The Ridgewood Blog Brings a Free Market Laissez-faire Point of View to Local, New Jersey State and National Issues.
the staff of the Ridgewood blog
Ridgewood NJ, with around 23% of the population fully vaccinated against COVID-19 as of April 14, and vaccination being an essential component for full reopening of the economy, WalletHub today released its report on the Safest States During COVID-19, along with accompanying videos and audio files.
Continue reading Study : New Jersey is the 3rd Least Safe State During COVID-19
the staff of the Ridgewood blog
Paramus NJ, Bergen County Prosecutor Mark Musella announced the arrest of KENNETH F. PINTE (DOB: 8/8/1998; single; unemployed) of 5 Pleasant Avenue, Paramus, NJ on charges of Reckless Manslaughter, Hindering Apprehension, and Unlawful Purchase Of A Firearm. The arrest is the result of an investigation conducted by the Bergen County Prosecutor’s Office under the direction of Chief Robert Anzilotti and the Paramus Police Department under the direction of Chief Kenneth Ehrenberg.
Continue reading UPDATE : MAN CHARGED WITH RECKLESS MANSLAUGHTER IN DEATH OF PARAMUS WOMAN
Published: Mar 24, 2017 11:20 a.m. ET
Americans are dying with an average of $62,000 of debt
You’re probably going to die with some debt to your name. Most people do. In fact, 73% of consumers had outstanding debt when they were reported as dead, according to December 2016 data provided to Credit.com by credit bureau Experian.
Those consumers carried an average total balance of $61,554, including mortgage debt. Without home loans, the average balance was $12,875.
The data is based on Experian’s FileOne database, which includes 220 million consumers. (There are about 242 million adults in the U.S., according to 2015 estimates from the Census Bureau.) To determine the average debt people have when they die, Experian looked at consumers who, as of October 2016, were not deceased, but then showed as deceased as of December 2016. Among the 73% of consumers who had debt when they died, about 68% had credit card balances. The next most common kind of debt was mortgage debt (37%), followed by auto loans (25%), personal loans (12%) and student loans (6%).
These were the average unpaid balances: credit cards, $4,531; auto loans, $17,111; personal loans, $14,793; and student loans, $25,391.
That’s a lot of debt, and it doesn’t just disappear when someone dies.
https://www.marketwatch.com/story/what-happens-to-your-debt-when-you-die-2017-03-21?link=sfmw_fb
Student Debt Forgiveness Signed Into Law in N.J.
By JT Aregood • 12/05/16 3:31pm
Student debt reform has come to New Jersey. Governor Chris Christie signed a bill into law Monday that would eliminate student debt in the event of death and total disability, and allow for deferment of payments and interest accumulation for lenders who are temporarily disabled.
The change comes after a ProPublica investigation detailing the case of one mother who was forced by law to continue paying off her son’s state student loans after his murder.
That investigation brought New Jersey’s punitive lending practices to light, and the bill’s sponsors in the lower house called its success a victory for students and parental co-signers who could have been left with onerous debt after a tragedy.
State Assemblyman Vince Mazzeo, primary sponsor, laid out the scale of the savings to bereaved parents in a statement.
“Imagine you’re a family who always pays their bills, has good credit and then you lose a child and in the midst of your grief, you’re saddled with tens, if not hundreds, of thousands of dollars in their remaining student loan debt,” Mazzeo wrote. “That’s just something we can’t allow to happen on our watch.”
A BF Eighth Grader, Alex Modlin, Has Died (No Further Details Available Yet)
Comments:
Benjamin Franklin Middle School
Ridgewood Public Schools
335 N. Van Dien Ave.
Ridgewood, New Jersey 07450
“In the light of knowledge shines the key to the future.”
Anthony Orsini (201) 670-2780
Principal aorsini@ridgewood.k12.nj.us
April 24, 2016
Dear BF Community,
It is with great sadness that I share the news of the tragic loss Saturday night of 8th grader Alex Modlin.
Any time we lose a student we are deeply saddened and the news affects the entire BF Community. Adolescents deal with
tragedy in different ways. We encourage you to speak with your children about this news, and to answer questions according to
your own family beliefs.
We will have our Crisis Response Team available throughout the day and week for our students. In addition, if you have
particular concerns after speaking to your child, please email your child’s guidance counselor. Attached are some talking points
for parents to use when speaking to children about loss.
We will be cancelling the state PARCC testing for tomorrow, and students will report to homeroom to begin the day.
We are deeply saddened by the loss of Alex Modlin. Please join us in keeping Alex’s family in your thoughts and prayers.
Tony Orsini
Principal
Benjamin Franklin Middle School
file photo Boyd Loving
JUNE 19, 2015, 11:43 PM LAST UPDATED: SATURDAY, JUNE 20, 2015, 12:18 PM
BY STEPHANIE AKIN
STAFF WRITER |
THE RECORD
In the past 10 days, two teenagers were killed in traffic accidents — a 16-year-old died while trying to cross Route 46 in Lodi and a 13-year-old Cresskill boy was killed riding his bike to school. Two bodies were found along the cliffs of the Palisades, including that of an 18-year-old — also from Cresskill — who was dumped there after she died of a heroin overdose last summer. And a bridge inspector was swept to his death by high waters in Passaic, washing up in Rutherford three days later.
It’s the type of trend that has no pattern or discernable cause. But the seemingly relentless stream of bad news has dominated media coverage across North Jersey, banging a drumbeat of danger in the suburbs that has only been amplified by national stories like Wednesday night’s mass slayings at an African-American church in Charleston, S.C.
“It’s a lot for a little community,” said Cresskill Police Chief Edward Wrixon. “It’s been very trying on me and the officers and the townspeople. The one good thing I see in it is how we all work together, and I think we are doing a damn good job.”
Law enforcement officials and experts on criminology and psychology said that it is unlikely that more people are dying in North Jersey this summer than in any other year. Instead, they said, the extraordinary details of many of these incidents — the young victims and the seemingly random strikes of fate — create a sense of heightened sensitivity to similar events, leading to the impression of an uptick.
There is also a bright side to a spate of gruesome news stories, they said. It helps create a conversation about mortality in an American culture that often resists talking explicitly about death.
“There’s a macabre human interest in it,” said Keith Durkin, a professor of sociology, psychology, sociology and criminal justice at Ohio Northern University. “It mirrors our anxieties. But it alleviates them and makes us confront the realities of our fears.”
https://www.northjersey.com/news/deadly-week-around-north-jersey-1.1359788
