “work-around”, permitting the deduction of taxes in excess of $10,000 as a charitable contribution made to the municipality in which one lives. Rather than a “work-around”, it is more likely something else – an income tax evasion scheme.

The law Governor Murphy signed was created expressly to circumvent the new federal tax law – he even said so! The new law allows municipalities in New Jersey to create “charitable entities” for the purpose of receiving payments from homeowners whose combined state income tax plus real estate tax liabilities (beginning in 2018) exceed $10,000, the amount the new federal tax law places as a limit for their deductibility as itemized deductions.

Here’s an example of how this might work: Mr. & Mrs. New Jersey Taxpayer own a home on which their 2018 real estate taxes are $9,000 and their New Jersey state income taxes are $5,000 – for a total of $14,000. Under prior federal tax law there was no problem, the total of $14,000 was deductible on Schedule A as itemized deductions ($5,000 for state taxes, $9,000 for real estate taxes). Not so under the new federal tax law for 2018, which permits the maximum deduction of only $10,000. Mr. & Mrs. NJ Taxpayer would be unable to deduct the remaining $4,000.

Governor Murphy’s “work-around” would permit the deduction of the $5,000 state income tax plus $5,000 of the real estate tax ($10,000 total per the new federal law). Plus, it would allow Mr. & Mrs. Taxpayer to pay the remaining $4,000 to the “charitable entity” created by their municipality and to deduct this amount as a charitable contribution on Schedule A. What is wrong with this “work-around” signed into law by Governor Murphy? Let us look at the Internal Revenue Code sections for real estate taxes and charitable contributions for definitions.

IRC section 164 (Taxes) allows for the deduction of “state and local, and foreign, real property (real estate) taxes”. This is the definition of real estate taxes. Personal property taxes are defined as “an ad valorem tax which is imposed on an annual basis in respect of personal property” [IRC 164(b)(1)].

IRC section 170(c)(2)(A) & (B) (Charitable Contributions), states that the term “charitable contribution” means a contribution or gift to or for the use of – “A corporation, trust, or community chest, fund, or foundation – created or organized in the United States or in any possession thereof, or under the law of the United States, any state, the District of Columbia, or any possession of the United States; organized and operated exclusively for religious, charitable, scientific, literary, or educational purposes, or to foster national or international amateur sports competition, or for the prevention of cruelty to children or animals.”

Municipalities are not Charities
The “charitable entity” organized by a municipality will not function as any of the above charitable purposes. Its only function will be to receive payments from property owners and then pass those amounts to the municipality – which will treat the amounts received as payment of real estate taxes. This makes the law’s permitted “charitable entities” appear to be bogus since they will not function in a charitable manner.

Another problematic aspect of this scheme is the consideration received for a charitable contribution. For example, a taxpayer who sends $100 to a charitable organization and receives a book from the organization valued at $30 is only allowed to deduct $70 as a charitable contribution ($100 paid less the $30 value of the book received). How might that apply in the case where NJ homeowners “contribute” an amount to a “charitable entity” organized by a municipality in this “work-around” situation? Let’s use the prior example of Mr. & Mrs. Taxpayer where $4,000 was “contributed” to a “charitable entity” organized by a municipality to receive excess real estate taxes as charitable contributions. How will that entity determine how much benefit Mr. & Mrs. Taxpayer received from the municipality in services provided to the taxpayers such as: public schools/education, the police force, road maintenance, garbage collection and other municipal services? Would the “charitable entity” attempt to make such a calculation? Probably not, because that might reduce the deductible amount of the “charitable contribution” considerably – most likely all the way to zero! Mr. & Mrs. Taxpayer would not be happy with Governor Murphy’s work-around.

Another consideration is the percentage limitation of the taxpayer’s contribution base for certain charitable contributions per IRC section 170(b)(1), Individuals. Most contributions may not exceed 50% of the taxpayer’s contribution base, and some are limited to 30% of the contribution base. This would likely apply to wealthy taxpayers with considerable assets and little or no income, which might be the case of a retired taxpayer. If such a taxpayer owned 2 or more expensive residential properties in New Jersey, the deductible portion of the amount paid to municipal “charitable entities” could be reduced considerably – maybe to zero by this percentage limitation of the Internal Revenue Code.

It appears that Governor Murphy’s law permitting municipalities to organize their “charitable entities” will run afoul of the IRS’ rules and regulations, which could subject the municipalities to penalties for knowingly creating bogus “charitable entities”. Additionally, if the residents of the municipalities who take advantage of Governor Murphy’s “work-around” were to be audited by the IRS, they could be subject to the accuracy-related penalty as provided under IRC section 6662 for any audit deficiency caused by the disallowance of the bogus charitable contribution deductions paid to the entities. In an extreme case, the IRS might consider the application of the civil fraud penalty described in IRC section 6663.

For the reasons listed above, taxpayers should exercise caution in the matter of making payments to “charitable entities” organized by their municipalities. Municipalities should also be cautious about organizing any “charitable entities” which could possibly end up being deemed bogus.

These are serious issues of potential fraud and illegality that the Murphy administration is encouraging the NJ taxpayer to use to reduce their tax burden. In reality, it will be the individual New Jersey Taxpayer that will pay the price for this scheme, not “Goldman Sachs” Governor Phil Murphy!

The above are opinions, comments and analyses of the “work-around” bill recently signed into law by “Goldman Sachs” Governor Phil Murphy of New Jersey. The contributors are a retired Internal Revenue Service field agent and a current Certified Public Accountant in New Jersey.

https://www.gardenstatefamilies.org/single-post/2018/05/24/Gov-Murphys-Work-Around-Tax-Law-Is-More-Likely-Federal-Tax-Evasion

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Small Business :Employer Identification Number famously known as an EIN is a type of tax ID issued by the IRS to keep track of tax obligations

irs

May 29,2018

the staff of the Ridgewood blog

Ridgewood NJ, An Employer Identification Number famously known as an EIN is a type of tax ID issued by the IRS to keep track of tax obligations. Legal entities such as partnerships, corporations, estates, and non-profit organizations are supposed to have EINs. Those that don’t have it are required by the IRS to apply. They may choose to apply through the online portal. There are many things you can’t do without having an EIN so it’s important that it is one of the first things you do as a business. You can start enjoying the benefits by applying for a Wisconsin ein online today.

Why Apply an EIN Online?
An online application is the most comfortable and quickest way of obtaining an EIN when compared to traditional means such as phone and email applications. EINs online reduce paperwork complications. EIN online applications are approved within 24 hours. You can start enjoying EIN benefits immediately after 24 hours of the application. The EIN online application is secure and confidential. The system allows the applicant to access their tax id in case of misplacement. Customer care services are available for people who may experience trouble while applying for the EIN online. If your EIN is urgently needed, online application is the best option for getting it quickly. You can apply for your IRS-EIN-Tax-Id online whether you’re in South Carolina, Wisconsin, New Jersey or anywhere in the states.

How EIN Online Works
The process of applying for an ein number SC online is easy. The first step is to log into the site and select the type of tax ID you want. The next step is to fill out the online application form. The third step is to send the application via email. Wait one hour, and you will get your EIN. If you apply for you EIN after 9 p.m., you will get it the following morning. All transactions online are secure and safe so you can trust the process will be protected at every step.

 

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The Ridgewood Country Club in Paramus to host the The Northern Trust

pjblogger_thebarclays_theridgewoodblog

May 29,2018

the staff off the Ridgewood blog

Paramus NJ, The Northern Trust (which was previously known as The Barclays), the first event of the Tour’s FedEx Cup playoffs, will be played August 21-26 at The Ridgewood Country Club in Paramus, New Jersey, will not only have incredible views of the best players in the world in a truly thrilling competition, but will have the very best that New Jersey can offer in Fashion, Food and Do-or-Die Drama.

The Ridgewood Country Club is a twenty-seven-hole private golf course and clubhouse constructed in Paramus, New Jersey and opened on May 30th, 1929. The Norman Revival clubhouse, located at the north end of the property, is the core from which three nine-hole loops extend toward the southwest, south, and southeast. The golf course was designed by A.W. Tillinghast, and the clubhouse by Clifford Wendehack. Tillinghast and Wendehack, respectively, were among the foremost golf and clubhouse architects of the early twentieth century.

THE NORTHERN TRUST is the first of four events in the FedExCup Playoffs, the culmination of the season-long competition that is the centerpiece of the PGA TOUR Season. Played in the New York/New Jersey Metropolitan area, THE NORTHERN TRUST features do-or-die drama as the top 125 players compete to advance, and for one in five, their season will end. With strong ties to the essential elements of New York culture, the event is a celebration of fashion, food and the best golfers on the planet. Many of the world’s top players have won THE NORTHERN TRUST including Adam Scott, Jason Day, Matt Kuchar and 2017 champion Dustin Johnson, who won the event for the second time in thrilling playoff over Jordan Spieth. Since the tournament’s inception in 1967, it has generated more than $46.2 million for New York/New Jersey Metropolitan-area charities, including $1.4 million in 2016.

Volunteer Registration Now Open . Experience a professional golf tournament from “inside the ropes” and enjoy unique behind-the-scenes experiences, plus daily access to the tournament grounds when not volunteering, volunteer uniform package that includes an official cap, shirt and volunteer pin, lunch on the days you work, invitation to the volunteer appreciation party and an additional weekly grounds ticket book for a guest.

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These Tiny Homes are a Big Help to Veterans

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Former police officer and Air Force veteran Donnie Davis chats with Ben and Kellie about Operation Safe Haven, a micro-housing community formed with homeless and PTSD-afflicted veterans in mind. The program houses qualifying veterans in tiny houses for up to two years, and offers counseling and therapy animals as well. It’s a wonderful way to help those in need while transitioning back to civilian life.

Learn more about Operation Safe Haven here: https://opsafehaven.com/

Pickler & Ben is an hour-long, multi-segmented lifestyle talk show filmed in Nashville and hosted by country star Kellie Pickler — known for her quick-wit and bubbly personality — and journalist Ben Aaron, a funny, curious, and good-natured New Yorker.

Find out where to watch:

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NJ Attorney General Asks IRS to Withdraw Proposal that Would Upend New Jersey’s Charitable Deduction Tax Credit Law

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AG Grewal to IRS: Stop “Playing Politics” with SALT Tax Guidance—or Face a Legal Challenge

May 27,2018

the staff of the Ridgewood blog

Trenton NJ,  Attorney General Gurbir S. Grewal today urged the U.S. Internal Revenue Service (IRS) to drop its “misguided” plan to enact a new rule designed to undermine a recent New Jersey law. That law – signed by Governor Phil Murphy earlier this month – allows residents to receive property tax credits when they make charitable contributions to their local governments.

The Trump Administration enacted a tax overhaul in December 2017 that placed, for the first time, a $10,000 cap on the federal deduction for state and local taxes (SALT). In response, New Jersey, New York and other states passed laws allowing residents to instead make deductible charitable contributions to their local governments, and to receive partial tax credits when they do so. “But in an unprecedented move,” Attorney General Grewal explained, the IRS just yesterday “announced plans to end the deductibility of such contributions.”

In a letter to IRS Commissioner David J. Kautter, Attorney General Grewal points out that the New Jersey tax credit law is similar to 100 laws enacted in more than 30 other states, and is consistent with longstanding IRS guidance and numerous court decisions that such contributions remain deductible. So “the IRS’s plan will upend over 100 state programs in a single rule—a nightmare for both states and the IRS.” Yet the IRS has given “no reason for [its] sudden about-face.”

“The IRS should not play politics. Instead, it must confirm its longstanding interpretation of federal law,” Grewal explains in his letter. “Should the IRS and Treasury Department continue down this path, New Jersey will have no choice but to challenge the new rule in court.”

Attorney General Grewal’s letter notes that the New Jersey law authorizes municipal and county governments and local school districts to establish “charitable funds for specific purposes” and to permit residents to gain partial property tax credits for donating to those funds. Across the states with similar programs, charitable funds “run the gamut” from those designed to aid natural resource preservation efforts to funds that help provide financial aid for college-bound children, support shelters for the victims of domestic violence and many other programs.

The Attorney General contends that the IRS’s decision runs counter to the federal Tax Code, which makes plain that deductions are permissible for “any charitable contribution … payment of which is made within the taxable year.”
“The statute is explicit that such contributions include gifts given to state governments and their political subdivisions,” Grewal notes. “The only remaining issue is whether such gifts are deductible if the contributor gets a tax credit in return.” While the IRS has previously “answered that question resoundingly in favor of laws” like New Jersey’s, the latest guidance “suggests that the IRS plans to tell states and taxpayers alike the answer is no.”
“I ask you to think twice before going down that misguided road,” Grewal warns the IRS Commissioner. “The IRS’s longstanding approach, supported by precedent and policy, supports what New Jersey has done.”

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The Ridgewood Run : Monday May 28 – Race Day!

Ridgewood_run_theridgewoodblog

May 25,2018

the staff of the Ridgewood blog

Ridgewood NJ, The Ridgewood Run is the premier road race in northern New Jersey and one of the longest running races in the tri-state area. Choose either the 10K, 5K, Road Mile, Fun Run – all or one of them.

SCHEDULE OF ACTIVITIES:
Friday May 25
Road Runner Sports, Paramus NJ
4:00PM to 8:00PM – Packet Pick Up
Saturday May 26
Road Runner Sports, Paramus NJ
11:00AM to 4:00PM – Packet Pick Up
Sunday May 27
YMCA, Ridgewood NJ
1:00PM to 4:00PM – Packet Pick Up
Monday May 28 – Race Day
Veteran’s Field, Ridgewood NJ
7:00AM – Registration & Bib Pick Up
8:15AM – Wheelchair 10K
8:20AM – 10K
10:15AM – 5K
11:15AM – Masters Women’s Elite Mile; Open Women’s Elite Mile immediately to follow
11:40AM – Masters Men’s Elite Mile; Open Men’s Elite Mile immediately to follow
12:00PM – Fun Run Mile

Online registration is now open for the 43rd Annual Fred D’Elia Ridgewood Run on May 28, 2018! See you there!
https://runsignup.com/Race/NJ/Ridgewood/TheRidgewoodRun

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New Jersey Bureau of Securities Fines Bergen County Man for Defrauding Investors and Spending Their Funds on Food, Drink, Limos and a “Gentlemen’s Club”

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May 24,2018

the staff of the Ridgewood blog

River Vale NJ, The New Jersey Bureau of Securities today ordered a Bergen County man and his company to pay a $100,000 civil penalty for selling unregistered fraudulent securities and misusing at least $82,000 of investors’ funds on steak dinners, limousine service, visits to a “gentlemen’s club,” and other personal expenses.

Eric J. Bruno, of River Vale, and his company Mirakill Brands, LLC, (“Mirakill”) misled at least eight investors – including at least seven from New Jersey – into buying unregistered securities in the form of membership interests and warrants to buy membership interests in Mirakill. Bruno represented Mirakill to investors as a start-up business that would be developing an antimicrobial agent for industrial use.

In a Summary Order issued today, Christopher W. Gerold, Chief of the New Jersey Bureau of Securities, found that from at least July 2013 to June 2014, Bruno and Mirakill fraudulently raised approximately $137,000 from investors by falsely claiming that the money they invested would be used to bankroll the Mirakill venture, including securing office space; paying salaries and professional fees; funding research and development; and purchasing production materials and packaging.

“Investors thought they were getting in on the ground floor of a legitimate business venture and that they would profit from its success. Instead their money was used to finance Eric Bruno’s lavish lifestyle,” said Attorney General Grewal. “New Jersey has laws to protect investors from such predatory tactics and we will vigorously enforce them to hold violators like Bruno accountable for their actions.”
Mirakill was a Nevada limited liability company formed in July 2013 and dissolved in June 2014, with offices located in Old Tappan, NJ. Bruno controlled Mirakill through his ownership of another entity he created in connection with his scam.

Bruno and Mirakill, through Bruno, represented to investors that Mirakill was a start-up business that would be developing an improved, proprietary antimicrobial additive to prevent the growth of harmful microorganismswith industrial uses, including plastics, paints, and filters (the “Mirakill Product.”) They also represented to investors in marketing materials that included a private placement memorandum that investment funds would be used for business purposes.

In the fall of 2013 Bruno, along with two other officers of Mirakill, held an event for prospective Mirakill investors. During the event, Bruno provided the 30 to 40 attendees with an overview of the Mirakill Product and its potential applications, and discussed the amount of funds that would be required to bring the product to market. After the event, several of the attendees purchased the Mirakill Securities.
The investors were provided the Mirakill private placement memo describing the Mirakill Securities, the nature of Mirakill’s business, risks, executives, consultants, projected revenues, use of funds, and other material information that would be helpful to investors. The private placement memorandum led investors to believe that their funds would be used for legitimate business purposes, and did not disclose that Bruno would use the money for his own extravagant personal expenses instead.

“Investors received documents that lent a patina of legitimacy to Bruno’s scam and helped convince them that he and the investment were on the up and up,” said Kevin Jespersen, Acting Director of the Division of Consumer Affairs. “In reality, Bruno was not registered with the Bureau as an agent of Mirakill, and the Mirakill Securities were not registered to be offered for sale in this state, as required.”
As president of Mirakill, Bruno countersigned investors’ purchase agreements. He also personally met with certain investors, received and deposited investment checks, and received wire transfers into the company’s accounts, which he controlled.

Bruno then misused at least $82,000 of investor funds for personal expenses that included cash withdrawals at ATMs and banks ($46,000), debit card charges at grocery stores, liquor stores, restaurants ($20,000), debit charges at a New York strip club ($8,800), and limousine services ($2,300.)

“Bruno was living high on the hog at the expense of the investors he fleeced,” said Bureau Chief Gerold. “This case is a prime example of why the Bureau of Securities strongly recommends that investors verify and review the registration records of anyone claiming to be an investment professional or a seller of securities before handing over any money.”

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Preserving the “Grassy Knoll ” at Ridgewood Train Station

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May 24,2018

the staff of the Ridgewood blog

Ridgewood NJ, at Wednesday nights council meeting several residents strenuously objected to work on the green pathway or grassy knoll at the Village train station . Since early 2017 the Village council has explored the idea of shrinking the green way at the train station in order to add more parking spaces to the train station parking lot. This was an idea that was put forward the Village engineer  some would suggest as far back as 2 years ago. The Village engineer Christopher Rutishauser submitted the application for the changes to the DEP in July of 2017.

It appears a group led by Cynthia Halaby, the president of the Conservancy for Ridgewood Public Lands in Ridgewood made various statements declaring the need for preserving the green space or “grassy knoll”  at the train station , yes the same Cynthia Halaby that supported laying a turf field at Schedler Park and clear cutting the trees there.

While Ms Halaby , did seem to have some clue about the green strip , other speakers appeared to have missed the last year and a half discussions about the train station parking lot and for that matter didn’t seem to even know what the grassy median or “grassy knoll “at the train station was.

Once again it’s amazing how when a pota-potty sat in the train station median grassy knoll for months in 2015 no one uttered a peep about its visibility at the Ridgewood Train Station Historic district.

 

https://theridgewoodblog.net/porta-potty-was-ok-but-parking-challenged-at-the-ridgewood-train-station-historic-district/

 

 

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How does addressing a known and long term meanness and bullying problem in elementary school, by threatening suspensions and community service, actually help the problem??

cottageplaceBOE_theridgewoodblog

May 24,2018

the staff of the Ridgewood blog

Ridgewood NJ, this email was sent to the BOE and various Ridgewood school officials on the bullying problem in Ridgewood elementary schools.

To the administration in Ridgewood public schools:

Let me ask this district a question.
How does addressing a known and long term meanness and bullying problem in elementary school, by threatening suspensions and community service, actually help the problem??
The underlying long term problem of meanness and nastiness within your school? I’m saying you’ve known. I’m saying you’ve added to it. I’m saying you’ve done NOT ENOUGH to stop it. For years.
You did finally actually address the problem. But you did it in the manner of putting out the fire once started, Rather than actually address the problem at the root.
Threatening community service and suspension from school to students who are 9 years old does nothing except to add drama and angst to a situation you ignored long enough to become this big of an issue.
And yes. I posted about this on Facebook. I intend to make this VERY public. Very. I intend to take the (many) Mother’s on board with me who want to see change and not simply threats, and we will publicly hold all Ridgewood School accountable for the children they’re responsible for. Mothers who for a variety of reasons don’t want to rock the boat about how badly our kids feel and are treated in your care.
There are many. You have a wide spread problem. We want to see these kids CHOOSE KIND and we want you to help.
It’s remarkable how many mothers you can mobilize in 24 hours and if There’s a lull please be advised we are working on it. It won’t last.
Please know. YES. There will be no hiding from what goes on anymore. We expect to see how you implement CHOOSE KIND and we expect to see it swiftly.
This district will no longer happily raise our taxes and in conjunction provide less for our students. Particularly students who have an IEP and should be protected from the bullying, assaulting behaviors which brought this about.
Your method of threatening students with detention suspension doesn’t work. It’s putting out fires. What you need to do is become proactive and stop it at the source. Be a leader. Make your school one which chooses to be kind, choose kind, show kindness. Not one which threatens bad behavior in to secrecy and blame.
I say enough and I’m bringing a Mom army with me.
CHOOSE KIND should be a dominant statement within Ridgewood schools and homes starting NOW. What are you going to do to help that.