Unlike personal vehicles, if you are in an accident involving a commercial vehicle, compensation claims can be quite tricky. Commercial vehicles such as long-haul trucks, semi-truck, or buses are much heavier and larger, resulting in more severe injuries and damages. Moreover, these vehicles are operated by drivers on the job, which adds a layer of employer liability to the equation. In this article, we will share some legal options you have for seeking compensation when dealing with auto accidents involving a commercial vehicle.
File for an Insurance Claim
When involved in an auto accident with a commercial vehicle in Reno it’s advisable to start by filing for an insurance claim. However, navigating the intricate web of auto accident insurance claim laws and responsibilities in Reno is quite complex which is why you need a Reno auto accident legal expert for guidance. Remember, commercial vehicles will most likely have a large insurance policy because of the greater risk involved. As such, the insurance company will have its attorneys to combat claims. So, if you are going to fill out an insurance claim, ensure you hire a well-vast attorney to help get you the desired result.
Opt-in for a Personal Injury Lawsuit
Another type of compensation you can aim for when dealing with accidents involving commercial vehicles is for personal injuries. Accidents involving commercial vehicles are often fatal, as such, injuries sustained can be very severe. Filling a lawsuit against the at-fault driver for personal injury is often awarded. This lawsuit often covers damages such as medical expenses, pain and suffering, loss of income, and even property damage.
Employer Liability Claim
Also, the company that the truck driver works for can be held liable if the driver is at fault. Legally, employers are responsible for their employees’ actions while performing job-related actions. As such, if a driver is involved in an accident, his or her employer will have to pay compensation. However, if the employee was acting outside the scope of their employment duties at the time of the accident, then the company won’t be held liable. But in the case the driver was acting within the scope of their employment, then in an employer liability lawsuit factors such as improper training, failure to maintain vehicles, negligence in hiring practice, and so on, comes into question.
Settlement Negotiation
If you don’t want to go through the lengthy process of court cases, then it’s better to go through the route of settlement negotiation. A settlement negotiation involves a sit-down with the guilty party, his/her lawyer, your lawyer, and yourself. During this sit-down, the degree of damage sustained is discussed as well as a reasonable compensation. Note that settlement negotiations are private and confidential. As such, if you decide to go down this route, and get a settlement, most attorneys include an indemnification clause. An indemnification clause means that you cannot at a later time take the company or driver to court for better compensation. You should work with your lawyer to get the best settlement deal with the company.