Homeowners may find themselves struggling with different pests every now and then. Depending on the area where you live, some pests may be common at certain times of the year. It can be very overwhelming dealing with this issue and resolving them may take a long time. Some pests are easier to manage than others but they will all have a direct impact on you, your loved ones, and your home. You must be attentive to the signs of pests in your living space. If you see something, even if not alarming, you must take action straight away to avoid full infestation.
As a seller, you’d normally start to fidget when it’s time for the home inspection. You’ve been on top of your game all along from pre-appraisals to negotiations and purchase agreements. But you’re nowhere. You don’t want the deal to fall through neither do you want to be placed with the costs of repairs if the buyer requests them as a contingency.
Ridgewood NJ, property taxes are generally set by local authorities such as cities, counties, and school boards, states often establish parameters in order to keep tax rates somewhat uniform. Each state, however, has different parameters, and as a result, what homeowners end up paying out of pocket can vary considerably from state to state. Most of New Jersey property taxes are roughly 2/3 local school taxes ,like Ridgewood.
When homeowners default on a loan for their property, the lender may take steps to foreclose on the property and sell it at auction. There may be specific defenses, however, that the homeowner can raise to defend against foreclosure. It is important that he understands the process of foreclosure and how it works, regardless of whether you are afraid that the bank will start foreclosure proceedings or you are already into a foreclosure lawsuit.
Trenton NJ, Senator Anthony M. Bucco called for Governor Phil Murphy to provide clarity on Executive Order 100 which gives broad new powers to the New Jersey Department of Environmental Protection (NJDEP) to deny virtually any type of development due to undefined “climate change considerations.”
Ridgewood NJ, The October 31st deadline for eligible residents to apply for the Property Tax Reimbursement Program, or Senior Freeze, is quickly approaching.
What is the “Senior Freeze” program?
It offers a limited reimbursement for property taxes or mobile home site fees paid by eligible Senior Citizens & Disabled residents on their primary residences.
It is exceedingly important to take advantage of programs like Senior Freeze which may offer some financial relief. This is especially true for families/individuals on fixed or limited incomes. We highly encourage everyone to share information for this & other programs which can be found on our website.
Volunteers in Hackensack at a project sponsored by Oritani Savings Bank Charitable Foundation. National #RebuildingMonth
April 28,2016
the staff of the Ridgewood blog
Rebuilding Together is a Ridgewood based organization that helps neighbors who have worked all their lives and have been physically and financially able to maintain their homes in good condition. Now, due to illness, aging, economic hardships, or the loss of a spouse, they are unable to handle the repair work themselves. Their homes deteriorate or become unsafe. That’s where Rebuilding Together Bergen County can help.
Rebuilding Together brings together corporate and individual donors, skilled trades individuals, community organizations, and hundreds of general volunteers each year.
Together we transform the lives of low-income homeowners by improving the safety and health of their homes and revitalizing our communities. Our vision: A safe and healthy home for every person
One of 167 Rebuilding Together affiliates across the nation, Rebuilding Together Bergen County serves homeowners throughout the county and has made more than 500 homes safer and healthier since our founding in 1998.
Our programs include National Rebuilding Day (the last Saturday in April), Fire Safety (smoke- and CO-alarm installations and fire-safety education), and Critical Needs (primarily accessibility ramps and, if emergency funding permits, assistance with roofs, heat/hot water, and appliances).
Our volunteers include employees of our local and national corporate sponsors, members of faith-based or civic groups and organizations, as well as individuals from the community.
To volunteer, visit our “Get Involved” page.
For assistance with critical repairs and home modifications, go to the “Who We Help” page.
Half of Americans can’t afford their house June 3, 2014, 1:58 p.m. EDT
Over half of Americans (52%) have had to make at least one major sacrifice in order to cover their rent or mortgage over the last three years, according to the “How Housing Matters Survey,” which was commissioned by the nonprofit John D. and Catherine T. MacArthur Foundation and carried out by Hart Research Associates. These sacrifices include getting a second job, deferring saving for retirement, cutting back on health care, running up credit card debt, or even moving to a less safe neighborhood or one with worse schools.“Affordability issues are real and a major hurdle,” says Lawrence Yun, chief economist at the National Association of Realtors, an industry group. Home prices have increased 20% over the past two years while wages have barely gone up, he says. “Only by adding more new supply, via housing starts, can home prices be tamed,” Yun adds. In fact, construction of housing units has averaged around 1.5 million a year for the past five decades, he says, but it’s likely to be less than 1 million in 2014.
What’s more, at least 15% of American homeowners (or residents of 78 counties across the country) were living in housing markets where the monthly mortgage payment on a median-priced home requires more than 30% of the monthly median household income — long considered the maximum for rent/mortgage repayments. Housing costs above that threshold are “unaffordable by historic standards,” says Daren Blomquist, vice president at real estate data firm RealtyTrac. In New York county/Manhattan, mortgage payments represent 77% of the median income and in San Francisco County represents 70%.
