Brace for Impact: NJ Health Insurance Premiums Set for a Record-Breaking Spike
the staff of the Ridgewood blog
Trenton NJ, the long-feared warnings about a sharp rise in healthcare costs have materialized as the 2026 Open Enrollment period begins. New Jersey residents relying on the Affordable Care Act (ACA) marketplace, employer-based coverage, and Medicare are all facing significant premium hikes, leading public officials to fear a massive surge in the number of uninsured residents next year.
The most dramatic increases will hit the nearly half-million New Jerseyans who purchase insurance through the state’s marketplace, Get Covered NJ.











