It’s never a happy moment when two people joined in matrimony decide to go their separate ways. But if that time does come, it’s best to be as prepared as possible. That means having already gone over some key topics and decisions that will need to be made for both parties to move on as smoothly as possible. Divorce is never easy, but if you and your spouse can agree on the following issues, it will at least make the process less painful:
There are many reasons why someone would need to hire a family lawyer. For example, if you are going through divorce proceedings, you will likely need legal counsel for your family law needs. You may also want to speak with a family lawyer before signing any agreements related to the custody of your children or other family members. Hiring an experienced family lawyer can help make these difficult decisions much easier!
Family issues like child support, divorce, and alimony can be challenging and complex for individuals to go through. Family issues are usually stressful and emotional situations that can make many individuals experience difficulty in handling such topics. While you are not strictly required to seek legal representation in a family law case, you will realize that there are many benefits that you can get from hiring a family law attorney.
A divorce is a legal action taken by spouses to end their marriage. In layman’s terms, it is the process of terminating a marriage before the death of one of the parties involved. This may seem simple enough, but things can be much more complicated from a legal perspective, and many issues usually arise between the couple, especially if there are children involved. Read on to find out what you need to know about the legal aspects and repercussions of a divorce.
Divorce is never easy; it is mentally and emotionally exhausting for everyone involved, not to mention how time-consuming and costly it can be. When filing for divorce, most people forget that there are many things at stake and just look for a way to get the daunting process over with as quickly as possible. This often leads to many losses in the end. However, a specialized lawyer can be of great help when it comes to child custody disagreements, asset distribution, as well as other complicated issues that often arise in a divorce. Here’s how a divorce lawyer can ensure the protection of your interests.
Marriages are difficult, and with all of the pressures of modern life, it is no wonder that so many relationships are strained to the point of breaking. From long working hours to everything that goes into raising children, there are so many potential points of tension that it is completely natural to have some healthy friction in a relationship. Unfortunately, as rising divorce rates show, there are some occasions when these issues inflate to a point of no return. As with anything else in life, it is always more effective to address problems in a relationship early rather than leaving them to fester. Marriage counseling has been proven to be an effective tool for helping many couples to repair their relationship, but how do you know if your marriage has reached that point.
Whether you like it or not, there will always be instances when you are going to need expert help. Legal issues, in particular, can be extremely complex for average people to navigate on their own. So, when you find yourself in doubt, it is always smart to reach out for help. However, you may think that some situations do not require hiring a lawyer, only to discover much later that you have bitten more than you can chew.
If you think the worst of the worst happened only to you and your marriage, remember that you are not alone. In a country where almost half the marriages end up in divorce, all you can do is face the issues with reason, decency, heart, and the determination of offering your children the best possible outcome.
Wyckoff NJ, the Cornerstone Church presents “An Evening with Darryl Strawberry” on Wednesday, September 20.
Darryl is a former MLB star who spent 17 seasons playing professional baseball for the N.Y. Mets, L.A. Dodgers and N.Y. Yankees. Widely known as one of the most feared sluggers in the sport, Darryl’s personal life was often plagued with addictions, abuse, divorce, cancer and even jail time.
Both men and women are invited to this special evening as Darryl shares personal stories from his long MLB career and how he found true redemption and restoration from his troubles and addictions. This is a wonderful outreach opportunity, so start inviting your friends, family, neighbors and co-workers to join you.
The cost is $15 per person and tickets must be purchased in advance prior to Sunday, September 17. Doors open at 6:30pm and the event will begin at 7:00pm. Since space is limited, this is an advance ticket purchase only event. No tickets will be sold at the door, so sign up early to secure your ticket(s). Please note that Darryl will be on hand to share his story-no autographs will be signed.
the Cornerstone Christian Church
495 Wyckoff Avenue
Wyckoff, New Jersey 07481 201.891.1651
info@cornerstonenj.org
Ridgewood NJ, In a world of IRAs, bonds, annuities and investment property, one retirement benefit often gets overlooked, or not discussed at all, by some financial advisers: Social Security.
“In retirement, you need to create as much fixed, guaranteed income as you can,” says Tony Perrone, president and founder of the Estate Planning Group and author of I Didn’t Know I Could Do That: 9 Financial Strategies That Can Save or Make You Money (www.DropHelp.com). “Social Security is just as valuable as any of your other assets.”
Americans can draw their Social Security as early as 62, for reduced benefits, or as late as 70, for enhanced benefits. When benefits are elected, a retiree makes a permanent choice, meaning benefits are reduced over the course of a lifetime, not just until full retirement age. The social Security break-even age is 77, or 15 years after the first retiree elected to receive benefits.
Perrone says those who are contemplating when to take their Social Security benefits shouldn’t automatically take the largest check they are eligible for and assume they are making the right decision.
“None of us has crystal balls,” Perrone says. “But if you think there’s a good chance you might live longer than average, or if you’re just an optimist, you might want to think about going for the maximum monthly payment. Once it starts, it’s locked in for life.”
Perrone provides some additional tips and strategies for getting the most out of your Social Security benefits:
Don’t forget the widow’s benefit. If you are a widowed woman and don’t get remarried, you can file for Social Security at the age of 60. This is known as the widow’s benefit. The rule applies to men as well. If your wife earned more than you, you are entitled to widower’s benefits. When a widow or widower, or a surviving ex-spouse, waits until age 60 or later to re marry, they preserve the right to collect Social Security benefits on their deceased spouse’s earnings record.
Divorce can have fringe benefits. Women who were divorced after being married for at least 10 years are eligible for a portion of their ex-husband’s benefits if she is unmarried at the time they become eligible for benefits. That claim does not reduce the ex-husband’s benefits or those of his new spouse if he re-marries.
Marriage can be a strategic tool. When a spouse dies, the remaining spouse gets the larger of the two Social Security checks. If the surviving spouse gets remarried, he or she is then subject to that law with the new spouse. In other words, if a widow gets re-married, and her second husband dies, she is eligible for the benefits of her second husband if he made more money than her.
You get a do-over. If you decide to take your Social Security benefits, then realize you made a mistake, the Social Security Administration will allow you to repay the money you took within 12 months and wipe the slate clean as if it never happened.
“Follow your own instincts when it comes to when and how to take your Social Security benefits,” Perrone says. “This is an important part of your overall retirement strategy.”
About Tony Perrone
Tony Perrone, author of I Didn’t Know I Could Do That: 9 Financial Strategies That Can Save or Make You Money (www.DropHelp.com), is president and founder of the Estate and Business Planning Group. As a financial professional, his focus is designing income-producing portfolios for retirement. For 16 years, Perrone was host of the popular radio talk show Now You Know on FM 96.5 News Talk WDBO in Orlando, which could be heard from Jacksonville to Tampa to Vero Beach.
Schedule a Complimentary Session with Robin Gardner, CDC Certified Divorce Coach® & Professional Coach
January 14,2017
the staff of the Ridgewood blog
Ridgewood NJ, Bring your questions and spend a 1/2 hour with Robin Gardner, CDC, CPC. Whether you’re contemplating divorce or have just begun the process, you will benefit with the proper support while saving money, time and energy in the end. Robin’s coaching shows you how to avoid the 6 biggest mistakes in divorce. She can help you overcome the emotions and get clarity on decision making in order to feel confident and empowered. As your coach, she will be your thinking partner and will assist you in preparing documents. Robin can help support you through this difficult time so that you don’t have to do this alone. You can thrive after divorce! Call 201-612-6700 or email: info@thedivorcecoachrobin.com
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