The Ridgewood Blog Brings a Free Market Laissez-faire Point of View to Local, New Jersey State and National Issues.
Many people worry about how getting a speeding ticket will affect their car insurance. Will your rates go up? How long will it stay on your record? In this article, we will answer these pressing questions. You will also get to know why people in New Jersey get speeding tickets and what to do about it.
Continue reading Does a Speeding Ticket Affect Your Car Insurance?
Navigating the world of car insurance can often feel like a daunting task. With various coverage options, complex terms, and legal requirements, understanding the ins and outs of car insurance is crucial for every driver. Whether you’re a seasoned car owner or a first-time buyer, there are facts about car insurance that can save you money and keep you legally covered on the road. In this post, we’ll explore six essential facts about car insurance that every driver should be aware of.
Continue reading 6 Facts About Car Insurance Every Driver Should Know
Having a car accident can be an incredibly distressing experience. It is important to ensure you are properly protected and represented after such an event, which is why hiring a lawyer is so important. A lawyer can help protect your rights and interests, helping you get the best possible outcome in the case. So, what is the importance of hiring a lawyer after a car accident?
Continue reading What Is The Importance Of Hiring A Lawyer After A Car Accident?
New Jersey ranks pretty high in the states with the highest auto insurance rates. As of January 2022, the cost of full coverage in New Jersey averaged $1,891, which was 7% higher than the national average of $1,771.
Continue reading What Makes Car Insurance So Expensive in New Jersey?
Car accidents are a more common occurrence than most people think. In the United States, an accident happens every 10 seconds. The best way to stay calm and know what to do during and after an accident is to be prepared ahead of time. This article will give you some tips on how to stay safe in case of an accident. Continue reading Important Things To Know About If You Ever Experience A Car Crash
When looking for new car insurance, one of the main things you will be doing is looking for an acceptable value policy. It may be that you are looking for insurance that is cheaper than your last one to save some cash, or you want more coverage for the same rate. Car insurance is a competitive market, meaning that many providers will offer deals to convince people to swap over to them, and as a buyer, you can take advantage of this. For example, FreewayInsurance.com is known for offering affordable car insurance and great coverage.
Continue reading What is the cost of car insurance: Tips to keep your costs down?
photo courtesy of Boyd Loving
the staff the Ridgewood blog
Trenton NJ, According to a new report by the Insurance Research Council (IRC), only 3.1% of New Jersey motorists drove without insurance in 2019, the lowest in the nation. This
represents the lowest uninsured motorist rate in New Jersey in at least 20 years.
Continue reading New Jersey’s Uninsured Motorist Rate Lowest in Nation
Based on WalletHub’s analysis, New Jersey was determined to be the 3rd most expensive state for car insurance in 2021. You can find some additional highlights below.
Continue reading New Jersey is the 3rd Most Expensive State for Car Insurance
When you first buy a car, you may spend a long time thinking about the model you want to get and the physical features of the vehicle. However, the process does not stop when you buy the car and there are many other things to consider in order to make sure that you are legally allowed to drive your car on the road. Some of these entail undertaking regular maintenance checks, vehicle registration and car insurance.
Continue reading Essential Things You Need to Know About Car Insurance
The law requires all drivers to have auto insurance. The primary aim of the insurance is to provide a financial cushion in case an unfortunate event happens on the broad. Currently, there are many types of auto insurance. From the comprehensive coverage to the auto liability insurance, the different types of covers make the drivers’ lives more comfortable and bearable.
No-fault insurance is one of the least known types of auto insurance covers.
Continue reading “No-Fault” Auto Insurance: What Is It, And Which States Have It?
If you are a driver, you are probably aware of the importance of having insurance coverage. Other than being a legal requirement, vehicle insurance provides financial protection in case of an accident, or any other loss that happens while driving. There are many types of insurance coverage for drivers, and no-fault insurance is among the most common covers.
No-fault insurance is an exclusive coverage that allows drivers to file claims for medical expenses and bodily injuries, irrespective of who was at fault. The primary aim of this cover is to minimize the multiple court lawsuits which create obstacles in the reimbursement process of the injured.
Continue reading Understanding No-Fault States and Insurance Policies
Vehicle insurance is an important part of protecting assets and saving out of pocket expenses should an unforeseen event become a reality. In the event of an accident, your policy offers financial protection against personal and third-party liability.
While it is a necessity, many simple cannot afford vehicle coverage owing to difficult financial circumstances. If you need to drive your car to work and adhere to insurance regulations, but cannot afford a deposit, you can take advantage of a first month free car insurance plan. To help you financially, you can sign up for a policy providing vehicle protection without having to pay your first month.
An advantage of seeking a no down payment insurance plan is that savings. Obtaining vehicle cover without advanced payment offers temporary financial relief. It is a suitable option for drivers who need immediate insurance but many be experiencing limited funds.
Continue reading The Features of a First Month Free Car Insurance Policy
file photo by Boyd Loving
the staff of the Ridgewood blog
Ridgewood NJ, With U.S. traffic congestion costing U.S. drivers $87 billion in 2018 and the U.S. ranked 17th in the world in road quality, the personal-finance website WalletHub today released its report on 2020’s Best & Worst States to Drive in as well as accompanying videos.
Continue reading New Jersey Is 2020’s 8th Worst State to Drive in
