SEEKING RESIDENTS AND OTHER PERSONS TO VOLUNTEER TO SERVE ON THE FINANCIAL ADVISORY COMMITTEE, AND THE CENTRAL BUSINESS DISTRICT ADVISORY COMMITTEE
The Village Council is looking for residents who are interested in volunteering to serve on the Financial Advisory Committee and the Central Business District Advisory Committee (CBDAC).
The Financial Advisory Committee assists in the review and understanding of the financial considerations necessary to the operation of the Village and the Village’s preparation of the Annual and Capital Budgets; provides review, advice and recommendations to the Village Council on Village financial and budgetary matters; and prepares an annual report for the Village Council to assist the Councilmembers in their budget preparation. Members will preferably have strong finance, accounting, government and/or business backgrounds.
The Central Business District Advisory Committee (CBDAC) will work with the Village Council, business owners and residents to evaluate and initiate enhancements to improve the viability of the CBD, including traffic flow and patterns, parking, pedestrian safety and the balance of commercial uses; while maintaining and refining the historic and aesthetic elements to create a more desirable, vibrant and memorable destination for all visitors. The CBDAC is made up of one representative from the Chamber of Commerce; one representative from the Ridgewood Guild; five Ridgewood residents (one of whom shall be a member of the Citizens Safety Advisory Committee); and three business owners, one of whom is a property owner in the CBD.
All interested residents and others wishing to serve on these committees should send the following:
A cover letter indicating on which committee(s)the person wishes to serve
A Citizen Volunteer Leadership form (found on the Village website under forms)
A biography or resume
‘Boom boom boom – he’s killing the kids’: Gunman shouting ‘Allahu Akbar’ executed children in Munich McDonald’s before rampaging through mall killing NINE with police now hunting three attackers
A number of people have been killed and another 10 people are injured after gunmen went on a shooting rampage
Police operation is ongoing in Munich, with the force warning people to stay in their homes and avoid public spaces
Terrified shoppers were seen running for their lives from the Olympia Shopping Centre after hearing gunshots
Witnesses said that the shopping centre gunman screamed ‘I’m German’ and ‘Allahu Akbar’ before shooting
Gunman reportedly fled after his shooting spree on the city underground network, which has now been shut down
City is in lockdown as police say they are searching for up to three gunmen, who are all on the run, after the attack
By ANTHONY JOSEPH and PATRICK LION and ALAN HALL IN BERLIN FOR MAILONLINE
PUBLISHED: 11:33 EST, 22 July 2016 | UPDATED: 17:24 EST, 22 July 2016
A gunman shouting ‘Allahu Akbar’ opened fire at children in McDonald’s before rampaging through a shopping mall, killing at least eight people.
Munich is in lockdown tonight, as a major police operation is ongoing around the city’s Olympic Park, with the force warning people to stay in their homes and avoid public spaces.
A ninth body has been found tonight and investigators are looking into the possibility of it being the attacker.
Terrified shoppers were seen running for their lives from the Munich Olympia Shopping Centre, in the district of Moosach, after hearing gunshots.
Witnesses said that the gunman screamed ‘I’m German’ and ‘Allahu Akbar’ before shooting at children.
A woman named Loretta said she was in the McDonald’s when the man with a gun came out of a bathroom and began shooting.
She told CNN: ‘I come out of the toilet and I hear like an alarm, boom, boom, boom. He’s killing the children. The children were sitting to eat. They can’t run.’
Loretta said she had been in the bathroom at the same time as the shooter, with her eight-year-old son. She said the man yelled: ‘Allahu Akbar!’
A copy of Donald Trump’s speech to the Republican National Convention on Thursday night appears to be circulating ahead of his address.
Friends, delegates and fellow Americans: I humbly and gratefully accept your nomination for the presidency of the United States. Together, we will lead our party back to the White House, and we will lead our country back to safety, prosperity, and peace.
We will be a country of generosity and warmth. But we will also be a country of law and order.
Our Convention occurs at a moment of crisis for our nation. The attacks on our police, and the terrorism in our cities, threaten our very way of life. Any politician who does not grasp this danger is not fit to lead our country. Americans watching this address tonight have seen the recent images of violence in our streets and the chaos in our communities.
Many have witnessed this violence personally, some have even been its victims I have a message for all of you: the crime and violence that today afflicts our nation will soon come to an end. Beginning on January 20th 2017, safety will be restored.
The most basic duty of government is to defend the lives of its own citizens. Any government that fails to do so is a government unworthy to lead.
It is finally time for a straightforward assessment of the state of our nation. I will present the facts plainly and honestly We cannot afford to be so politically correct anymore.
So if you want to hear the corporate spin, the carefully-crafted lies, and the media Myths the Democrats are holding their convention next week.
But here, at our convention, there will be no lies. We will honor the American people with the truth, and nothing else. These are the facts decades of progress made in bringing down crime are now being reversed by this Administration’s rollback of criminal enforcement.
Homicides last year increased by 17% in America’s fifty largest cities. That’s the largest increase in 25 years.
In our nation’s capital, killings have risen by 50 percent. They are up nearly 60% in nearby Baltimore.
In the President’s hometown of Chicago more than 2,000 have been the victims of shootings this year alone. And more than 3,600 have been killed in the Chicago area since he took office.
The number of police officers killed in the line of duty has risen by almost 50% compared to this point last year.
Nearly 180,000 illegal immigrants with criminal records, ordered deported from our country, are tonight roaming free to threaten peaceful citizens.
The number of new illegal immigrant families who have crossed the border so far this year already exceeds the entire total from 2015.
They are being released by the tens of thousands into our communities with no regard for the impact on public safety or resources. One such border-crosser was released and made his way to Nebraska. There, he ended the life of an innocent young girl named Sarah Root. She was 21 years-old, and was killed the day after graduating from college with a 4.0 Grade Point Average. Her killer was then released a second time, and he is now a fugitive from the law.
I’ve met Sarah’s beautiful family. But to this Administration, their amazing daughter was just one more American life that wasn’t worth protecting. One more child to sacrifice on the altar of open borders. What about our economy? Again, I will tell you the plain facts that have been edited out of your nightly news and your morning newspaper: Nearly Four in 10 African-American children are living in poverty, while 58% of African-American youth are not employed. 2 million more Latinos are in poverty today than when the President took his oath of office less than eight years ago. Another 14 million people have left the workforce entirely.
Household incomes are down more than $4,000 since the year 2000. Our manufacturing trade deficit has reached an all-time high – nearly $800 billion in a single year.
The budget is no better. President Obama has doubled our national debt to more than $19 trillion, and growing. Yet, what do we have to show for it? Our roads and bridges are falling apart, our airports are in Third World condition, and forty-three million Americans are on food stamps.
Now let us consider the state of affairs abroad. Not only have our citizens endured domestic disaster, but they have lived through one international humiliation after another. We all remember the images of our sailors being forced to their knees by their Iranian captors at gunpoint. This was just prior to the signing of the Iran deal, which gave back to Iran $150 billion and gave us nothing – it will go down in history as one of the worst deals ever made.
Another humiliation came when president Obama drew a red line in Syria – and the whole world knew it meant nothing. In Libya, our consulate – the symbol of American prestige around the globe – was brought down in flames.
America is far less safe – and the world is far less stable – than when Obama made the decision to put Hillary Clinton in charge ofAmerica’s foreign policy. I am certain it is a decision he truly regrets. Her bad instincts and her bad judgment – something pointed out by Bernie Sanders – are what caused the disasters unfolding today.
Let’s review the record. In 2009, pre-Hillary, ISIS was not even on the map. Libya was cooperating. Egypt was peaceful. Iraq was seeing a reduction in violence. Iran was being choked by sanctions. Syria was under control. After four years of Hillary Clinton, what do we have? ISIS has spread across the region, and the world. Libya is in ruins, and our
Ambassador and his staff were left helpless to die at the hands of savage killers. Egypt was turned over to the radical Muslim brotherhood, forcing the military to retake control.
Iraq is in chaos. Iran is on the path to nuclear weapons. Syria is engulfed in a civil war and a refugee crisis that now threatens the West.
After fifteen years of wars in the Middle East, after trillions of dollars spent and thousands of lives lost, the situation is worse than it has ever been before.
This is the legacy of Hillary Clinton: death, destruction and weakness. But Hillary Clinton’s legacy does not have to be America’s legacy.
The problems we face now – poverty and violence at home, war and destruction abroad – will last only as long as we continue relying on the same politicians who created them. A change in leadership is required to change these outcomes. Tonight, I will share with you my plan of action for America. The most important difference between our plan and that of our opponents, is that our plan will put America First.
Americanism, not globalism, will be our credo. As long as we are led by politicians who will not put America First, then we can be assured that other nations will not treat America witt respect.
This will all change in 2017. The American People will come first once again.
My plan will begin with safety at home – which means safe neighborhoods, secure borders, and protection from terrorism.There can be no prosperity without law and order.
On the economy, I will outline reforms to add millions of new jobs and trillions in new wealth that can be used to rebuild America. A number of these reforms that I will outline tonight will be opposed by some of our nation’s most powerful special interests.
That is because these interests have rigged our political and economic system for their exclusive benefit. Big business, elite media and major donors are lining up behind the campaign of my opponent because they know she will keep our rigged system in place.
They are throwing money at her because they have total control over everything she does.
She is their puppet, and they pull the strings. That is why Hillary Clinton’s message is that things will never change.
My message is that things have to change – and they have to change right now.
Every day I wake up determined to deliver for the people I have met all across this nation that have been neglected, ignored, and abandoned.
I have visited the laid-off factory workers, and the communities crushed by our horrible and unfair trade deals. These are the forgotten men and women of our country. People who work hard but no longer have a voice.
I AM YOUR VOICE.
I have embraced crying mothers who have lost their children because our politicians put their personal agendas before the national
good. I have no patience for injustice, no tolerance for government incompetence, no sympathy for leaders who fail their citizens.
When innocent people suffer, because our political system lacks the will, or the courage, or the basic decency to enforce our laws – or worse still, has sold out to some corporate lobbyist for cash – I am not able to look the other way.
And when a Secretary of State illegally stores her emails on a private server, deletes 33,000 of them so the authorities can’t see her crime, puts our country at risk, lies about it in every different form and faces no consequence – I know that corruption has reached a level like never before. When the FBI Director says that the Secretary of State was “extremely careless” and “negligent,” in handling our classified secrets, I also know that these terms are minor compared to what she actually did.
They were just used to save her from facing justice for her terrible crimes. In fact, her single greatest accomplishment may be committing such an egregious crime and getting away with it – especially when others have paid so dearly.
When that same Secretary of State rakes in millions of dollars trading access and favors to special interests and foreign powers I know the time for action has come. I have joined the political arena so that the powerful can no longer beat up on people that cannot defend themselves.
Nobody knows the system better than me, which is why I alone can fix it. I have seen firsthand how the system is rigged against our citizens, just like it was rigged against Bernie Sanders – he never had a chance. But his supporters will join our movement, because we will fix his biggest issue: trade.
Millions of Democrats will join our movement, because we are going to fix the system so it works for all Americans. In this cause, I am proud to have at my side the next Vice President of the United States: Governor Mike Pence of Indiana. We will bring the same economic success to America that Mike brought to Indiana. He is a man of character and accomplishment. He is the right man for the job
The first task for our new Administration will be to liberate our citizens from the crime and terrorism and lawlessness that threatens their communities. America was shocked to its core when our police officers in Dallas were brutally executed. In the days after Dallas, we have seen continued threats and violence against our law enforcement officials.
Law officers have been shot or killed in recent days in Georgia, Missouri, Wisconsin, Kansas, Michigan and Tennessee.
On Sunday, more police were gunned down in Baton Rouge, Louisiana. Three were killed, and four were badly injured.
An attack on law enforcement is an attack on all Americans.
I have a message to every last person threatening the peace on our streets and the safety of our police: when I take the oath of office next year, I will restore law and order to our country. I will work with, and appoint, the best prosecutors and law enforcement officials in the country to get the job done. In this race for the White House, I am the Law And Order candidate.
The irresponsible rhetoric of our President, who has used the pulpit of the presidency to divide us by race and color, has made America a more dangerous environment for everyone. This Administration has failed America’s inner cities. It’s failed them on education. It’s failed them on jobs. It’s failed them on crime.
It’s failed them at every level. When I am President, I will work to ensure that all of our kids are treated equally, and protected equally. Every action I take, I will ask myself: does this make life better for young Americans in Baltimore, Chicago, Detroit,
Ferguson who have as much of a right to live out their dreams as any other child in over and over – at the World Trade Center, at an office party in San Bernardino, at the Boston Marathon, and a military recruiting center in Chattanooga, Tennessee.
Only weeks ago, in Orlando, Florida, 49 wonderful Americans were savagely murdered by an Islamic terrorist. This time, the terrorist targeted our LGBT community. As your President, I will do everything in my power to protect our LGBT citizens from the violence and oppression of a hateful foreign ideology.
To protect us from terrorism, we need to focus on three things. We must have the best intelligence- gathering operation in the world. We must abandon the failed policy of nation-building and regime change that Hillary Clinton pushed in Iraq, Libya, Egypt and Syria.
Instead, we must work with all of our allies who share our goal of destroying ISIS and stamping out Islamic terror. This includes working with our greatest ally in the region, the State of Israel. Lastly, we must immediately suspend immigration from any nation that has been compromised by terrorism until such time as proven vetting mechanisms have been put in place.
My opponent has called for a radical 550% increase in Syrian refugees on top of existing massive refugee flows coming into our country under President Obama. She proposes this despite the fact that there’s no way to screen these refugees in order to find out who they are or where they come from.
I only want to admit individuals into our country who will support our values and love our people. Anyone who endorses violence, hatred or oppression is not welcome in our country and never will be. Decades of record immigration have produced lower wages and higher unemployment for our citizens, especially for African-American and Latino workers. We are going to have an immigration system that works, but one that works for the American people.
On Monday, we heard from three parents whose children were killed by illegal Immigrants Mary Ann Mendoza, Sabine Durden, and Jamiel Shaw. They are just three brave representatives of many thousands. Of all my travels in this country, nothing has affected me more deeply than the time I have spent with the mothers and fathers who have lost their children to violence spilling across our border. These families have no special interests to represent them. There are no demonstrators to protest on their behalf. My opponent will never meet with them, or share in their pain.
Instead, my opponent wants Sanctuary Cities. But where was sanctuary for Kate Steinle? Where was Sanctuary for the children of Mary Ann, Sabine and Jamiel? Where was sanctuary for all the other Americans who have been so brutally murdered, and who have suffered so horribly? These wounded American families have been alone. But they are alone no longer. Tonight, this candidate and this whole nation stand in their corner to support them, to send them our love, and to pledge in their honor that we will save countless more families from suffering the same awful fate.
We are going to build a great border wall to stop illegal immigration, to stop the gangs and the violence, and to stop the drugs from pouring into our communities. I have been honored to receive the endorsement of America’s Border Patrol Agents, and will work directly with them to protect the integrity of our lawful immigration system.
By ending catch-and-release on the border, we will stop the cycle of human smuggling and violence. Illegal border crossings will go down.
Peace will be restored. By enforcing the rules for the millions who We are going to be considerate and compassionate to everyone.
But my greatest compassion will be for our own struggling citizens. My plan is the exact opposite of the radical and dangerous immigration policy of Hillary Clinton. Americans want relief from uncontrolled immigration. Communities want relief. Yet Hillary Clinton is proposing mass amnesty, mass immigration, and mass lawlessness. Her plan will overwhelm your schools and hospitals, further reduce your jobs and wages, and make it harder for recent immigrants to escape from poverty.
I have a different vision for our workers. It begins with a new, fair trade policy that protects our jobs and stands up to countries that cheat.
It’s been a signature message of my campaign from day one, and it will be a signature feature of my presidency from the moment I take the oath of office.
I have made billions of dollars in business making deals – now I’m going to make our country rich again. I am going to turn our bad trade agreements into great ones. America has lost nearly-one third of its manufacturing jobs since 1997, following the enactment of disastrous trade deals supported including through the use of taxes and tariffs, against any country that cheats. This includes stopping China’s outrageous theft of intellectual property, along with their illegal product dumping, and their devastating currency manipulation.
Our horrible trade agreements with China and many others, will be totally renegotiated. That includes renegotiating NAFTA to get a much better deal for America – and we’ll walk away if we don’t get the deal that we want. We are going to start building and making things again.
Next comes the reform of our tax laws, regulations and energy rules. While Hillary Clinton plans a massive tax increase, I have proposed the largest tax reduction of any candidate who has declared for the presidential race this year – Democrat or Republican. Middle-income Americans will experience profound relief, and taxes will be simplified for everyone.
America is one of the highest-taxed nations in the world. Reducing taxes will cause new companies and new jobs to come roaring back into our country. Then we are going to deal with the issue of regulation, one of the greatest job-killers of them all. Excessive regulation is costing our country as much as $2 trillion a year, and we
I am going to work very hard to repeal that language and protect free speech for all Americans.
We can accomplish these great things, and so much else – all we need to do is start believing in ourselves and in our country again. It is time to show the whole world that America Is Back – bigger, and better and stronger than ever before.
In this journey, I’m so lucky to have at my side my wife Melania and my wonderful children, Don, Ivanka, Eric, Tiffany, and Barron: you will always be my greatest source of pride and joy.
My Dad, Fred Trump, was the smartest and hardest working man I ever knew. I wonder sometimes what he’d say if he were here to see this tonight. It’s because of him that I learned, from my youngest age, to respect the dignity of work and the dignity of working people. He was a History is watching us now. It’s waiting to see if we will rise to the occasion, and if we will show the whole world that America is still free and independent and strong. My opponent asks her supporters to recite a three-word loyalty pledge. It reads: “I’m With Her”.
I choose to recite a different pledge. My pledge reads: “I’M WITH YOU – THE AMERICAN PEOPLE.” I am your voice. So to every parent who dreams for their child, and every child who dreams for their future, I say these words to you tonight: I’m With You, and I will fight for you, and I will win for you.
To all Americans tonight, in all our cities and towns, I make this promise: We Will Make America Strong Again. We Will Make America Proud Again. We Will Make America Safe Again And We Will Make America Great Again.
Mary Clare ReimResearch Associate
Domestic Policy Studies
College students understandably bemoan the costs of higher education. During the 2015–2016 school year, annual costs[1] at four-year public universities reached $19,548 for in-state students and $34,031 for out-of-state students. Annual costs at private institutions reached $43,921.[2] Federal student aid has likely exacerbated the college cost problem, providing short-term relief to students in the form of loans and grants, while enabling universities to increase tuition across the board.[3]
There is an additional consequence to taxpayer-subsidized federal student loans. The average full-time college student spends only 2.76 hours per day on all education-related activities. This helps explain why most full-time students today do not graduate in four years and rack up increasingly high loan debt during their extended enrollment. Taxpayers, who are increasingly on the hook for borrower defaults and loan forgiveness programs, deserve to know what their tax dollars subsidize.
Full-Time College Is Typically a Part-Time Endeavor
Based on data from the Bureau of Labor Statistics’s American Time Use Survey from 2003–2014, during the academic year, the average full-time college student spent only 2.76 hours per day on all education-related activities, including 1.18 hours in class and 1.53 hours of research and homework, for a total of 19.3 hours per week.[4]
Full-time high school students, in comparison, spent 4.32 hours per day on all education-related activities, including 3.42 hours in class and 0.80 hours of research and homework, for a total of 30.2 hours per week. Thus, full-time college students spend 10.9 fewer hours per week on educational activities than full-time high school students.
Employment eliminates this gap between college and high school students.
Full-time college students work an average of 16.3 hours per week.
Full-time high school students work an average of 4.0 hours per week.
Full-time college students, then, spend 35.6 hours per week on education-related and work-related activities, while full-time high school students spend 34.2 hours per week.
However, full-time college students spend significantly less combined time on education and work than do full-time employees. The average full-time employee works 41.7 hours per week. To match that, the typical college student would need 22.4 work hours per week, in addition to the 19.3 educational hours.
Non-employed full-time college students spend more time per week on educational activities than part-time or full-time employed students.
Non-employed and full-time student: 24.9 hours;
Employed part-time and full-time student: 19.9; and
Employed full-time and full-time student: 8.5.
In combined education and work hours, however, there remains a deficit between non-employed and employed students:
Non-employed and full-time student: 25.8 hours;
Employed part-time and full-time student: 36.8; and
Employed full-time and full-time student: 47.7 hours per week.
The combined education and work effort of the average non-employed, full-time college student (25.8 hours per week) most closely matches that of a non-student, part-time employee (22.9 hours per week), but remains substantially less than that of a high school student (34.0 hours per week) or even a part-time employee, part-time college student (33.8 hours per week).
In order to match the combined work and education effort of the average full-time employee, the average non-employed, full-time college student would need to work 16.9 hours per week, in addition to the 24.9 hours spent on educational activities.
Although expectations undoubtedly vary across institutions and fields of study, on average, full-time college demands substantially less time commitment than do high school or regular full-time employment. 60.5 percent of full-time students and 79.9 percent of part-time students work at least part-time while in school, suggesting many students recognize the merits of minimizing the debt incurred to finance their degrees. However, nearly 40 percent of full-time students do not work at all while in college.
Subsidizing Low Education-Work Efforts
The average 17-year-old, who is generally in high school, spends 31.2 hours per week on education and work activities. For 19-year-olds, total hours per week for education and work activities decrease to 26.0, and do not exceed the efforts of a 17-year-old again until age 23, after the end of the traditional college years. Total hours of education and work activities per week peak at 34.8 among 29-year-olds.
On average, Americans will not work as little as they did at age 19 until they reach age 59, when significant numbers cut back on their work hours or enter retirement. With outstanding student loan debt currently at more than $1.2 trillion, these findings raise an important question: Why are taxpayers heavily subsidizing a period in some people’s lives when combined education and work efforts are at their lowest?
Loan Forgiveness Programs Leave Taxpayers on the Hook for Generous Leisure Hours
Among the 39.5 percent of full-time college students who are not employed, the average time spent engaged in education-related activities (both class and studying) is only 24.9 hours per week, or 3.56 hours per day.
In the context of a student loan system in which students borrowed primarily through private lenders and paid back their loans themselves, evaluation of time use would largely only be an issue for the individual student, who would accrue higher levels of debt the longer it took him to complete college.
Today, however, the federal government originates and manages 93 percent of all student loans, and taxpayers underwrite generous loan forgiveness programs along with the cost of defaulted student loans.[5]
In 2016, 43 percent of individuals with federal student loans (or about 9.3 million borrowers) were either in default, were delinquent, or had postponed payments, owing more than $200 billion.[6] A long and more expensive path to the bachelor’s degree may seem relatively harmless to the individual student, but federal subsidies put taxpayers on the hook for this more expensive route if students default on their debt or enter loan forgiveness. Nationwide, fewer than 19 percent of full-time students attending non-flagship public universities earn a bachelor’s degree within four years; meanwhile, just 36 percent of students attending selective public research-based institutions will earn their degrees within four years.[7]
A study by researchers from Northwestern University suggests that, among other reasons such as lost transfer credits and remedial coursework, “most full-time students do not take the credits necessary to graduate on schedule (15 credits per semester or 30 credits per year), opting instead for lighter course loads that put them on five- and six-year plans.”[8]
Many colleges charge students based on whether a student is full-time or part-time, and in-state or out-of-state, so a full-time student who does not optimize the amount of credits he is taking would spend substantially more over a five- or six-year period in pursuit of a bachelor’s degree than the student who acquires the degree in four years, particularly if the student is paying room and board. The per-credit cost for a full-time student is typically lower than that of a part-time student. Further, at many universities, tuition for a full-time student is a fixed rate that then allows a student to enroll in a chosen number of credit hours, typically ranging from 12 to 18 per semester. With full-time tuition typically set as a flat rate, students minimize their per-credit cost as a full time student the more hours they take. Not maximizing credit hours can translate into considerable additional spending and debt for students. Estimates show that every extra year a student spends at a public four-year college costs an additional $22,826.[9]
Burden of Student Loan Costs on the Shoulders of Taxpayers
Students are accruing more debt to earn a bachelor’s degree, and the burden of loan repayment is increasingly being shifted to taxpayers. Not only do taxpayers bear the burden of defaults, but thanks to an expansion of federal loan forgiveness programs, they are also responsible for an increasing number of student loans that now qualify for forgiveness.[10] In 2015, the Obama Administration promulgated regulations expanding the income-based repayment program, which caps at 10 percent of discretionary income the amount borrowers can be required to repay per month, to all individuals with federal Direct Loans. All borrowers with undergraduate loans also have any remaining debt forgiven after 20 years. For graduates entering public-sector work upon college completion, loans are eligible for forgiveness after just 10 years. Some parent borrowers qualify for loan forgiveness of their Parent PLUS loan after 10 years if they work in the public sector.[11]
Loan forgiveness and repayment caps increase the likelihood that taxpayers will bear responsibility for a portion of students’ extended time taken to earn a degree. Loan forgiveness is bad policy in general, further enabling colleges to increase tuition and fees and shifting the burden of paying for college from the student who benefits from the education they receive to the taxpayers.
The limited amount of time spent engaged in education-related activities on average suggests that, for some students, the amount of debt accumulated finances a significant amount of non-education hours. When loans are forgiven, then, both education and non-education time is financed by taxpayers. Although numerous exogenous factors play into time to degree, such as when courses are offered and the mitigating circumstances of individual students, time-use data suggest that taxpayers end up generously subsidizing the non-education time of many college students.
Conclusion
An examination of the typical college student’s day reveals that the average full-time college student spends only 2.76 hours per day on all education-related activities. With the federal government today originating and managing 93 percent of all student loans, these data add to questions about the type of time use federal assistance is subsidizing. Taxpayers deserve to know.
Lindsey M. Burke is the Will Skillman Fellow in Education Policy in Domestic Policy Studies, of the Institute for Family, Community, and Opportunity, at The Heritage Foundation. Jamie Bryan Hallis Senior Policy Analyst in the Center for Data Analysis, of the Institute for Economic Freedom and Opportunity, at The Heritage Foundation. Mary Clare Reim is Research Associate in Education Policy in Domestic Policy Studies.
I have been filled with too much pain and emotion to share my concerns and outrage in any coherent manner over the past few weeks. But here it goes.
Where was MoveOn.org, NAACP, and Black Lives Matter when Alton Sterling, the criminal shot while fighting against arrest in Baton Rouge, joined the Crips? Why didn’t they help this callous and dead-beat dad with the irresponsible $25,000 he owed in back child-support for his 5 children? Why did these “leaders” refuse to mentor this soulless predator who had robbed and assaulted black folks in his community non-stop for the past 20 years?
Here is the answer: They were too busy blaming the Police who are the Front-Line Defenders of freedom, liberty and justice in the very communities who have now risen up against them. One thing these riot-promoters have gotten right is their request for civilians’ cooperation, to be compliant, when stopped by Law Enforcement. Even Dallas Chief, David
Brown, recently told the media that the problem is not racism, but rather people who are refusing to be compliant when stopped by Law Enforcement. After looking at many reports here in Bergen & Passaic County, I found that to be true here as well.
Chief Brown further expounded that fact: “To protesters in the streets, he suggested channeling frustration into public service: ‘We’re hiring. Get off that protest line and put an application in. And we’ll put you in your neighborhood, and we will help you resolve some of the problems you’re protesting about.’” (NYT 07/12/2016)
When we look at the paid rioters (yes that is what they are), can you find one among them who is a part of the solution? The NAACP came out today saying the US government must defund police departments accused of racism. Really? One Chicago activist publically demanded the expulsion of ALL police from the city of Chicago. Really? Now, that would be
The Leftist agitators are not interested in facts. They are stuck in their mindset of resentment and maintaining power. They offer no real solutions, only baseless blame and criminal retribution. Cops, just like our teachers, spend countless hours participating in Cultural
Diversity, Active Diffusion Strategies, and countless other courses to become more sensitive and “culturally competent”. We are hog-tying and strangling them with all these rules and polices when the answer lies within each of us to control our behavior, words and attitudes-Not
I ask everyone to PLEASE show your support to our Law Enforcement today and every day. Thank them, wear a blue ribbon, write an article, or help people understand the proper protocol when approached by police like my Daddy did when I was only 8 years old. Please do NOT allow our Cops to leave their families each day thinking, as Baton Rouge Officer Montrell
Jackson wrote days before he was gunned down by a coward: “I swear to God I love this city but I wonder if this city loves me.”
The Valley Hospital is the first hospital in the area to acquire the next generation in robotic surgical technology, the da Vinci® Xi Surgical System. It provides surgeons with high definition 3-D visualization and intuitive motion and ergonomic design for unmatched precision during surgical procedures.
July 21,2016
the staff of the Ridgewood blog
Ridgewood NJ, The Valley Hospital is pleased to announce it is the first hospital in the area to acquire the next generation in robotic surgical technology, the da Vinci® Xi Surgical System. This cutting-edge surgical system is the latest addition to the advancements available at The Valley Hospital’s Institute for Robotic and Minimally Invasive Surgery.
“We are proud to be the first and only hospital in Bergen County to offer the da Vinci® Xi Surgical System,” said Audrey Meyers, President and CEO of The Valley Hospital and Valley Health System. “This acquisition further establishes Valley as one of the leading robotic surgery programs in the region.”
The da Vinci® Xi Surgical System was designed with the goal of further advancing the technology used in minimally invasive surgery. It provides robotically-trained surgeons with high definition 3-D visualization and intuitive motion and ergonomic design for unmatched precision during surgical procedures. The da Vinci® Xi Surgical System can be used across a spectrum of minimally invasive surgical procedures and has been optimized for multi-quadrant surgeries in the areas of gynecology, urology, thoracic, cardiac and general surgery.
“In 2001, Valley was among the first hospitals in the country to adopt the first generation da Vinci robotic system for minimally invasive surgeries; over the years, the use of this technology has yielded excellent outcomes for our patients,” says Anusak Yiengpruksawan, M.D., Medical Director of Valley’s Institute for Robotic and Minimally Invasive Surgery. “We are pleased to continue this tradition with the most advanced da Vinci Xi® Surgical System. Our robotically-trained surgeons will be using the system to treat broad-spectrum of diseases, both benign and malignant, of gastrointestinal tract, pancreas, hepatobiliary organs, lungs, urology, and gynecology.”
For more information on minimally invasive surgical options at The Valley Hospital, contact us at 201-447-8012 or visit www.valleyroboticsurgery.com.
Reversing growth in small business activity for the first time in four years.
Bad news for aspiring entrepreneurs: Now might not be the best time to launch your own business.
Total entrepreneurial activity in the U.S.—measured by the number of people starting and operating new businesses—fell to 12% in 2015, from 14% in 2014, according to a report released Tuesday by Babson College. The drop reverses upward growth in small business activity during the previous four years.
The findings could indicate that employees are satisfied with their jobs and unwilling to strike out on their own. But the research could also show a lack of confidence in the small business environment in the wake of the recession, Babson professor Donna Kelley told CNBC. The Small Business Optimism Index, a metric from the National Federation of Independent Business, has remained below its 42-year average since the recession.
It packs hundreds of times more information per square inch than best currently available technologies, study says
By
DANIELA HERNANDEZ
July 18, 2016 11:00 a.m. ET
30 COMMENTS
By manipulating the interactions between individual atoms, scientists report they have created a device that can pack hundreds of times more information per square inch than the best currently available data-storage technologies.
The working prototype is part of a decades-long attempt to shrink electronics down to the atomic level, a feat scientists believe would allow them to store information much more efficiently, in less space and more cheaply. By comparison, tech companies today build warehouse-sized data centers to store the billions of photos, videos and posts consumers upload to the internet daily. Corporations including International Business Machines Corp. and Hewlett Packard Enterprise Co. also have explored research to reduce such space needs.
Ridgewood NJ, The Ridgewood Blog received a tip that one of the boats pictured here was moved to another piece of Village owned property. Our tipster also reported that employees of the Village’s Street Department assisted in moving the watercraft. It is not know whether the boat was towed there by a Village owned vehicle.
We will not reveal where the boat supposedly is, but will tell you that will the cooperation of a resident who lives near the main entrance to the facility, we have installed well disguised web accessible night vision video camera and are now videotaping all movements in and out of that facility. Additionally, we now have access to a camera equipped drone and will obtain aerial photographs of the property shortly.
Outdoor storage. The following regulations shall govern outdoor storage within the Village:
(1)
In the R-125, R-110, R-1, R-2 and R-3 Residential Zones, and in other zones where a legal one-family or two-family dwelling exists, outdoor storage shall be permitted only as an accessory use to a one-family detached or two-family dwelling and shall be limited to private camping trailers, boats and boat trailers, garden tractors and implements, automobiles, motorcycles and motorbikes, except as otherwise provided below. Such storage shall comply with the following requirements:
(a)
Outdoor storage shall be permitted in the side and rear yard.
(b)
The item as stored shall not exceed six feet in height.
(c)
The item shall be screened with a fence or screening hedge so that such item is not visible from any abutting residential property or street.
(d)
Any items stored in the side yard shall not be permitted closer to the side lot line than the side yard setback requirements for a principal building on the same lot.
(e)
Any of the permitted items enumerated in § 190-124E(1) that exceed a height of six feet, as well as any pickup or panel truck, mobile home, bus, van used for commercial purposes or recreation vehicle, may be stored on any residential lot only if such item shall be kept in an enclosed garage on such lot; provided, however, that the parking of any recreational vehicle outside a garage for up to five separate or consecutive days during a calendar year shall be permitted.
(2)
Outdoor storage of any kind is prohibited in the R-1A, R-2A, R-4 and R-5 and R-7 Zones, except for a legal one-family detached or two-family dwelling.
[Amended 8-9-2006 by Ord. No. 3015]
(3)
Nothing contained herein shall be construed as prohibiting parking of passenger vehicles used by the occupant for day-to-day activities, provided that such vehicles have side windows and are parked on the driveway. Trucks parked overnight shall be garaged.
(4)
In all nonresidential zones, no article, equipment, vehicle, supplies or material shall be kept, stored or displayed outside the confines of any building unless and until the following regulations are complied with, except that outdoor cafes licensed by the Village and permitted by this chapter shall be exempt from the following requirements to the extent such exception is required to carry out the outdoor cafe business:
(a)
Outdoor storage is only permitted in the side and rear yards.
(b)
Any items stored in the side yard shall not be permitted closer to the side lot line than the side yard setback requirements for a principal building on the same lot.
(c)
Outdoor storage shall be screened by special planting or fencing, maintained in good condition, so that items being stored shall not be visible from any adjacent property or public street.
[Amended 4-7-2010 by Ord. No. 3242]
(d)
Any fence required to screen the outdoor storage of flammable material otherwise permitted by this chapter shall not be closer than 20 feet to any property line of the lot upon which it is erected.
(5)
Where otherwise permitted by this chapter, the display of new and used motor vehicles for retail sales as a permitted accessory use in the B-2 and C Zone Districts shall not be required to be screened by a planting or fence, except where the premises for such permitted use abuts or faces any premises situated in any residential zone.
(6)
Motor vehicles, recreational vehicles, boats and trailers parked or stored within the Village shall not be used for sleeping, bathing, toilet functions or the preparation of food, on either a permanent or temporary basis.
[Added 4-9-2008 by Ord. No. 3114]
(7)
Motor vehicles, recreational vehicles, boats and trailers parked or stored in the Village shall not be used for the storage of items or materials. Exempted from this prohibition is the storage of items or materials in such vehicles or equipment that are designed for this purpose, when such vehicles or equipment are accessory and incidental to the principal use on the property and are not prohibited by other regulations. By way of example, but not limitation, this subsection shall be interpreted to prohibit the storage of items or materials in a commercial vehicle or commercial trailer on a residential property, unless such commercial vehicle or trailer is permitted to be located on the property by other regulations of the Village.
[Added 4-9-2008 by Ord. No. 3114]
(8)
The storage of flammable, toxic or hazardous materials on property or in vehicles shall comply with all applicable regulations, including but not limited to the regulations of the New Jersey Department of Environmental Protection, the Village’s Department of Health and the Fire Department.
[Added 4-9-2008 by Ord. No. 3114]
I was working with a leadership development group on the topic of conflict (one of my favorites, since I grew up in a family that didn’t have conflict HAHAHA). Rarely do I use another person’s slides, but that’s how this one worked out.
I put up a slide—which I’d missed seeing somehow—that suggested we “develop a tolerance for others’ beliefs and norms.” My first thought was “How the *&$# did I miss this awful slide?” I was immediately glad I did miss it. Words are important. The class took a turn into what I always hope for—chaos, our greatest ally for learning. Some of them were offended by the word tolerance, some couldn’t understand what was wrong.
Tolerance is one of those words we throw around, like empowerment, another of my least-favorite buzzwords.Empower is a transitive verb, which means we do it to people. When I brag about empowering my employees or my students (or my children), I’m highlighting my own power: If I DO IT to them, who really has the power? I direct the folks I coach to reframe the idea as power sharing, which you don’t do to people but with people. When we speak differently, we think differently.
The root meaning of tolerance is a person’s ability to bear pain. So if I proudly proclaim how tolerant I am, I’m citing my ability to bear the pain of others’ differences. I heard a politician talking about England’s decision to leave the EU, and he suggested “we need to be better at tolerating each other’s differences.” Ouch. I don’t think he even considered what he was saying.
Tolerance is condescending. It’s most often touted by the dominant group within a culture, organization, or bureaucracy (like school systems), seldom by those on the receiving end of the you’re different stick. We only need to tolerate differences if those differences cause us pain. Why should any teacher, supervisor, or trainer ever think that tolerance is anything but divisive? Being on the receiving end of pale tolerance isdownlifting (the opposite of uplifting).
Let those of us with apparent power, especially when we’re responsible for leading others, start to embrace, and practice,acceptance. I’m a recovering English teacher, so words fascinate me enough to really pay attention. Acceptance evolved from words meaning to receive willingly. How much more powerful and inclusive is that than pale tolerance? I tolerate yourdifference, I accept our difference. Which position promotes better understanding?
After a time, when we grow comfortable with acceptance and see how much better we start to learn from others and they from us, we can progress to celebrating our differences. And that word’s deepest meaning is assemble to honor.
What if our workplaces celebrated our differences? What if schools moved from the industrial/assembly line tolerance of difference to a celebration? I listen to students all the time, and they feel the condescension of pale tolerance from their teachers and administrators, as do the people I coach in the adult work place.
When we start changing the language we use, our understanding will follow. Acceptance and celebration are for people. Tolerance is for injuries.
BTW, the class agreed to change the slide to acceptance. It was a turning point and well worth the chaos that got us there.
Mac Bogert is the founder of AZA Learning, which provides leadership coaching and learning-design support to 200 clients nationwide. His latest publication is “Learning Chaos: How Disorder Can Save Education.” The book explores the disconnect between what schools do and how people learn. In it, Bogert suggests concrete steps to remove barriers to learning in schools and training centers.
Ridgewood NJ, Is the new council really planning to approve minutes from the last meeting this Wednesday. We noticed an agenda line item for July 20th meeting which says :
6. Approval of Minutes
If the new council is planning to approve the minutes from July 13th meeting on July 20th, that will be a surprising change for the village residents.
The previous administration had stopped releasing meeting minutes for almost 2 years while they went on to approve multi family housing and garage issues. They had forced residents to watch long video recordings which could take hours instead of quick text searches in the meeting minutes.
Here is a short video of how they approved 2 years worth of meeting minutes on their last day in the office.
https://www.tubechop.com/watch/8188452
Although surprising, this will be a good change for the village of Ridgewood.
Like most actions by the former mayor, this group was created for his personal purposes, in this case at least two: to rubber-stamp his decisions with a faux economic rationale (e.g., the largest garage drawing) and as a feeder group to provide a credential for placing people loyal to him in various positions that he intended to fill with sycophants (village manager, two council candidates). We have a highly paid CFO who should be doing all this work and making these recommendations. (We also have a well-paid planner, but he’s useless and should be replaced.) The two defeated council candidates, with unknown continuing ties to the outgoing council members who endorsed them, remain on the committee; disbanding it would remove them from an advisory position to the council without having to “fire” them individually. And by the way, the FAC was originally going to be a board, not a committee, which would have had more clout; the other boards are Planning and Zoning. When establishing this group was under discussion, then-councilman Tom Riche voted against it, stating that the requirements for disclosure of potential conflicts of interest were insufficient. He was right. In addition, giving a bunch of barely vetted residents access to confidential financial and other information that only the council should see just because they work in banking or whatever is another creepy-crawly. Just dump it.
If 2016 is the year of the monkey, it surely belongs to its more famous animated cousin, Mankey. On February 27th, millions celebrated 20 years since the birth of Pokémon, a series conceived by Satoshi Tajiri, a video-game designer, in 1996 on the back of Gameboy’s successful worldwide launch in 1989. His idea was simple and extensive; an animation following the adventures of a young go-getter, Ash Ketchum, and his friends as they set about collecting creatures in a bid to enter tournaments and understand the infinite animal kingdom of pocket monsters. Celebrating 20 continuous years is a worthy milestone. Pokémon brought endless riches to those—including your correspondent—who grew up during a Japanese breakout in the 1990s.
Mr Satoshi’s imaginative world toes the line of many modern mythmakers; underpinning the animation is his childhood love of collecting insects, blended with Japan’s technological innovation. Crisp aesthetics spanning climates and pseudo-cultures, and an unlimited universe of creatures, gives Pokémon its distinct character. The catchphrase familiar to children of the 90s—“Gotta catch ‘em all”—encouraged a scientific purpose and an admiration for the unknown in inquisitive children. Pokémon is a Darwinian tale of observation, collection and recording with Buddhist mind-set, featuring a protagonist sporting denim jeans with a sense of adventure akin to a wandering Sufi. With the exception of Star Wars, no multinational saga on the small or big screen comes close to this level of spirituality.
Pokémon’s crown as the ultimate in children’s entertainment is clear enough; more than 277m games sold, over 21.5 billion trading cards printed in 10 languages, 17 feature films and $57.65 billion in revenue as of 2015. No current-day phenomenon comes close to Pokemon-imperialism. Peppa Pig, a favourite for younger naysayers, can only claim $1 billion of revenue, including merchandise sales. Generation X tilts towards Scooby Doo. Neither can justifiably claim to outdo and outlive Japan’s most successful export. Such is Pokémon’s multiplatform success that even its proprietors are unable to pin a word onto it. On its official website, Pokémon is not limited to an animation, a video game. Nor is it merely a merchandise conveyor belt. Instead, the Pokémon Company describes the franchise as “one of the most popular children’s entertainment properties in the world”, a multi-faced god bridging a gap between commercial success and on-screen creativity.
Our new dispatcher Gypsy. Lost owner located just hanging out waiting to be picked up.
July 17,2016
the staff of the Ridgewood blog
Ridgewood NJ, the Ridgewood Police remind you that Dog license renewals were due on June 30, 2016. Dog licensing is required by the State of New Jersey, Department of Health, Office of Animal Welfare. The owners of all dogs seven months of age or older are required to annually apply to the Village in order for a license to be issued. A 3 year license may also be issued. Proof that a licensed veterinarian has vaccinated the dog against rabies must be provided and that the duration of the immunity from that vaccination extends through the full licensing period. For more information, contact the Village of Ridgewood, Department of Health at 201-670-5500 x503
Ridgewood NJ, For many families, the summer months are an ideal time to take a break, visit with friends and
family, take vacations, and relax. But for parents of children on the autism spectrum, when school is out it can be difficult to adjust to a new routine and schedule, which can cause stress at home. It’s important to remember that there are things you can do to make things a bit easier on your family, and that no two children are the same when it comes to what works.
Because many children on the autism spectrum look forward to school days and the structure they provide, it’s critical for most families to maintain a routine that makes the child feel safe so that anxiety doesn’t take over. Here are some of the best ways to make summer break as stress-free as possible.
Don’t be tempted by the screen
Because home and school are often the two “safest” places for children on the autism spectrum– the places they feel the most comfortable in– summer break can often mean long days spent at home watching television or playing games on phones and devices. That’s okay in moderation, but it’s a good idea to try and get your child outside for scheduled playtimes when weather
permits. Trips to the park or even a day camp are wonderful ways to get your child out of their cocoon and into social, active situations.
Try to keep up the usual schedule
It’s not always easy to maintain the same routines over a break as during the school year, but integrating most of them into the day can be extremely helpful to your child. If changes will upset them, talk to them before the end of the school year about what will be different and consider making charts to help them visualize how things will go. For example, draw up a small
poster with pictures for each activity and the time it will occur: 8 a.m.– breakfast, then teeth brushing, then off to camp, home, snack, dinner, computer time, brush teeth, bed.
Think about your child’s specific needs
It can be hard to remember everything when you’re getting ready for a trip; even if you’re just going to the library for a couple of hours, there are sippy cups, soothing toys, diaper bags, and snacks to worry about. If your child has potty issues or doesn’t like using restrooms outside of the house, it’s a good idea to take them to various public places and have them “practice” using
the toilets to allow them to acclimate before you take a vacation or road trip. Libraries, children’s museums, and big chain supermarkets usually have clean facilities that are equipped with changing stations. Consider giving your child a small reward when he or she uses a public restroom successfully, but if it causes them stress and they balk at first, try not to get
discouraged. Most public bathrooms are loud and many have automatic toilets and sinks, which can cause anxiety for a child.
Rest is super important
For older kids, summer break means not getting up early in the morning, and most children love the idea of staying up late playing video games or watching television. But if you’re trying to stay on the usual schedule, staying up late will only make matters worse. Try to get your child on a good sleep routine that includes no computer or television screens for at least an hour before bed, and if they complain of trouble sleeping there are certain foods and drinks you can have them try that will have a calming effect before bedtime.
Summer break doesn’t have to be a stressful experience for your child. A little bit of good planning can go a long way! Try to stay patient and remember that they want to enjoy the summer, too.
Sean Morris is a former social worker turned stay-at- home dad. He knows what it’s like to juggle family and career. He did it for years until deciding to become a stay-at- home dad after the birth of his son. Though he loved his career in social work, he has found this additional time with his kids to be the most rewarding experience of his life. He began writing for LearnFit.orgto share his experiences and to help guide anyone struggling to find the best path for their life, career, and/or family.
