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A Closer Look At What A Home Warranty Covers And If It’s Worth It


A home warranty is a type of insurance that covers the cost of repairing or replacing major appliances, systems, and even your roof. Home warranties are often bundled with loans for homes, so it’s important to know what exactly you are getting into before you sign on the dotted line. This article will provide an overview of what a home warranty covers and if it’s worth it for you.

Is A Home Warranty Worth It

Is a home warranty worth it? The short answer is that it depends on several factors. There are pros and cons to purchasing a home warranty. It also needs to be an actual warranty that gives you full coverage and protection for it to be worthwhile. First things first, what exactly does a home warranty cover? A typical Home Warranty Covers:

1.Major Systems

Your plumbing, electrical, and heating systems. It may also include appliances, such as a water heater or oven/range. Even the roofing of your home is covered by a home warranty!

2.Optional Items

Many warranties will cover smaller things like window air conditioning units, dishwashers, and garbage disposals if you desire to have these items covered.


It’s not typical, but some warranties may also cover bedding such as an adjustable mattress or box spring.

The good news is that there are lots of home warranty companies out there offering various plans with different coverage options so that you can select the plan that works for your needs. For instance, if you are purchasing a home warranty for an older home with lots of appliances that may need repairs or replacement soon anyway, it’s not worth the cost to purchase one because most likely they will all break at about the same time!

Now that we know what’s typically covered, is it worth it? A home warranty can be beneficial for someone who plans on living in their home long-term or if they have special features such as an apartment with high-end appliances.

Who should or shouldn’t get a Home Warranty?

If you are buying a new home and there is some sort of loan involved, then purchasing a home warranty is typically required.

If you plan on moving in the near future or are unsure how long you will be staying, then a home warranty is not for you. If there’s one thing we’ve learned from working with clients over the years, it’s that people like to change their minds! So wait no longer and get your free quote today.

If you are planning on investing in your home, then a Home Warranty is not for you either. If something happens to the appliances or systems of your newly built (or renovated) home and it’s determined that they need repairing or replacement, this will be deducted from the value of your new house!

It’s important to know what your home warranty covers before you buy one. This article has provided an overview of the typical coverage and who should or shouldn’t get a Home Warranty. It’s important to further your research to ensure a home warranty is right for you.

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