>Here it is in black and white:
For eligible tenured employees:
The Board will pay one hundred (100) percent of single premium for a health insurance/major medical plan providing for a level of benefits equal to or better than described in Group CIGNA Insurance Plan, Board of Education of the Township of Ridgewood, Revised, December 1990.
For dependents of eligible tenured employees: (to age 23 for dependent child). The employee must contribute 5.25% of the premium cost which must be paid through payroll deductions. Effective July 1, 2008, the deductibles for Traditional Indemnity will be $200 single/$600 family.
During open enrollment period, eligible tenured employees may opt to enroll in the PPO Blue Card Plan subject to plan restrictions. For single coverage, the Board will pay one hundred (100) percent of single premium cost. For dependent coverage (to age 23 for dependent child), the employee must pay 5.0% of the premium cost of the P.P.O. Payment must be made through payroll deductions. The Board shall not change the level of benefits for the Traditional Indemnity Plan or the Horizon Blue Card PPO that has been achieved through bargaining between the Association and the Board for 2008-2009, 2009-2010, and 2011.