Most people want to place the bats or begin the fun. Have you ever heard that a gambler place bets online? Nowadays, it’s very common to make batting online on the favorite sports game. You all can use the knowledge about the game to place the bats to make predictions that will help to win more money. Sports betting can be part-time or full-time business for several people, or they also enjoy the action of the game. It is something that provides a huge loss of earning money in a very short time.
Many of us have problems with money and a lack thereof. Due to the 21st century and its many wonders, the moment many of us have money, we find ourselves frittering it away and spending it on useless and unessential things. Once we have spent everything on nothing, it is often that a real emergency and disaster occurs. We always find ourselves in the same situation – without a penny and an impending catastrophe requiring us to make an immediate purchase. Money problems can be a real drag.
At some point in life, we all need a way out of a financial need. Perhaps you want to fund an expense in your business, have a personal emergency, or like to purchase something, but you don’t have the money upfront. Whichever the situation, you will always find a money lender waiting to sort you out as long as you meet their eligibility criteria.
But unlike in the far past, when borrowing used to be everyone’s biggest nightmare, seeking a loan is almost effortless these days. You may not even have to leave the comfort of your home or office when you need to apply for a loan. This is especially the case for cash emergencies and short-term loans.
All you need to become a forex trader is to have more than a passing interest in the financial markets. However, just like everything in life, to be successful at it, you have to be at the top of your game. Forex trading covers all of the leading currencies worldwide, you can even trade Forex in Thailand ,which makes it quite challenging. As a beginner, you might be wondering about the do’s and don’ts you should be fully aware of when starting your trading journey.
Starting your own business is probably more lucrative now than it ever was. With angel investors and accelerators lining up to help startups get on their feet, the prospect is too good to ignore. This is why a lot of youth is indeed inclined to become business owners rather than employees. It is not all glamor, though. Starting a company is a lot of hard work and more challenges than you could ever imagine, but it is also quite rewarding, which is why people still delve into the world of entrepreneurship. One thing you need to be extremely careful with, at all times, is finances. It won’t be easy, but you have some resources to help you, like short-term loans. Here is why they can be very important for your business.
With the entire globe becoming fairly accessible to everyone from any part of the planet, the need for international financial transactions have increased. However, banks tend to not only overcharge, but also have restrictions on the amounts being sent, as well as a longer period of time to arrive. That’s why it’s so much easier to send money online which could be received within a day or two.
The thought of moving money online always feels a bit risky, doesn’t it? Let’s discuss the possible complications one could face when transferring money online and understand what to look out for to ensure that your funds get transferred safely.
Security
When wiring money to family or friends, the process is usually fairly easy and straightforward. But, there’s always the risk of giving out your information and making it accessible on a platform. If for instance, your information is stored and a security breach happens, you could be at risk of having your details hacked. When wiring money online, according to Ria Money Transfer, there are many security measures that are put in place to ensure the money is safe and avoid security issues, making the process itself more appealing. These measures include a world class team of security experts as well as guarding your payment information making it safer by not storing your details online for anyone to access. That’s why it is important to make sure that the platform being used to wire money takes the necessary safety precautions.
Access to banking
The main risk with wiring money online is the access to banking received by money transfer operators. Unfortunately, operators face the risk of having their access to banking denied within 24 hours just because the banks they’re dealing with have decided to de-risk themselves from working with money transfer businesses. In a blink of an eye, a money operator will no longer be valid and your money could just as likely disappear. However, just like any other business, it is necessary to research the money transfer business you intend to use, read reviews and make sure they are dealing with a well-known bank to ensure their safety. It all comes down to using trustworthy companies that have been established and operating in the market for a long time.
Sending to the wrong person
When sending money online it is absolutely necessary that you get all the information correct. You don’t need to just check once or twice, but verify that the details are precise. This is because once the money has left your account, there is no way of tracking it back to you, meaning that it would be very difficult to return it if the details are incorrect. Whatever is transferred cannot be undone.
Fraud
The real problem occurs when you’re wiring money to someone you’ve never met before. Let’s say you need to transfer money to a supplier you’ve never encountered, verifying that the details of the person requesting the transfer is authentic isn’t an easy task. The other issue is that anyone with a fake ID can collect the transferred funds and that’s why fraud is a big issue when it comes to wiring money online. But, with identity verification, established platforms can also track suspicious transactions and make sure no harm is done.
Just be cautious
The advantages of wiring money online include how quick and easy it can be done, making the world feel such a smaller place. You no longer have to wait a week for bank transfers or pay a huge percentage to the bank amounting in quite a lot of funds to get the job done, but it can also be risky if you’re not using a recognized operator that ensures the safety and security of the transfers being made.
Plenty of things can kill the romance in a relationship.
March 20,2017
the staff of the Ridgewood blog
Ridgewood NJ, But traditionally, money and all the complications that come with it sit near the top of the list.
“I’ve worked with hundreds of married clients and have seen a lot of spending habits over the years, both good and bad,” says Dan Carter, an Investment Advisor Representative for Safeguard Investment Advisory Group (www.safeguardinvestment.com).
“There’s no doubt that when the numbers in the bank account start dropping, the tempers can start flaring.”
Carter recalls that when he and his wife were planning their wedding, the minister declined to perform the ceremony unless they met with him three times beforehand.
“Guess what he talked about – money,” Carter says. “He said money can cause a lot of problems in a marriage. When the wolves are at the door, couples stress, argue, and often break up.”
In fact, 20 percent of couples say that financial decisions cause tension in their relationships every day, and 31 percent say money issues lead to stress weekly, according to a survey by the American Institute of CPAs and the Ad Council.
The key is for couples to get on the same page about money, Carter says. Tensions can’t help but grow if one spouse is extraordinarily frugal while the other is a spendthrift. He suggests:
• Sit down and talk about what is important. If a husband’s financial goals and a wife’s financial goals are at odds, trouble is inevitable. He might want to stash more away for retirement. Her chief concern might be saving enough to help the kids through college. The important thing is that each understands the other’s priorities and concerns, and then they can work from there, Carter says. • Understand that there must be a balance. Some couples spend recklessly, racking up massive credit-card debt, while others go to the opposite extreme, fearful of parting with money for anything other than basic necessities. Be disciplined, but treat yourselves once in a while, Carter says. An occasional splurge isn’t a bad thing. Couples can benefit from a dinner at a nice restaurant or a weekend trip to the beach. “The problem is when splurging becomes the norm,” Carter says. “But life shouldn’t just be one dreary chore after another. You do need to live a little.” • Ignore the Joneses. Let your neighbors, relatives and co-workers do what they do, buying unnecessarily expensive cars, living in houses they can’t afford and traveling to exotic destinations that are really outside their budgets. Enjoy life, but live within your means.
“There are plenty of sayings about money, like ‘money can’t buy you love’ and ‘the love of money is the root of all evil,’ ” Carter says. “Those sayings may contain a little truth, but I’d say money also can be a useful tool, a very positive thing. If you use it wisely, it can enhance your life and your loved ones’ lives, too.”
About Dan Carter
Dan Carter, an Investment Advisor Representative for Safeguard Investment Advisory Group (www.safeguardinvestment.com), has 18 years experience in the insurance and estate planning industry. Carter also is the radio host for a financial radio program, “The Big Picture Radio Show,” on KVTA 1590, Ventura County’s Gold Coast “News Talk” station. Carter holds California Life-Only and Accident and Health licenses (#0C32681), and holds a Series 65 license, and is registered through the Financial Industry Regulatory Authority (FINRA).
Ridgewood NJ, Roughly 45% of Americans make New Year’s Resolutions each January, and since money is our top stressor, it’s clear that many of our pledges will be financial in nature. In recognition of that, WalletHub today announced its 10 Financial Resolutions for 2017 in order to help progress-minded people attain Top WalletFitness in the new year. This report comes on the heels of WalletHub’s 10 Financial Predictions for 2017, helping to provide a roadmap for financial improvement after the ball drops.
Below you can find a quick rundown of our resolutions, which are based in part on conversations with a panel of leading finance and consumer psychology experts.
Thoroughly Review Your Credit Report & Sign Up for Credit Monitoring
Pay Bills Right After Receiving Your Paycheck
Repay 20% of Your Credit Card Debt
Use Different Credit Cards for Everyday Purchases & Another for Debt
Nothing but a land grab. National Elks see that the value of land it sits on is far more worth than the money they collect from members, fundraising. In other parts of the country Elks clubs sit on property worth $5,000, $10,000 etc. Ridgewood Elks is worth hundreds and thousands of dollars. Interesting also, is that a couple of years ago the Elks got “help” in lowering their yearly tax burden; therefore devaluing their assessment. How convenient for whoever will now be purchasing this property. Stay tuned to see who will be purchasing this land grab. Any guesses who??
By Larry Higgs | NJ Advance Media for NJ.com
on July 14, 2016 at 11:14 AM, updated July 14, 2016 at 12:12 PM
We asked, and you responded with some pretty insightful questions about the state’s road and transit construction shutdown.
While lawmakers and the governor try to hammer out a solution to replenish the state’s cash strapped Transportation Trust Fund and end the shutdown, readers asked questions about the billions of dollars that could be raised and how it will be used.
Q: Is the 23 cent gas tax increase for bridge and road construction, or (is it) funding New Jersey Transit? The seven costliest projects will buy buses and locomotives for NJT (example: $712.7 million for 772 buses). Not one cent goes towards our crumbling bridges and roads. Something is wrong here.
A: Let’s take those in order.
The TTF, which would be supported by a proposed 23 cent increase in the gas tax, funds both the Department of Transportation and NJ Transit, said Stephen Schapiro, a DOT spokesman. How much each agency receives is determined in the annual capital budget. The DOT will receive $1.017 billion from the trust fund and NJ Transit receives $582 million in fiscal year 2017.
The percentage of registered New Jersey voters who cast a ballot in this year’s general election tumbled to the lowest level in more than nine decades. Associated Press Read more
ELEC: PAC Dollars Spurred Elections Spending to Over $30 Million
Independent special interest spending drove the cost of this year’s legislative general election above $30 million, according to this morning’s new 2015 elections analysis of disclosure reports by the Election Law Enforcement Commission (ELEC). The spending, which still is considered preliminary, already has established a record high for a year with just Assembly members running. Politicker Staff, PolitickerNJ Read more
Where did the money go in N.J. Assembly races?
Independent committees spent more than $2 million in the three districts where Democrats picked up four seats in last month’s state Assembly election that awarded the party its largest majority in the lower chamber since 1979. Samantha Marcus, NJ.com Read more
New Jersey’s income taxes, estate taxes and property taxes are driving the wealthiest residents out of the state, a new study suggests.
The RegentAtlantic Capital report stated New Jersey’s high-income residents are learning to live elsewhere once they realize the amount of money they can save on taxes.
“New Jersey competes with other states, and not the federal government,” said David Bugen, managing partner. “The tax structure in New Jersey encourages high-income residents to move to Pennsylvania and still work in New Jersey.”
The report noted a high-wage earner could save $1.8 billion over 25 years by living in Pennsylvania instead of the Garden State.
New Jersey’s estate tax was also criticized by the report. The exemption for the tax on the deceased is $675,000 in New Jersey. No such charge exists in other locations, such as Florida.
“New Jersey is the most expensive state in this country in which to die,” Bugen said.
Unlike the majority of other states, New Jersey still prohibits residents from deducting charitable gifts on their state income tax return. Bugen suggested the state “does not encourage philanthropy,” creating another reason for an exodus of those with lots of money to spend. (Flammia/NJ101.5)
