Tag: affordability

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Governor Murphy Puts Taxes & Bureaucracy Ahead of Affordability

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On News12 New Jersey, the governor made clear where his priorities lie

the staff of the Ridgewood blog

Trenton NJ, on a recent episode of Ask Governor Murphy on News12 New Jersey, the governor made clear where his priorities lie when pressed about Republican legislation that would have delivered real relief from soaring energy costs.

The legislation, S-4398, introduced by Senators Latham Tiver (R-8) and Joe Pennacchio (R-26), would have suspended the sales and use tax, as well as the Societal Benefits Charge (SBC) on electric bills during peak summer months when energy costs were at their highest.

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New Jersey Towns That Are Perfect for First-Time Homebuyers

New Jersey Towns That Are Perfect for First Time Homebuyers

New Jersey towns offer an ideal mix of affordability, community appeal, and convenience. The state stands out due to its diverse range of housing options that fit different budgets, making it easier for new buyers to find a home without stretching their finances. Its proximity to major cities like New York and Philadelphia means shorter commutes and access to urban job markets while enjoying a suburban lifestyle. Many New Jersey towns that are perfect for first-time homebuyers strike a balance between peaceful neighborhoods and the energy of city life, offering well-maintained parks, quality schools, and welcoming local businesses. This article will guide you through the best options for starting your homeownership journey in New Jersey. Let’s explore what makes these communities stand out and how they can help you lay a strong foundation for your future.

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2025 Property Tax Rankings: New Jersey Named Most Expensive State for Homeowners

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the staff of the Ridgewood blog

Ridgewood NJ, thinking about moving? Property taxes should be a key factor in your decision. WalletHub’s 2025 Property Taxes by State report, released on Tuesday, February 18, reveals the stark contrast in property tax burdens across the U.S.—and for New Jersey homeowners, the news isn’t great.

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NJBIA’s 66th Annual Business Outlook Survey: New Jersey’s Lack of Affordability

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the staff of the Ridgewood blog

Trenton NJ, While the state is less than a year away from electing a new governor, New Jersey businesses already know what they’d like to see from him or her after Gov. Phil Murphy completes his second term in office.

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Comparing Various Roofing Materials: Which is Right for You? How Can Experts Guide You in Massachusetts?

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Are you considering a roof replacement or installation and feeling overwhelmed by the various roofing materials available? Choosing the suitable material is a critical decision that impacts not only the aesthetics of your home but also its durability, energy efficiency, and value. In Massachusetts’ unpredictable climate, selecting the right roof requires expert guidance. Let’s explore the various roofing materials and how professionals can help you make the best choice.

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New Jersey Rated 2024’s 2nd Worst State to Retire In

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the staff of the Ridgewood blog

Ridgewood NJ, with more than 3 in 10 Americans feeling anxious about retirement, the personal-finance website WalletHub today released its report on 2024’s Best & Worst States to Retire, as well as its 2024 Retirement Savings Survey.

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The Murphy Administration Continues to Push, but Reality has Hit Home for the EV Market

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the staff of the Ridgewood blog

Trenton NJ, while Governor Murphy continues to push his all electric vehicle mandate ,Toyota’s Chairman and former CEO, Akio Toyoda, has been a vocal skeptic of the electric vehicle (EV) hype, which contributed to his stepping down from the CEO role earlier this year. With Tesla reporting disappointing third-quarter earnings, it seems that some investors are reevaluating the profitability of EVs. In an “I told you so” moment Toyoda said, “People are finally seeing reality.”

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Ridgewood Ranks in the Top 3% of Small Cities in America

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the staff of the Ridgewood blog

Ridgewood NJ, with almost one third of the population saying that they’d prefer to live in a suburban area, the personal-finance website WalletHub today released its report on 2023’s Best Small Cities in America, as well as expert commentary.

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NJCPA Raises Concerns With Governor Murphy’s Proposed FY 2024 Budget

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Statement by Ralph Albert Thomas, CPA (DC), CGMA, CEO and Executive Director, New Jersey Society of Certified Public Accountants

Roseland NJ, Governor Phil Murphy delivered his budget proposal for New Jersey’s 2024 fiscal year which begins July 1. The New Jersey Society of Certified Public Accountants (NJCPA) applauds the Governor for proposing a budget that includes no tax increases or new fees and allows the 2.5-percent corporation business tax (CBT) surcharge to sunset on Dec. 31. We also applaud the fiscally responsible measures to create a $10 billion surplus and put more than $2 billion towards debt defeasance. However, we are concerned about the tax revenue projections which don’t factor in a possible recession.

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WalletHub Study: New Jersey Is 2023’s 2nd Worst State to Retire

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the staff of the Ridgewood blog

Trenton NJ, with 25% of all nonretired adults having no retirement savings, the personal-finance website WalletHub today released its report on 2023’s Best States to Retire, as well as expert commentary.

To help retirees find a safe, enjoyable and wallet-friendly place to call home, WalletHub compared the 50 states across 47 key metrics. Our analysis examines affordability, health-related factors and overall quality of life.

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NJCPA “Ignoring businesses does not help low- and middle-class New Jerseyans”

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the staff of the Ridgewood blog

Roseland NJ, This afternoon, Governor Phil Murphy delivered his budget proposal for New Jersey’s 2023 fiscal year which begins July 1. We applaud the Governor for proposing a budget that includes no tax increases or new fees. The NJCPA also commends Governor Murphy for once again including a full payment to the public worker pension fund, though structural reform to public worker benefits is necessary to end the ballooning burden of these benefits on the state budget. We also applaud the Governor for making a large allocation to debt defeasance.

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WalletHub Study : New Jersey Is 2022’s Worst State to Retire

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the staff of the Ridgewood blog

Ridgewood NJ, a new WalletHub Study rates New Jersey the worst place to retire. With 27% of all nonretired adults having no retirement savings, the personal-finance website WalletHub today released its report on 2022’s Best States to Retire. 

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Republican candidate for New Jersey Governor, Jack Ciattarelli, Lays Out Plan to Make New Jersey More Affordable

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the staff of the Ridgewood blog

Ridgewood NJ, Republican candidate for New Jersey Governor, Jack Ciattarelli, was at a home in Tuckerton on Thursday morning for a roundtable discussion hearing the concerns of Southern Ocean County residents with regard to property taxes, affordability and how small business owners are being impacted economically.

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NJ Realtor: Low Inventory Continues to Fuel Higher Prices

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the staff of the Ridgewood blog

Ridgewood NJ, Hearty buyer demand throughout the state has been tempered only by the continued lack of inventory across all categories in May, according to housing data from New Jersey Realtors. Prices continue to push higher as the available housing stock drops lower. Across the state, the median sales price for a single family home in May was $435,000, a 24.3 percent increase, equal to a jump of $85,000 over last May. Still, buyers are undeterred, fueled by low mortgage rates that help offset the affordability issue.

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A brief guide to help you purchase houses for sale Calgary SW

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The decision to buy a real estate property is a significant one. When deciding to purchase a house, the first question that hovers home buyers’ minds is the affordability and expenses incurred. Answering these doubts requires significant consideration of several elements. Before you decide on buying a great property, you have to learn about the analysis process. You are contemplating the affordability, but you must understand the real meaning of the process and consider various income factors to debt. 

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