Ridgewood NJ, 2017 Supplemental School Tax Billing – As per the Village residents’ November 2016 affirmative vote to approve a permanent $929,800 school tax Levy increase to support a full day kindergarten program for the school district, supplemental tax bills are required to reflect this increase. Questions can be directed to Dr. Alfredo Aguilar, the school district’s Business Manager at [email protected]
or 201/670-2700 x10503.
Both the supplemental school tax bills and the current tax bills are due on February 1st & May 1st 2017.
Ridgewood NJ, Simon Sinek on Millennial and Internet Addiction tries to answer the question ,”Whats wrong with Millennials”, this is something that has a lot of meaning, and this gives us a look into our lives and the errors that we make.
“So you take this group of people, and they graduate school, and they get a job, and they’re thrust into the real world, and in an instant they find out that they’re not special, their moms can’t get them a promotion, that you get nothing for coming in last, and by the way you can’t just have it ‘cause you want it. And in an instant their entire self-image is shattered.”
Its value isn’t readily apparent, which is probably why it has largely dropped out of curriculum in this country. Modern language study is more about which language will get you ahead in your career or help you vacation to other countries. Latin is not likely to help you with either.
Plus, it’s hard to learn.
So, why do people continue to study the language? That’s the question a journalist at the University of St. Thomas in St. Paul, MN set out to answer recently.
Based upon answers from a classics professor and students, here are 3 reasons from why people today might want to study Latin:
Ridgewood NJ, While Financial Planners have been advocating for smarter legislation on student loan programs for years, the news is finally spotlighting a concern over its impact on Social Security income if debts aren’t paid.
The Financial Planning Association of New Jersey (FPANJ) has long held advocacy positions in Trenton that have encouraged careful decision making with regard to student loan programs. However, the impacts haven’t been well publicized until recently, when the Wall Street Journal ran a piece on how Social Security checks can be reduced if debts for college aren’t paid.”Our efforts in public financial education – and in the Capitol – have included a message to stop the borrowing before it happens,” explained John Crosby, CFP® ,ChFC, CAS, CLTC, CRPC®, and Advocacy Chairperson for FPANJ. “The best solution to this issue is always to make an educated decision before you choose to borrow, where to borrow, and understand the types of student loans are available.”
The reality is that for student loans and other non-tax debts, the government can garnish wages or suspend tax refunds for anyon(e who fails to pay their student loans. They can take 15 percent of your Social Security check as long as the remaining balance doesn’t drop below $750. There is no statute of limitations on student loan debt, so it doesn’t matter how
long ago the debt occurred.
Crosby noted that lawmakers have an opportunity to protect Social Security in a bill (HR4988 Social Security Benefits Restoration Act) presented by Rep. Patrick Murphy (D-FL) in April of 2016. However, this bill is still awaiting a co-sponsor, along with similar proposals from 2015.
The best way to protect yourself is to become knowledgeable, said Crosby.
“Financial Literary programs can address this topic to help students and/or parents understand the importance of higher education and the financial responsibilities that come with it. Partnering with a Certified Financial Planner(TM) is the best course in understanding your options, whether you plan on paying for college or taking out loans.
“Often a candid discussion among a planner, parents and the student can help avoid serious financial consequences down the road. And really, that is what FPANJ and its members are here to do.”
If people don’t have a Financial Planner, Crosby recommended a tool found on the FPANJ website (FPANJ.org) at the top of the page. “Find A Local Planner” helps consumers look for a specialist in the area of college planning, and within their geographic area.
Ridgewood NJ, Bergen Record posts a misleading article on the Ridgewood Board of Education. The article claims in the article, New year, new leadership on Ridgewood BOE https://www.northjersey.com/story/news/bergen/ridgewood/2017/01/03/new-year-new-leadership-ridgewood-boe/96111336/, The puff piece claims , “The new year brought significant change to the Ridgewood Board of Education.” , significant changes when board members run unopposed and have run unopposed for several terms. Does anyone remember a Ridgewood BOE without Shiela Brogan? While this is not to pass judgment on the quality or competence of the Ridgewood BOE members there clearly is NO SIGNIFICANT CHANGE in the Ridgewood BOE nor has there been for years.
According to the BOE eblast , James A. Morgan and Jeanette S. Wilson were sworn in as Board members and Vincent Loncto was nominated and elected Board President. James Morgan and Jennie Smith Wilson were nominated for Vice President; James Morgan was elected.
The next Regular Public Meeting of the Ridgewood Board of Education will be held on Monday, January 23, 2017 at the Education Center, 49 Cottage Place, Floor 3 at 7:30 p.m. The meeting will be aired live on television, FiOS channel 33 and Optimum channel 77, and streamed via the “Link in Live” tab on the district website at www.ridgewood.k12.nj.us. Meeting webcasts are generally posted to the district website within 48 hours.
2017 Supplemental School Tax Billing – As per the Village residents’ November 2016 affirmative vote to approve a permanent $929,800 school tax Levy increase to support a full day kindergarten program for the school district, supplemental tax bills are required to reflect this increase. Questions can be directed to Dr. Alfredo Aguilar, the school district’s Business Manager at [email protected]
or 201/670-2700 x10503.
Both the supplemental school tax bills and the current tax bills are due on February 1st & May 1st 2017.
Ridgewood NJ, The Curriculum, Instruction & Assessment Department is again offering free presentations for parents and guardians throughout the 2016-2017 school year on the topic of children’s well-being. Next up on Tuesday, January 10 is “Just Talk About It: A Suicide Prevention Program” by the Minding Your Mind organization. This interactive program will be held at the George Washington Middle School Auditorium, from 7-9 p.m. Click here for more information on this program.Click here for the full list of programs in the series, which is co-sponsored by The Valley Hospital with support from The Foundation and the Home and School Associations.
Ridgewood NJ, As I was leaving the Ridge School playground area with my grandchildren this morning, I noticed that the school’s large trash dumpster was overflowing with materials despite the school having been closed during the past week.
Upon closer examination, it became apparent that the materials dumped within were not generated by school employees – several empty liquor/wine boxes, household trash, a cardboard crate from an electric wine cooler, black plastic trash bags containing ?, and a box from a medical supply company.
So the question is: What individual and/or company is using the Ridge School dumpster (paid for by Ridgewood’s taxpayers) as their personal garbage disposal area, and are they dumping materials.
Has anyone who lives in the area of Ridge seen anyone backing a car or truck into the dumpster area recently?
Ridgewood NJ, the Ridgewood Board of Education will be holding its regular public meeting on December 19th at 7:30 pm.The meeting will be held at the Ed Center, 49 Cottage Place, Ridgewood, NJ.
The public is invited to attend the meeting, or watch it live on Fios channel 33, Optimum channel 77, or on the “Link in Live” tab of the district website at www.ridgewood.k12.nj.us.
Assemblyman Rob Karabinchak, who sponsored the bill along with Assembly Speaker Vince Prieto. New Jersey Legislature
Hopefuls with criminal convictions could soon be barred from running for local New Jersey school boards. A legislative committee advanced a bill to force would-be school board candidates to submit an affirmation to the state that he or she has not been convicted of any first or second-degree crime on Monday.
Those disqualifying convictions would include endangering the welfare of a child; drug possession or distribution; robbery, burglary, aggravated assault, stalking, kidnapping, arson, manslaughter and murder; terroristic threats; criminal restraint; perjury, and bias intimidation.
Assembly sponsor Robert Karabinchak said in a statement after the committee vote that he believes the new requirement would help protect students in the state.
Ridgewood Nj, the Ridgewood School system rolled out a new very impressive website making it much easier to keep
abreast on what is going on in the Ridgewood School system. The new website will be followed by a district mobile app. We have to say we were pleasantly surprised by the new site and we congratulate the School system for putting together this massive project . It must have taken countless hours that must have gone into, not only building the new site but also moving the data and testing features to make sure the work. Good job to all those involved , now if could only see the same progress with the Village of Ridgewood site .
By Christopher Baxter and Matthew Stanmyre | NJ Advance Media for NJ.com
on December 07, 2016 at 1:43 PM, updated December 07, 2016 at 2:08 PM
The state School Boards Association will coordinate legal action against the nation’s top maker of artificial sports fields, FieldTurf, in response to a report that the company for years sold high-end turf after knowing it was falling apart.
The executive director of the group, Lawrence Feinsod, said Wednesday the allegations should “anger anyone concerned about corporate responsibility” and that he supported calls for an investigation by the state attorney general.
“We are urging school boards to have their attorneys contact NJSBA’s general counsel, who will assist districts in identifying and coordinating legal action,” Feinsod said in a statement.
Ridgewood NJ, On Wednesday, December 7, the Ridgewood High School Bands will perform their annual Winter Concert in the RHS Campus Center, beginning 8 p.m. This concert will feature the school’s three curricular bands – the Symphonic Band, Concert Band, and Wind Ensemble. Admission is free.
The Symphonic Band, under the direction of John Luckenbill and Jeffrey Haas, will perform Of Time and Change by James Swearingen, a well-established hymn with many joyful themes and expressive sections, and Sundance by Carl Strommen, which is a programmatic piece depicting a day on the prairie.
The RHS Concert Band, also led by Luckenbill and Haas, will present Carnegie Anthem by William Owens, Canticles by James Curnow, and Lords of Greenwich by Robert Sheldon. Carnegie Anthem pays tribute to the renowned Carnegie Hall and the bustling metropolis of New York City, while Canticles is a piece designed to uplift the spirit and enthusiasm of any listener. Lords of Greenwich, inspired by Gustav Holst, is written and performed in the style of a British folk song.
Finally, under the baton of Jeffrey Haas, the RHS Wind Ensemble will perform Beltway Jam by Jack Stamp, Robert W. Smith’s arrangement of Gustav Holst’s In the Bleak Midwinter, and The Hounds of Spring by Alfred Reed. Beltway Jam is a piece with an exciting melody and an overall engaging feel. In the Bleak Midwinter is based on a poem by the same name, and became a Christmas carol after many different musicians put the poem to music. One of the versions, written by Gustav Holst, was arranged by Robert Smith, and will be performed at this concert. The last piece to be performed will be The Hounds of Spring, which Alfred Reed composed to convey the youthful delight of love and tenderness.
The Ridgewood High School Band Program is Bergen County’s largest, comprised of more than 230 students who participate in no fewer than 15 varied musical ensembles. The curricular bands, marching band, jazz ensembles, chamber ensembles, winter color guard and twirlers have been acclaimed locally, regionally, and nationally for superior performance. Individually, members of the Ridgewood High School Bands are chosen annually to perform in honor ensembles at the county, regional, and state levels.
FPANJ Applauds A-3396: Creating a Requirement for Financial Literacy Education
Financial Literacy Education has always been part of the pillars in the FPANJ mission; important legislation could help make it a reality in all New Jersey schools
December 7,2016
the staff of the Ridgewood blog
Ridgewood NJ, The Financial Planning Association of New Jersey (FPANJ) is eagerly watching the New Jersey State Legislature as it considers a bill that would make financial literacy a required subject in coursework taught to all children in grades K-8.
Assembly bill 3396 was first introduced in March, and amended in October. Among its provisions:
Basic financial literacy would be taught in elementary schools to teach students “sound financial decision-making”
Courses would be age appropriate
Course would cover budgeting, savings, credit, debt, insurance and investment, among other areas
John Crosby, CFP® and FPANJ Advocacy Director, said, “To say I’m excited about this is an understatement. This bill represents a clear commitment to our children by providing them with a foundation for success in life. Everything we do is impacted by sound decision-making with our finances, and this bill can help our students gain the tools necessary to understand how these decisions impact their lives.”
FPANJ has been a part of many community efforts to educate children on how money works and impacts their lives. Members volunteer their time with Junior Achievement of New Jersey to mentor students at their “Finance Park,” which served more than 11,000 students throughout the regions. They also participate in “Financial Planning Days,” offering information on various financial topics to consumers, including one-on-one sessions to address individual concerns.
“We know there are limited hours in the day for school children, and there is likely to be some debate on how we can add this curriculum, but we are convinced that financial literacy has far-reaching impact on students beyond money,” Crosby added. “We are committed to staying involved in this discussion as it moves through the statehouse.”
ABOUT FPA of New Jersey and FPA:
Financial Planning Association of New Jersey is part of The Financial Planning Association® (FPA®). FPA connects those who need, support and deliver professional financial planning. FPA believes that everyone is entitled to objective advice from a competent, ethical financial planner to make smart financial decisions. FPA members demonstrate and support a professional commitment to education and a client-centered financial planning process. Working in alliance with academic leaders, legislative and regulatory bodies, financial services firms and consumer interest organizations, FPA is the community that fosters the value of financial planning, and advances the practice and profession of financial planning.
When he announced his candidacy in 2007, Barack Obama looked like he could be the one to finally stand up to the student lending system. He was one of only two members on the Senate Health, Education, Labor and Pensions (HELP) committee not to have taken money from the Sallie Mae PAC. In this position he was privy to HELP Committee and other reports detailing a broad swath of illegal and deceptive activities by the lenders, the universities, and even the Department of Education.
His rhetoric about making college “affordable” sounded great. The deletion of most every standard consumer protection (like bankruptcy and statutes of limitations) from student loans had caused a hyper-inflationary market, and a systemically predatory lending system that was lives and livelihoods of millions of people. The nation’s student loan debt had skyrocketed to $450 billion, and the Department of Education had actually begun turning a profit on defaults.
So when Obama was elected, largely due to overwhelming support from young people, it was assumed that he would make things right. But he did nothing to bring back any standard consumer protections. His administration did nothing to curb the predatory collection powers of the student lending system. College prices increased faster than previously, and today the average undergraduate is now leaving school with $35,000 in debt, up from about $17,000 when Obama announced.
By the time Obama leaves office next year, the nation will have added $1 Trillion to its student debt tab.
What the Obama administration did do was great for the federal government, not the students. Obama federalized the system to where the government now profitsimmensely from both interest on loans it makes directly to students, and defaults. To say that the federal government now sits atop the most predatory lending system in our nation’s history is not an understatement.
