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Reader suggests insurance companies wake up and quit reimbursing people who’s unlocked cars are stolen

Bullet! The Great Steve McQueen!

Why can’t the insurance companies wake up and quit reimbursing these idiots? I quite well know that the word idiot is unacceptable and not politically correct. Any adult with a brain who has been told over and over that thieves steal unlocked cars, especially with the keys inside and still hasn’t figured out that leaving your car that way is not a positive action, has to be seriously mentally challenged or looking to get reimbursement for their car and possessions because they don’t want them anymore. No one who can pass a driver’s exam could possibly be so stupid and there really isn’t an excuse for deliberately leaving a car in a stealable condition. So then it logically would seem it is a conscious action on their part.