WOODWARD: LOTS OF UNANSWERED QUESTIONS ON OBAMA’S INVOLVEMENT IN IRS SCANDAL
Sunday on Fox News Channel’s “MediaBuzz,” Bob Woodward said there are, “lots of unanswered questions,” about the Obama administrations involvement in the IRS scandal surrounding the targeting conservative groups for extra scrutiny.
Woodward said, “The reality now in my view that in the Obama administration, there are lots of unanswered questions about the IRS, particularly. If I were young, I would take Carl Bernstein and move to Cincinnati where that IRS office is and set up headquarters and go talk to everyone.”
https://www.breitbart.com/Breitbart-TV/2014/10/26/Woodward-Lots-of-Unanswered-Questions-on-Obama-Involvement-in-IRS-Scandal
Category: Uncategorized
Meanwhile, as Gov. Christie tries to protect New Jerseyans from Ebola…
Meanwhile, as Gov. Christie tries to protect New Jerseyans from Ebola…
Ebola Czar: “Overpopulation” is #1 Concern
Oct. 26 Disease, National, National Security no comments
By Matt Rooney | The Save Jersey Blog
And I suppose Ebola is the result of global warming?
I’m losing my patience with these morons, Save Jerseyans! While Gov. Chris Christie is trying to keep us all alive, we’re learning that Obama-appointed Ebola Czar Ron Klain has different priorities (from 2008):
https://savejersey.com/2014/10/ebola-czar-overpopulation-ron-klain/
Libertarianism’s Untroubling Aristocracy of Self-Control
Libertarianism’s Untroubling Aristocracy of Self-Control
by Pamela J. Stubbart
Pamela Stubbart theorizes that a no-holds-barred libertarian political order would benefit everyone, not only those born with exceptional self-control.
All prospective political orders, by their existence and maintenance, would create advantages for some people (as compared to the baseline of no state having been formed at all, or the baseline of some pre-existing state). Indeed, that is a main point of having a state at all: systematically conferring benefits (construed broadly) that are justly due to citizens. It is a mistake to think that any state is or could be “neutral,” in the sense of benefiting everyone literally equally. Rather, we use a normatively-loaded conception of “fairness” to evaluate whether any possible set of benefits and burdens to citizens is distributed equitably.
That being said, consider the claim that a libertarian system (i.e. one created by a government significantly smaller and/or less active in most citizens’s individual, properly private lives) would generate a “self-control aristocracy.” Although this objection has undoubtedly been raised many times, I find Joseph Heath’s statement of the “self-control aristocracy” objection to libertarianism particularly straightforward and succinct.
Because I am self-conscious about my membership in the self-control aristocracy, I am acutely aware of the fact that, when I think about questions of “individual liberty” in society, I come to it with a particular set of class interests. That is because I stand to benefit much more from an expansion of the space of individual liberty than the average person does—because I have greater self-control. So I recognize that, while a 24-hour beer store would be great for me, it would be a mixed blessing for others… What does this have to do with libertarianism? It is important because every academic proponent of libertarianism—understood loosely, as any doctrine that assigns individual liberty priority over other political values—is a member of the self-control aristocracy. As a result, they are advancing a political ideal that benefits themselves to a much greater extent than it benefits other people. In most cases, however, they do so naively, because they do not recognize themselves as members of an elite, socially-dominant group, that stands to benefit disproportionately. They think of liberty as something that creates an equal benefit for all. (Or, to the extent that it fails to benefit some people, it is entirely the fault of those people, for failing to exercise sufficient self-control.)
Indeed, humanized portrayals of the realities of willpower are sometimes clearly aimed at making us feel as though our own capacities to make good choices are deeply fragile (our membership in the “self-control aristocracy” only tenuous), and that poor people whosedecision fatigue leads them astray are owed our sympathy. High time preference, learned helplessness, and the apparent rationality of objectively poor choices…there but for the grace go we.
Au contraire, understanding self-control as not just fragile but rather as learned and malleable is the proper response to the science. Practicing and developing more willpower won’t make every poor person rich, but it will make the importance of willpower and self-regulation into a largely self-fulfilling prophecy. One likely upshot of the incremental (“growth”) theory of intelligence is that people who see their failure of self-control as inevitable (fixed by genetics and circumstances) will be much less likely to do the things that will help them to choose better the next time. Heath may be correct that many individual libertarians have this blind spot with respect to their self-control privilege, but it is not an inherent philosophical difficulty of libertarianism.
This is not to deny that there are individual differences in capacity for willpower and self-control: almost certainly there are. But these differences are not revealed by simply observing how people behave in one situation or at one slice of time and inferring immutable personality traits from that. Indeed, Walter Mischel’s now-legendary “marshmallow test” may have done just as much to obscure understanding of self-control as it did to elucidate its nature. If you recall, the marshmallow test confronted small children with the difficult choice between two marshmallows later or one marshmallow now. Delaying gratification was found to be correlated with other positive outcomes even much later in life (e.g. higher SAT score, lower BMI).
At first blush, the marshmallow test’s implications seem as clear as day: we can see differences in the innate willpower of even preschool-aged children, and these children carry their willpower (or lack thereof) with them throughout the rest of their lives, for better or for worse. If this were the simple truth, we would rightly worry that a more laissez-faire regime than we have presently would do more to create than rectify misery and injustice for citizens (most of whom must, on this view, be rather unremarkable in the innate willpower department).
But that’s not the simple truth. Though a few kids may be natural self-control superstars, those who “passed” the marshmallow test by delaying gratification often showed overt signs of effort. Coping mechanisms like distracting oneself with another object or body part helped the gratification-delayers to take focus off the immediate pleasure of one marshmallow and to reach their self-defined goal of waiting for two. Although these self-control boosting tactics surely happened largely subconsciously in the small children, they may have been learned in the first place and are surely learnable.
For this reason, suggestions about how to improve willpower (“do your hardest work earliest in the day!” “don’t shop on an empty stomach!”) are not merely silly “lifehacks”appropriate only for elites. Notice that some self-control self-help tips already comprise the psychologically-accurate core often unfortunately hidden in exchanges about, for instance, why poor people don’t eat well. It may be true that no one (poor or wealthy) makes good food choices when they’re that tired and in a hurry. This reflects proper humility with respect to the limits of human willpower. But those urging others to “plan meals ahead of time” and “make a food budget” are correct, too. These are reasonable pre-commitment measures that really can enhance even a tired and hurried person’s ability to make good choices.
A libertarian world may be one in which citizens with self-control most fully reap the benefits of self-control, but it’s also a world where citizens are best-positioned to develop it. In other words, a libertarian world’s systematic (but organic) benefit to those with self-control is a feature of that world, not a bug. How people respond to policy by developing willpower (or not) is to some extent an empirical question, and we can study these matters empirically. But is it any wonder, for instance, that Americans stopped saving when they had become confident that big government would take care of them forever? A less generous, means-tested retirement benefit might seemingly slight a few people on the margin, but it also could help to recreate a society of savers. Either “libertarian paternalist” policies or unilateral individual practices (like opting in to a automatic monthly savings account contribution) can get us there. And this is the power of allowing conditions to reward virtuous behavior: you get more virtue.
Citizens improving their willpower is a positive-sum game, and government can encourage this game to flourish by largely leaving untouched the institutions and structures that inherently reward delaying gratification. This does constitute, in some sense, a systematic benefit of libertarianism bestowed (or allowed to fall) upon those who do achieve and maintain self-control throughout their lives. But a large degree of self-control is prosocial (good for self and others), widely available, and conducive to long-term societal stability. Sometimes the government helps citizens to develop their moral and intellectual powers by providing materially, as in the case of education. In the case of self-control, the goal may be better reached through declining to provide. If this creates a “self-control aristocracy”—merely a group of people whose natures and choices have caused them to develop and benefit from the exercise of willpower—then long live the self-control aristocracy. This is one aristocracy into which one needn’t be born.
https://www.libertarianism.org/columns/libertarianisms-untroubling-aristocracy-self-control?utm_content=buffer19c96&utm_medium=social&utm_source=facebook.com&utm_campaign=buffer
Christie stands by mandatory quarantine for health care workers treating Ebola
Christie stands by mandatory quarantine for health care workers treating Ebola
OCTOBER 26, 2014, 8:50 AM LAST UPDATED: SUNDAY, OCTOBER 26, 2014, 4:48 PM
BY MELISSA HAYES AND CHRISTOPHER MAAG
STAFF WRITERS |
THE RECORD
RUSS DESANTIS/SPECIAL TO THE RECORD
Christie speaking in Toms River Thursday.
“We’ve taken this action and I have absolutely no second thoughts about it,” Christie said on “Fox News Sunday” in response to a question about concerns raised by Kaci Hickox, the nurse who was quarantined upon landing at Newark Liberty Airport on Friday, having returned from treating Ebola patients in Sierra Leone.
Hickox, who lives in Maine and worked for Doctors Without Borders, complained that the new state protocols were disorganized, and said she had no symptoms and should not be held and treated like a criminal in a first-person account published in the Dallas Morning News on Saturday.
Teacher spends two days as a student and is shocked at what she learns
Teacher spends two days as a student and is shocked at what she learns
What could our Ridgewood schools learn from this post and this process? We need more transparency in our schools as to methods and best practices. How are we engaging our kids’ brains? We must demand more from the unions, teachers and the administration.(Reader)
Do teachers really know what students go through? To find out, one teacher followed two students for two days and was amazed at what she found. Her report is in following post, which appeared on the blog of Grant Wiggins, the co-author of “Understanding by Design” and the author of “Educative Assessment” and numerous articles on education. A high school teacher for 14 years, he is now the president of Authentic Education, in Hopewell, New Jersey, which provides professional development and other services to schools aimed at improving student learning. You can read more about him and his work at the AE site.
Wiggins initially posted the piece without revealing the author. But the post became popular on his blog and he decided to write a followup piecerevealing that the author was his daughter, Alexis Wiggins, a 15-year teaching veteran now working in a private American International School overseas. Wiggins noted in his follow-up that his daughter’s experiences mirrored his own and aligned well with the the responses on surveys that his organization gives to students.
by Alexis Wiggins
https://www.washingtonpost.com/blogs/answer-sheet/wp/2014/10/24/teacher-spends-two-days-as-a-student-and-is-shocked-at-what-she-learned/?tid=pm_pop
Ex-CBS reporter’s book reveals how liberal media protects Obama
Ex-CBS reporter’s book reveals how liberal media protects Obama
By Kyle Smith
October 25, 2014 | 5:12pm
Sharyl Attkisson is an unreasonable woman. Important people have told her so.
When the longtime CBS reporter asked for details about reinforcements sent to the Benghazi compound during the Sept. 11, 2012 terrorist attack, White House national security spokesman Tommy Vietor replied, “I give up, Sharyl . . . I’ll work with more reasonable folks that follow up, I guess.”
Modal Trigger
Another White House flack, Eric Schultz, didn’t like being pressed for answers about the Fast and Furious scandal in which American agents directed guns into the arms of Mexican drug lords. “Goddammit, Sharyl!” he screamed at her. “The Washington Post is reasonable, the LA Times is reasonable, The New York Times is reasonable. You’re the only one who’s not reasonable!”
Two of her former bosses, CBS Evening News executive producers Jim Murphy and Rick Kaplan, called her a “pit bull.”
https://nypost.com/2014/10/25/former-cbs-reporter-explains-how-the-liberal-media-protects-obama/
Ho-Ho-Kus planners blast online petition
Ho-Ho-Kus planners blast online petition
OCTOBER 26, 2014 LAST UPDATED: SUNDAY, OCTOBER 26, 2014, 1:21 AM
BY CHRIS HARRIS
STAFF WRITER |
THE RECORD
HO-HO-KUS — An online petition opposing a controversial subdivision proposal has disappeared from the Web, not even 24 hours after being dubbed “illegal” by Planning Board Chairman John Hanlon.
Launched via Change.org, the petition called on the Planning Board to reject a subdivision application filed months ago by Upper Saddle River’s Chamberlain Developers.
The Planning Board has been considering the application since the spring.
Chamberlain seeks to convert nearly 4 acres of mostly wooded land into 11 single-home plots, called the Hollows at Ho-Ho-Kus.
Seven of the 11 subdivided lots would be accessible via a proposed cul-de-sac opening onto West Saddle River Road, while four other properties would have frontage on Van Dyke Drive.
The survey called the planned project deficient and not compatible with the borough’s master plan.
Hanlon said at a meeting last week the survey was emailed twice to each of the Planning Board’s 10 members; only one, Borough Administrator Don Cirulli, read it.
– See more at: https://www.northjersey.com/news/ho-ho-kus-planners-blast-online-petition-1.1118238#sthash.RF6PNylT.dpuf
Ridgewood girls soccer ready for semifinal showdown
Ridgewood girls soccer ready for semifinal showdown
OCTOBER 24, 2014 LAST UPDATED: FRIDAY, OCTOBER 24, 2014, 12:31 AM
BY RON FOX
CORRESPONDENT |
THE RIDGEWOOD NEWS
A severe test awaits the Ridgewood High School girls soccer team Sunday in the Bergen County tournament semifinals, but this is nothing new.
The challenge comes from the nation’s No. 1 team, Northern Highlands, at 2 p.m. Sunday at River Dell High School. The Maroons have faced the unbeaten Highlanders five times in the past two seasons, winless in those occasions, but each time having presented a stout challenge.
“We’re familiar with them,” Ridgewood coach Jeff Yearing said Tuesday in mild understatement. “But we’ve been playing an advanced schedule to prepare us to play against the best. Our league [schedule] dictated that. Now, it’s a matter of course and with this team, I believe we can play with anybody. If we’re on our game, I feel confident in our ability to win.”
– See more at: https://www.northjersey.com/sports/high-school-sports/girls-soccer/maroons-will-have-another-shot-at-nation-s-no-1-squad-1.1117031#sthash.vFBIzfuB.dpuf
NBA Hall of Former Charles Barkley , ‘Unintelligent’ blacks ‘brainwashed’ to choose street credit over success
NBA Hall of Former Charles Barkley , ‘Unintelligent’ blacks ‘brainwashed’ to choose street credit over success
NBA Hall of Former Charles Barkley spoke candidly about the problems facing the black community when appearing on a Philadelphia radio station, accusing “unintelligent,” “brainwashed” African-Americans of keeping successful ones down.
While appearing on “Afternoons with Anthony Gargano and Rob Ellis,” Barkley was asked about a rumor that Seattle Seahawks QB Russell Wilson was getting criticism from his black teammates for not being, quote, “black enough.”
Barkley went on a long monologue on the subject: ”Unfortunately, as I tell my white friends, we as black people, we’re never going to be successful, not because of you white people, but because of other black people. When you’re black, you have to deal with so much crap in your life from other black people. It’s a dirty, dark secret; I’m glad it’s coming out.”
Barkley said that young black men who do well in school are accused of “acting white” by their peers. “One of the reasons we’re never going to be successful as a whole, because of other black people. And for some reason we are brainwashed to think, if you’re not a thug or an idiot, you’re not black enough. If you go to school, make good grades, speak intelligent, and don’t break the law, you’re not a good black person. And it’s a dirty, dark secret.”
https://dailycaller.com/2014/10/25/charles-barkley-unintelligent-blacks-brainwashed-to-keep-successful-black-men-down-video/
N.J.’s designated Ebola hospitals gain little in short term
N.J.’s designated Ebola hospitals gain little in short term
OCTOBER 25, 2014, 11:36 PM LAST UPDATED: SATURDAY, OCTOBER 25, 2014, 11:42 PM
BY MARY JO LAYTON AND LINDY WASHBURN
STAFF WRITERS |
THE RECORD
Medical centers strive to be the region’s cancer expert, leading pediatric institution or renowned cardiac center.
But the state’s Ebola hospital?
Last week, Governor Christie designated Hackensack University Medical Center and two other New Jersey hospitals as the primary treatment centers for potential cases in New Jersey, a move to calm an increasingly anxious public after a few false alarms in the state and a confirmed case in New York City.
The hospitals, which include Robert Wood Johnson University Hospital in New Brunswick and University Hospital in Newark, volunteered for the mission, state officials said.
The designation has the potential of burnishing the reputations of the three institutions, earning them medical accolades and research grants. But it also could create fear among other patients who might not want to be in the same facility as Ebola patients and result in declining traffic in emergency rooms and elective surgeries, experts say. And if there is a misstep with an Ebola patient, the hospital might not recover.
“In the short run, some people are going to think twice while the hysteria is still running,” said Donald Malafronte, a longtime New Jersey health consultant and president of the non-profit Urban Health Institute.
“But that hysteria will abate, and it will leave three hospitals with reputations for highly specialized infectious disease treatment,” Malafronte said. “When Ebola is a distant memory, the reputation of those three hospitals is enhanced.”
– See more at: https://www.northjersey.com/news/n-j-s-designated-ebola-hospitals-gain-little-in-short-term-1.1118141#sthash.FGN0louU.dpuf
UTA grad isolated at New Jersey hospital as part of Ebola quarantine
UTA grad isolated at New Jersey hospital as part of Ebola quarantine
By KACI HICKOX
Special Contributor
Published: 25 October 2014 12:00 PM
Updated: 25 October 2014 08:56 PM
(Editor’s note: Kaci Hickox, a nurse with degrees from the University of Texas at Arlington and the Johns Hopkins University, has been caring for Ebola patients while on assignment with Doctors Without Borders in Sierra Leone. Upon her return to the U.S. on Friday, she was placed in quarantine at a New Jersey hospital. She has tested negative in a preliminary test for Ebola, but the hospital says she will remain under mandatory quarantine for 21 days and will be monitored by public health officials. Dr. Seema Yasmin, a Dallas Morning News staff writer, worked with Hickox as a disease detective with the Centers for Disease Control and Prevention. With Yasmin’s help, Hickox wrote this first-person piece exclusively for the News.)
I am a nurse who has just returned to the U.S. after working with Doctors Without Borders in Sierra Leone – an Ebola-affected country. I have been quarantined in New Jersey. This is not a situation I would wish on anyone, and I am scared for those who will follow me.
I am scared about how health care workers will be treated at airports when they declare that they have been fighting Ebola in West Africa. I am scared that, like me, they will arrive and see a frenzy of disorganization, fear and, most frightening, quarantine.
I arrived at the Newark Liberty International Airport around 1 p.m. on Friday, after a grueling two-day journey from Sierra Leone. I walked up to the immigration official at the airport and was greeted with a big smile and a “hello.”
I told him that I have traveled from Sierra Leone and he replied, a little less enthusiastically: “No problem. They are probably going to ask you a few questions.”
He put on gloves and a mask and called someone. Then he escorted me to the quarantine office a few yards away. I was told to sit down. Everyone that came out of the offices was hurrying from room to room in white protective coveralls, gloves, masks, and a disposable face shield.
One after another, people asked me questions. Some introduced themselves, some didn’t. One man who must have been an immigration officer because he was wearing a weapon belt that I could see protruding from his white coveralls barked questions at me as if I was a criminal.
Two other officials asked about my work in Sierra Leone. One of them was from the Centers for Disease Control and Prevention. They scribbled notes in the margins of their form, a form that appeared to be inadequate for the many details they are collecting.
https://www.dallasnews.com/ebola/headlines/20141025-uta-grad-isolated-at-new-jersey-hospital-as-part-of-ebola-quarantine.ece
Drivers are becoming more dangerous
file photo Boyd Loving
Drivers are becoming more dangerous
OCTOBER 24, 2014 LAST UPDATED: FRIDAY, OCTOBER 24, 2014, 9:58 AM
THE RIDGEWOOD NEWS
Print
Drivers are more dangerous today
Linda Moran
To the Editor:
We all know that over the years, traffic has gotten heavier and drivers have not adjusted their patience level. Instead, one might say that we’ve all adjusted to the impatience. But perhaps the extent of the hurriedness is never more obvious than when you are teaching a teenager to drive. This is my third child I’m teaching to drive, and again, I am appalled at the behavior of drivers, and not just at any old time of day, but during school dropoff hours, when many of those drivers are school parents themselves, and those who aren’t parents should know better – it’s hard to overlook the buses, crossing guards and kids with backpacks.
Recently, as my son was driving west on East Glen Avenue getting ready to turn onto Van Dien, an SUV came up behind him, crossed the double yellow line, and passed us. I shudder to think what would have happened had there been kids in that crosswalk by Benjamin Franklin Middle School.
Even if my son had been a pokey new driver, which is well within acceptability, there is no excuse, but in fact he had been doing the speed limit. Apparently that wasn’t good enough for Mister SUV.
– See more at: https://www.northjersey.com/opinion/opinion-letters-to-the-editor/letter-drivers-are-becoming-more-dangerous-1.1117448#sthash.yiXrxMay.dpuf
Ridgewood Open Houses for October 26th 2014
$440,000 in Ridgewood
MLS # 1435655
441 George St, Ridgewood, NJ 07450
3 Bedroom, 2 Full Bath, S/L
Oksoon Yang, Sales Associate
Weichert Realtors Ridgewood
Open House: 1:00 P.M. – 5:00 P.M. Sun. 10/26
13
$479,000 in Ridgewood
MLS # 1422470
674 Midwood Rd, Ridgewood, NJ 07450
4 Bedroom, 2 Full Bath, C/C
Nadereh Yazdi, Sales Associate
Weichert Realtors Franklin Lakes
Open House: 1:00 P.M. – 4:00 P.M. Sun. 10/26
18
$529,900 in Ridgewood
MLS # 1426440
630 Maxwell Pl, Ridgewood, NJ 07450
4 Bedroom, 2 Full Bath, C/C
Fern Chan, Sales Associate
Weichert Realtors Ridgewood
Open House: 1:00 P.M. – 4:00 P.M. Sun. 10/26
10
$645,000 in Ridgewood
MLS # 1434373
698 Ellington Rd, Ridgewood, NJ 07450
3 Bedroom, 3 Full Bath,
1 Half Bath, COL
Lori Lettieri, Sales Associate
Coldwell Banker, Ridgewood
Open House: 1:00 P.M. – 4:00 P.M. Sun. 10/26
25
$649,999 in Ridgewood
MLS # 1434615
440 Linwood Ave, Ridgewood, NJ 07450
4 Bedroom, 3 Full Bath, COL
Elizabeth Coleman, Sales Associate
Keller Williams Village Square Realty
Open House: 1:00 P.M. – 4:00 P.M. Sun. 10/26
25
$749,000 in Ridgewood
MLS # 1438501
169 Melrose Pl, Ridgewood, NJ 07450
5 Bedroom, 3 Full Bath,
1 Half Bath, S/L
Lawrence Poley, Sales Associate
Edgar A. Reilly, Jr.
Open House: 1:00 P.M. – 3:30 P.M. Sun. 10/26
23
$799,900 in Ridgewood
MLS # 1414964
463 Van Emburgh Ave, Ridgewood, NJ 07450
5 Bedroom, 3 Full Bath,
1 Half Bath, COL
Ghada Abbasi, Sales Associate
Coldwell Banker, Ridgewood
Open House: 12:00 P.M. – 3:00 P.M. Sun. 10/26
22
$885,000 in Ridgewood
MLS # 1433539
350 Graydon Ter, Ridgewood, NJ 07450
5 Bedroom, 3 Full Bath,
1 Half Bath, COL
Joyce Albert, Sales Associate
Terrie O’Connor Realtors/Ridgewood
Open House: 1:00 P.M. – 4:00 P.M. Sun. 10/26
19
$949,000 in Ridgewood
MLS # 1434988
285 Richards Rd, Ridgewood, NJ 07450
4 Bedroom, 3 Full Bath, COL
Barbara Masarky, Broker Associate
Tarvin Realtors
Open House: 1:00 P.M. – 4:30 P.M. Sun. 10/26
25
$1,095,000 in Ridgewood
MLS # 1428644
21 Theyken Pl, Ridgewood, NJ 07450
6 Bedroom, 4 Full Bath, COL
Joseph M. Hurley, Sales Associate
Weichert Realtors Ridgewood
Open House: 1:00 P.M. – 4:00 P.M. Sun. 10/26
– See more at: https://www.njmls.com/NJ/BERGEN/RIDGEWOOD-open-houses#sthash.SyywpI7B.yimIA4Rp.dpuf
$1,125,000 in Ridgewood
MLS # 1437281
776 Woodfield Ct, Ridgewood, NJ 07450
5 Bedroom, 3 Full Bath,
2 Half Bath, COL
Ghada Abbasi, Sales Associate
Coldwell Banker, Ridgewood
Open House: 1:00 P.M. – 4:00 P.M. Sun. 10/26
24
$1,145,000 in Ridgewood
MLS # 1439907
163 Lincoln Ave, Ridgewood, NJ 07450
5 Bedroom, 4 Full Bath,
1 Half Bath, COL
Christine Doherty, Sales Associate
Caren White, Sales Associate
Marron Gildea Realty, Inc.
Open House: 1:00 P.M. – 4:00 P.M. Sun. 10/26
25
$1,200,000 in Ridgewood
MLS # 1420408
537 Spring Ave, Ridgewood, NJ 07450
5 Bedroom, 4 Full Bath,
2 Half Bath, COL
Shu-Jen Su, Sales Associate
Werner Realty
Open House: 1:00 P.M. – 4:00 P.M. Sun. 10/26
Open House: 1:00 P.M. – 4:00 P.M. Sun. 11/2
25
$1,579,000 in Ridgewood
MLS # 1437832
264 W Ridgewood Ave, Ridgewood, NJ 07450
6 Bedroom, 3 Full Bath,
1 Half Bath, COL
Carol Moran, Sales Associate
Coldwell Banker, Ridgewood
Open House: 1:00 P.M. – 4:00 P.M. Sun. 10/26
25
$2,595,000 in Ridgewood
MLS # 1438016
310 Heights Rd, Ridgewood, NJ 07450
5 Bedroom, 5 Full Bath,
1 Half Bath, COL
Victoria Wilkinson, Sales Associate
Solutions Realty, LLC
Open House: 1:00 P.M. – Sun. 10/26
25
Open Houses for Sun 11/2
$719,000 in Ridgewood
MLS # 1440647
109 Hope St, Ridgewood, NJ 07450
3 Bedroom, 2 Full Bath,
1 Half Bath, COL
Laura Gill, Sales Associate
Amy C. DeVincentis, Sales Associate
Coldwell Banker, Ridgewood
Open House: 1:00 P.M. – 4:00 P.M. Sun. 11/2
1
$1,200,000 in Ridgewood
MLS # 1420408
537 Spring Ave, Ridgewood, NJ 07450
5 Bedroom, 4 Full Bath,
2 Half Bath, COL
Shu-Jen Su, Sales Associate
Werner Realty
Open House: 1:00 P.M. – 4:00 P.M. Sun. 10/26
Open House: 1:00 P.M. – 4:00 P.M. Sun. 11/2
– See more at: https://www.njmls.com/NJ/BERGEN/RIDGEWOOD-open-houses#sthash.SyywpI7B.yimIA4Rp.dpuf
Insanity Defined: Feds Unveil Plan to Help High-Risk Homebuyers Take On Massive Debt. Again.
file photo Boyd Loving
Insanity Defined: Feds Unveil Plan to Help High-Risk Homebuyers Take On Massive Debt. Again.
Stephanie Slade|Oct. 22, 2014 4:28 pm
“Low Down Payments Are Coming Back,” screams a headline from The Wall Street Journal today. The story details two steps federal regulators apparently have in the works:
On Monday, Federal Housing Finance Agency Director Mel Watt announced that mortgage-finance companies Fannie Mae and Freddie Mac would start backing loans with down payments as low as 3%.
And on Tuesday, three federal agencies approved a loosened set of mortgage-lending rules, removing a requirement for a 20% down payment for a class of high-quality loan known as a “qualified residential mortgage.”
Loans with little to no down payment were a common feature of the lax lending practices that were prevalent during the housing market’s bubble years.
Of course, those bubble years eventually came to an end, causing an economic meltdown of jawdropping magnitude. Presidents George W. Bush and Barack Obama responded by running up the national debt from $10 trillion before the recession to more than $17.5 trillion today. And “experts” everywhere laid the blame at Wall Street’s feet, lambasting the banks for making reckless loans they should have known were destined to go bad.
https://reason.com/blog/2014/10/22/feds-unveil-plan-to-help-high-risk-ameri
Garrett, Cho hold first debate for 5th Congressional District seat
photo from politickernj.com
Garrett, Cho hold first debate for 5th Congressional District seat
October 25,,2014
the staff of the Ridgewood blog
Ridgewood NJ , According to the Bergen Record , “The ideological differences between Rep. Scott Garrett, R-Wantage, and his Democrat challenger Roy Cho were on display during their first debate Friday morning hosted by a Hackettstown radio station.”
Basically a Reagan style conservative versus and Obamabot , socialist.
Scott Garrett is seeking his seventh term as representative from the 5th Congressional District against a well financed challenger Roy Cho with some polls showing the race closer than many expected.
Friday’s debate was hosted by WRNJ radio, and moderated by Morning Show host Mike Galley. Topics ranged from health care to education but largely focused on the candidate’s on the role of government spending..
Cho a newbie is considered a proponent of “Obamanomics” by many and a socialist by his critics . Cho seemed to take the view that more government and more government spending , like the president was the answer for everything .
The Record reported , “Cho charged that Garrett’s position on cutting government spending does not protect the interests of his constituents – their tax dollars end up elsewhere if their representative in Washington is not fighting for their needs. He said the 5th Congressional District needs a representative who will spend tax dollars wisely in areas like infrastructure, education and clean energy.
“This is not spending,” Cho said. “This is focusing on how we can have long-term revenue growth.”https://www.northjersey.com/news/garrett-cho-hold-first-debate-for-5th-congressional-district-seat-1.1117719#sthash.1DLXtwNz.dpuf
Garrett a six term congressmen sits on the House Committee on Financial Services, he is Chairman, Subcommittee on Capital Markets and Government Sponsored Enterprises and a member of the, Subcommittee on Housing and Insurance. Garrett also sits so the House Committee on the Budget amd Scott is also founder and Chairman of the Congressional Constitution Caucus .
Garret not surprisingly said the biggest problem in Washington is wasteful spending, especially for failed federal programs. It is the taxpayers who earn their money and should be the ones who not only keep it but decide where it goes, Garrett said.
“I believe that Washington has a spending problem and not a revenue problem,” said Garrett, who said he wants to continue to work “to make Washington spend within its means.” .https://www.northjersey.com/news/garrett-cho-hold-first-debate-for-5th-congressional-district-seat-1.1117719#sthash.1DLXtwNz.dpuf
Garrett also said the federal government should stay out of how children are educated. Garrett said he opposed federal standards like the No Child Left Behind Act and Common Core.
Cho is a big proponent the wildly unpopular “common core” which even the very partisan Bergen County Freeholders all joined forces and in what amounted to mostly a ceremonial vote resoundingly rejected common core. Most critics agree that common core will be a disaster for Bergen high achieving school districts
Garrett, whose daughters were homeschooled, said states, parents and local boards of education should have not only a say in but full control over how their children are educated because they care about them the most – not a Washington bureaucrat.
“As a father, as a parent, I believe the control rests at home,” Garrett said.
Even with education Cho argued though that a “delicate balance” between national standards and local input is necessary for ensuring bright futures for children. Communities should have a say in what works best for their kids, but all students need to be ready to start college or a job with the same set of skills — the federal government should help ensure that.
“We have to involve all the stakeholders,” Cho said.https://www.northjersey.com/news/garrett-cho-hold-first-debate-for-5th-congressional-district-seat-1.1117719#sthash.1DLXtwNz.dpuf
Then the debate also touched on the candidate’s stances on the Affordable Care Act, also known as Obamacare which has been highly controversial and so far lived up to the worst exceptions of the critics.
Garrett said he bought an insurance policy through the system and experienced the opposite of what President Obama had promised — his rates went up by $2,500 and he lost his doctor.
A provision in the Affordable Care Act — sponsored by a Republican senator from Iowa — did require members of Congress and their staffs to enroll in in a Washington, D.C., insurance exchange set up for small businesses and their employees. Lawmakers and aides do receive subsidies from the government, their employer, but depending on the plan chosen and the age of family members covered, rates and deductibles could be higher. That’s because the subsidies are capped and they previously had been part of an insurance pool made up of millions of federal employees nationwide.
Cho once again embraced the presidents plan but acknowledged that there are issues with the act that need to be fixed. Then he asserted that it also has helped many by providing coverage for those with pre-existing conditions and allowing those under 26 to stay on their family’s plan. , which is at best highly debatable .https://www.northjersey.com/news/garrett-cho-hold-first-debate-for-5th-congressional-district-seat-1.1117719#sthash.1DLXtwNz.dpuf















