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League of Women Voters Village of Ridgewood Candidates night format and questions have been sent to the candidates

Lincoln&Douglas

FORMAT AND QUESTIONS FOR THE VILLAGE COUNCIL CANDIDATES NIGHT,

WEDNESDAY,APRIL 20 7:30-9:30 PM AT VILLAGE HALL COURT ROOM

SPONSORED BY THE LEAGUE OF WOMEN VOTERS OF RIDGEWOOD

April 12,2016

the staff of the Ridgewood blog

Ridgewood NJ,the Ridgewood blog has procured information on the League of Women Voters Village of Ridgewood Candidates night on April 20th at the Village Hall.

Please take these events serious only a few votes in 2012 launched the Village into this disastrous mess.

2012 Ridgewood Election Results
Albert J. Pucciarelli – 2078

Keith Killion – 1711

Rissell R Forenza – 817

Paul Aronsohn – 2479

Mary Jane Shinozuka – 1484

Gwenn H Hauck – 1727

Final voting registration for the May 10th Municipal Election is April 19th.  To register to vote, individuals may register in the Village Clerk’s office from 8:30 AM to 4:30 PM or in the Ridgewood Library Lobby on April 19th from 4:30 PM to 9:00 PM.

Please get informed and vote responsible as many have now learned the consequences can be dire to yourself and your family.

The Women Voters Village of Ridgewood Candidates night format for the evening will include welcome from the president, flag salute, and an introduction of our esteemed moderator and the candidates. The moderator will then take over.

Opening statements 11/2minutes each

Questions # 1 2 3 1 1/2 minutes each question

Cross talk on each question 5 minutes in total each question

Questions from the public 40 minutes

Closing statements 1/1/2 minutes each

1. During the recent budget proceedings, Ridgewood Water outlined a six year, approximately 40 million dollar capital plan to
update the facility which serves not only Ridgewood but also Glen Rock, Midland Park and Wyckoff. Should the town invest the money
to update the facility or should we consider selling the utility and why?

2. We are looking at potential new development in Ridgewood , in the downtown area and the Central Business District (garage and
multi family housing at several locations). What measures would you propose to minimize disruption to traffic flow, local businesses and home owners and to ensure pedestrian safety?

3. Regarding the Town Garage location on Franklin Avenue and the adjacent municipal lots, the Department of Environmental Protection has cited these properties for remediation due to underground fuel tanks that are leaking diesel and hydraulic fuel into
the surrounding ground water. There has been talk of charging the cleanup to a potential developer or acquiring the garage site by
eminent domain and doing it ourselves. How do we address this problem in the most expedient manner so that no further
contamination occurs and serves the best interest of the village?

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Congressional Letter Highlights Awkward Consequence of MetLife Case

lew_2447543b

photo Treasury Secretary Jacob Lew

Wall Street Journal – Congressional Letter Highlights Awkward Consequence of MetLife Case

Apr 11, 2016
By Ryan Tracy

A letter sent to Treasury Secretary Jacob Lew by a member of Congress on Monday highlights the awkward international consequences of a U.S. federal judge’s decision to rescind federal oversight of MetLife Inc.

Rep. Scott Garrett (R., N.J.), chairman of the House Financial Services Committee’s subcommittee on capital markets, wrote to Mr. Lew asking how, after the decision, the U.S. now will proceed with applying new regulatory standards to insurers designated “systemically important.”

The awkward subtext: The U.S. effectively has promised other countries it will apply tighter standards to MetLife, but the federal government no longer has the authority to do so. That could be reversed if the Obama administration wins the case on appeal, a process that could take months.

Mr. Garrett’s criticisms are ones long held by the U.S. insurance industry and state insurance regulators regarding the Financial Stability Board, a group of global regulators from the U.S. and other countries.

On July 18, 2013, the FSB published a list of insurance companies it called “globally systemically important insurers” and agreed they should face tighter supervision. The Treasury Department, the Federal Reserve and Securities and Exchange Commission are U.S. representatives on the FSB. Since the FSB operates by consensus, Mr. Lew and other FSB members effectively endorsed the list of globally systemically important insurers.

That has long irked the insurance industry and regulatory critics such as Mr. Garrett, who point out the list was developed before U.S. regulators on the U.S. Financial Stability Oversight Council decided to apply stricter rules to domestic insurance companies. MetLife was on the July 2013 FSB list, along with rivals American International Group Inc. and Prudential Financial Inc., but MetLife wasn’t designated “systemically important” in the U.S. until December 2014. Prudential received the label in September 2013, and AIG received it July 8, 2013.

Mr. Garrett on Monday asked for a series of documents from Mr. Lew related to the FSB work. He also asked whether Mr. Lew plans to continue pursuing the stricter international standards the U.S. has agreed to apply to MetLife, now that the court has rescinded the federal government’s authority to do so.

MetLife is still overseen by state regulators, including in its home state of New York, and it is possible those regulators could take the view the firm deserves stricter rules because of its size and potential impact on the economy. But state regulators aren’t part of the FSB—a fact that has long frustrated them—so it is far from clear that they would keep up the U.S. end of the international bargain.

A Treasury spokesman didn’t immediately respond to a request for comment.

Mr. Lew previously has said that the U.S. and international processes for determining “systemically important” firms are separate and that U.S. regulators made their own decision about applying stricter rules MetLife and the other firms without regard to any international agreement.

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PSE&G Urges Customers to Stay Alert while Driving Near Work Zones

PSEG_theRidgewood _blog
file photo by Boyd Loving
April 11,2016
the staff of the Ridgewood blog

Ridgewood NJ,  In recognition of National Work Zone Awareness Week, Public Service Electric and Gas Company (PSE&G) urges customers to stay alert when driving near work zones. When driving in and around work zones drivers must be attentive and alert to changes – changes that a distracted driver may not notice in time to prevent an accident.

“Every day we have hundreds of employees working in the street to keep the lights on and homes safe and warm,” said John Latka, senior vice president of electric and gas operations for PSE&G. “To ensure their safety and yours, please slow down and pay full attention when driving through work zones.”

PSE&G crews are continuously working on projects to improve electric reliability and ensure that we can continue to support a safe, clean and reliable gas system well into the future. To ensure traffic moves safely, PSE&G employees, local police, and licensed and approved contractors provide cones, flagmen and signage at work sites, as needed, to minimize interruptions.

National Work Zone Awareness Week is an annual spring campaign to encourage safe driving through work zones. Driver-related factors that affect work zone crashes include speeding, in-vehicle distractions and inattentive or aggressive driving. In 2014, the most recent year for which national data is available, distracted driving was a factor in 16 percent of fatal crashes in work zones, while speeding was a factor in 29 percent.

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Daffodil Festival and Earth Day Ridgewood

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file photo by ArtChick
Sun, April 17, 2016
Time: 11:00 AM – 4:00 PM

Location: Memorial Park at Van Neste Square, E Ridgewood Ave and Oak St

Ridgewood NJ, This year we will celebrate Earth Day on Sunday, April 17, 2016. Conservancy for Ridgewood Public Lands will join with REAC for a Daffodil Festival and Earth day celebration.The Ridgewood Environmental Advisory Committee and the Conservancy for Ridgewood Public Lands will be holding combined Earth Day and Daffodil Festival celebrations. Our theme is: “Butterflies, Bees, & Bats – Save Our Pollinators” Our community will hopefully be in full bloom with the 19,000 daffodil bulbs planted by the Conservancy.

We invite Ridgewood businesses to celebrate with us by highlighting their “green” practices. We will provide the public with environmentally focused vendors and organizations. We will also include a “Daffy Dog” parade, plant sale, music and multiple activities for children including nature themed arts and crafts and educational displays.For more information please contact Nancy Bigos at [email protected] or at 201.670.5560.

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The Inquisition: Vermont climate scientist says RICO investigations not attack on free speech

inquisition

From 1483 to 1498, Tomás de Torquemada presided over the Spanish Inquisition, the notorious Catholic tribunal used to try heretics and nonbelievers. In order to force their confession, these victims were subjected to gruesome punishments including strangulation or being stretched on the rack. Others were waterboarded or put through strappado, a grueling torture in whichsubjects were hanged by their wrists until their arms dislocated.

By Michael Bielawski  /   April 6, 2016

RICO 20: Alan Betts, a climate scientist from Pittsford, Vt., is one of 20 environmentalists calling on the Obama administration to use RICO laws to investigate corporate opponents of climate change regulations.

By Michael Bielawski and Bruce Parker | Vermont Watchdog

As more than a dozen states investigate energy companies over an alleged global warming coverup, Vermont “RICO 20” professor Alan Betts says backers aren’t engaged in an anti-free-speech witch-hunt.

Last week, top attorneys led by New York State Attorney General Eric Schneiderman and former Vice President Al Gore announced a collective effort to investigate Exxon Mobil over environmentalist claims that the company misled the public about its role in climate change.

Among those present was Vermont Attorney General William Sorrell, who said his office may join the investigation.

Kansas Attorney General Derek Schmidt blasted the investigation as a “publicity stunt,” and touted a 27-state lawsuit to fight the Obama administration’s Clean Power Plan. West Virginia Attorney General Patrick Morrisey, appearing on the Inside Shale Weekly radio program, responded, “You cannot use the power of the office of the attorney general to silence your critics.”

Sign-up for our Vermont Watchdog email list to receive the latest news and in-depth coverage.

The actions are backed by the “RICO 20,” a group of 20 climate scientists that urged President Obama and U.S. Attorney General Loretta Lynch to use the Racketeer Influenced and Corrupt Organizations Act against fossil fuel companies, especially Exxon Mobil. Jagadish Shukla, a climate dynamics professor at George Mason University, and leader of the RICO 20, has been investigated by Congress for possible abuse of $1.5 million in taxpayer grants.

Alan Betts, a climate scientist from Pittsford, says the professors aren’t attacking free speech.

“It wasn’t about freedom of speech; it was all about Exxon and their deception back in the 1980s,” Betts told Vermont Watchdog.

“(Critics said) we were attacking scientists and things like that, but that was completely untrue. It was about trying to hold Exxon responsible for their deceit over the years, which has led to a great delay in taking action on greenhouse gases in the atmosphere.”

That “deception” and “deceit” refers to reports authored by Columbia Journalism School fellows — and run in the Los Angeles Times — that accused Exxon of expressing climate change doubts while internal company research supported global warming claims. While Exxon has attributed conflicting research to a lack of consensus on what to do about climate change, the New York Post reported that the Columbia Journalism School project was organized by anti-Exxon activist Steve Coll and funded by a host of anti-fossil-fuel foundations.

Despite telltale signs of environmental advocacy behind claims against Exxon, Betts maintains that Exxon’s actions are akin to tobacco companies defending cigarette marketing while knowing the dangers of smoking. That claim could allow states and the global warming industry to reap a financial windfall on par with the $206 billion attained through the Tobacco Master Settlement Agreement of 1998. That settlement involved attorneys general of 46 states and four leading tobacco companies in the United States.

Walter Olson, a RICO expert and senior fellow at the CATO Center for Constitutional Studies, told Vermont Watchdog claims by the RICO 20 lack merit.

“This does remind me of the old days in which the authorities would decide they need to convict someone and now let’s find a crime,” he said. “… It does rather look as if they’ve decided they want to convict someone of something, and now the question is what remote area of law can they turn to in hopes finding guilt.”

According to Olson, companies — especially ones with tens of thousands of employees like Exxon Mobil — hire experts to pursue “what-if scenarios,” such as a global warming doomsday situation. He said the companies are not legally bound to promote the views of certain individuals or groups within the company. He added that the effort could have a chilling effect on free speech and open inquiry.

“They are attempting to attach legal punishment to businesses that speak their mind on controversial public issues — that is something that should frighten everyone in the business community,” Olson said. “Everyone sometimes has problems with government and wants to be free to speak out without punishment based on the fact that some people think the opinions are wrong.”

Betts denied that environmentalists could be heading for a scandal of their own making, as when leaked emails from East Anglia University in 2009 revealed climate scientists manipulated data to hide information that did not support the theory of global warming — a scandal popularly known as “Climategate.”

“Those allegations were created by the various organizations,” Betts said. “… Somebody hacked into their databases and proceeded to edit their databases and selectively manipulate their emails to try and make a case.”

Olson said fossil-fuel companies can’t be convicted of fraud in this instance because companies aren’t responsible for endorsing any particular internal opinion within a company.

“There is no single unified brain in a company. … There isn’t a requirement that there be a single person knowing everything that everyone knows in the company and then deciding who’s right,” he said.

He added that companies often keep employees with divergent views to gain the best insights, and that no single researcher represents the company more than another.

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2016 Spring Trout Fishing Season Opened April 9th

troutgirl10tpsm

TROUT STOCKING HOTLINE: 609-633-6765

Trout Season Opens April 9, 2016

2016 Weekly Stocking Schedules

2016 Trout Allocations by Water and Day Stocked

2016 Bonus Broodstock Program

Fishing Access to Trout Stocked Waters by County

Trout Fishing Facts & Information (pdf, 31kb)

2016 Trout Regulations (pdf, 215kb)

HIGHLIGHTS FOR 2016

Updates/Changes

The 2016 season is positioned once again to provide the normally superb trout fishing opportunities New Jersey anglers have grown to expect and appreciate. The average size of the stocked trout has already exceeded the baseline target for the entire season of 10.5 inches, and we still have several weeks before the first trout is stocked into New Jersey waters.

Ten Bonus Broodstock Lakes and the breeder stocking programs will once again provide plenty of trophy size fish within a short drive from anywhere in the state. Stream flows are roaring and the lakes and ponds are at full pool from the recent rains making all of the trout stocked waterbodies ready for the 570,000 rainbow trout raised at the Pequest Trout Hatchery.Rainbow Trout, including giant broodstock, will be stocked this springTrout Stocking Regulations signs are again equipped with QR Codes! A quick scan with a smart phone brings up the entire spring stocking schedule, complete with all seven weeks of stocking following Opening Day on April 9. The schedule includes day of the week and the number of trout stocked. This helped guide anglers to other fishing opportunities throughout the state right from their favorite fishing spot.

A new type of license is now available to anglers introducing a “Buddy” to freshwater fishing. The Fishing Buddy License offers both a current and a new angler (or two new anglers) reduced price fishing licenses! The discounted licenses are available to resident anglers ages 16 to 65, or nonresident anglers over age 16, who purchase their freshwater fishing license with a “Buddy.” Eligibility requires at least one new angler.Anglers are reminded that as a result of a disease outbreak at the Pequest hatchery (2013/2014) the division is rearing Rainbow Trout only. A silver lining to this is that studies have shown that rainbows are more aggressive and more likely to fall victim to a well-presented lure or baited hook, much to the satisfaction of more trout anglers, particularly on Opening Day.For those anglers who just love to catch Brown Trout or Brook Trout, there are still opportunities out there.

Waterbodies such as the South Branch Raritan River, Pequannock River and Big Flat Brook, (to name a few) have naturally reproducing trout in them that will surprise and delight many lucky anglers with their beautiful markings and coloration.There are also waters in New Jersey that remain cool enough to support trout year round and contain holdover Brook and Brown Trout from previous stockings. Releasing Brook and Brown Trout will help preserve these opportunities well into the future. These trout, in addition to the Rainbow Trout stocked this spring from Pequest will no doubt keep New Jersey as one of the top trout fishing destinations in the East.

Ten lakes received an additional helping of large broodstock through the State’s Bonus Broodstock program. Each year a different set of waters is selected statewide, and there’s bound to be an opportunity near you. These waterbodies generally receive 30 – 50 of these extra large trout.The odds of catching a big one are in your favor if you try one of these waters: Colonial Lake (Mercer), Crystal Lake (Burlington), Grenloch Lake (Camden), Lake Ocquittunk (Sussex), Mac’s Pond (Monmouth), Manny’s Pond (Hunterdon), Mt. Hope Pond (Morris), Nomahegan Park Pond (Union), South Vineland Park Pond (Cumberland), and Whites Pond (Bergen). Bonus Broodstock Details.Anglers should be aware that most trout-stocked waters are always closed to fishing during the 3 weeks leading up to

Opening Day (March 21 – April 9, 2016 at 8 a.m.). There are several waters that remain open for fishing: Lake Hopatcong (Morris/Sussex), Mountain Lake (Warren), Prospertown Lake (Ocean), Lake Shenandoah (Ocean), Swartswood Lake (Sussex), and the section of Lawrence Brook from Davidsons Mill Rd. to Church Lane are open year round to fishing.

Catch and Release Only, Seasonal, and Year-Round Trout Conservation Areas and designated Holdover Trout Lakes are also open to fishing. However, trout caught in any of these waters during this period must be released immediately. Note that, fishing is not permitted on Seasonal Trout Conservation Areas from 12:01 a.m. to 8 a.m. on April 9, 2016.

Trout can be harvested from the state’s two Trophy Trout Lakes, Merrill Creek and Round Valley Reservoirs. Be sure to check the Freshwater Digest for regulations pertaining to these waters.Fish and Wildlife will place “Hook-a-Winner” jaw-tags on 1,000 Rainbow Trout stocked in the spring. Anglers who catch a Hook-a-Winner trout can claim their prize (a certificate and patch) by contacting the Pequest Trout Hatchery 908-637-4173 ext. 113.Each spring, the Division’s Pequest Trout Hatchery stocks over 570,000 rainbow trout into 88 streams and 88 ponds and lakes located throughout New Jersey. Nearly 1/3 of these trout, 183,000, will await anglers on opening day. No doubt more than a few of the 14-16″ trout stocked last fall or winter are alive and well, just waiting to be caught this spring. The majority of trout average 10½ inches but large breeders, measuring 15 – 21″, and weighing up to 5 pounds are also distributed in the early weeks of the season. The state’s sixteen major trout streams are stocked every week following Opening Day and are closed to fishing from 5 am to 5 pm on the day of stocking to allow the trout a chance to disperse.

All other waters are open to fishing on stocking days, following opening day, with most stocked at least three times. Since every county has waters that are stocked with trout, trout fishing opportunities are never too far away.Don’t forget that a fishing license and trout stamp is required to fish for trout if you are 16 years or older. Children under 16 and New Jersey residents 70 years and older can fish for free. Licenses and stamps may be obtained through one of the many license agents statewide, or online.

2016 SPRING TROUT STOCKING UPDATES / CHANGES3/1/16 – Hamilton Fire Pond (Monmouth Co.) – Dropped from stocking program.3/1/16 – Hooks Creek Lake (Middlesex Co.) – Returned to program as salinity levels for trout and other freshwater fish species have returned to suitable levels. The storm surge from Superstorm Sandy in 2012 pushed saltwater from the Atlantic Ocean into the lake resulting in unsuitable salinity levels.3/1/16 – Trout Brook – Hackettstown (Warren Co.) – Dropped from stocking program.Any deviations from the stocking schedule will be noted here, on the 2016 Spring Stocking Schedules page and on the Trout Hotline (609-633-6765).

Fishing Access to Trout Stocked Waters by Name

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Ridgewood Alumni is Currently producing and going to be starring in the play “Really, Really”

Dan Sergeyovich Krimme

April 8,2016

the staff of the Ridgewood blog

Ridgewood NJ,Fellow Ridgewood alums! To those who do not know him he is Dan Sergeyovich Krimmer . He graduated RHS in 2010. and is currently producing and going to be starring in the play “Really, Really” under the Actors Equity Association Basic Showcase Code (pending) in NYC this April.

“Really, Really” is a contemporary American play touching on the scorching realities of growing up in the Millennial generation.

The cast, producers, and director are all Montclair State BFA Acting/Musical Theater Alumni. They are currently trying to fund raise some money so please check out a Kickstarter! Any help is much appreciated and we have a lot of fun perks!!!

If you’d like to purchase tickets you can contact me directly at [email protected] or via Facebook.https://www.kickstarter.com/projects/1666222130/really-really/description

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Baby Boomers And Millennials May Share More Similarities On The Job Than They Realize

sony and cher

April 8,2016

the staff of the Ridgewood blog
Ridgewood Nj, Baby Boomers and Millennials often are portrayed as two generations that don’t always see eye to eye in the workplace.

But they may share something in common that could help bridge the generation gap.

Both groups long to find a purpose in their careers beyond a paycheck, say Jackie Dryden and Bethany Andell, co-authors of “Get Your Head Out of Your Bottom Line: And Build Your Brand on Purpose” (www.savagethinking.com).

“Millennials are not only worried about how much money they earn, but also about how they earn it,” says Andell, president of Savage Brands, which works with companies to build purposeful brands.

“They gain satisfaction from their work when they feel they are contributing to something larger and more valuable than the company’s earnings.”

Baby Boomers, idealistic in their youth, somewhere along the way became part of the system they fought to change, she says.

Now, nearing retirement, many look back and wonder what kind of legacy they will leave.

“They’re reigniting their earlier desire to add meaning to life,” Andell says.

Dryden and Andell say that tapping into the two generations’ longing for meaningful work can create an improved outlook for businesses. Here are a few reasons why:

 Everything a company says and does contributes to building its brand. Because of this, the actions and attitudes of employees are central to the brand experience for the customers.
 Too many companies begin their pursuit of success by focusing on profit. Dryden and Andell say a better route to sustainable success is to flip traditional business thinking upside down and start with purpose. Purpose drives performance, they say, and performance drives profits.
 Customers feel better about buying from or working with brands they connect with in some way. When they connect with the purpose for why a company exists they begin to feel as if they are a part of something meaningful, just as the employees do. This deeper relationship adds value to every interaction customers have with the company, building loyalty for the brand.

“When you have two generations – one older, one younger, but both seeking greater meaning at work – there’s an incredible opportunity,” Dryden says. “But that opportunity can only be seized if a company’s purpose and values align and connect with employees on a level beyond the bottom line.”

About Jackie Dryden

Jackie Dryden, co-author with Bethany Andell of “Get Your Head Out of Your Bottom Line” (www.savagethinking.com), is Chief Purpose Architect with Savage Brands, which works with companies to build purposeful brands. She also is author of “Just Me: What Your Child Wants You to Know About Parenting.”

About Bethany Andell

Bethany Andell, co-author with Jackie Dryden of “Get Your Head Out of Your Bottom Line,” is president of Savage Brands. She is an MBA graduate from Rice University’s Jones School of Management, a regular speaker and author of several articles recently published in the Houston Business Journal.

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First Class MaiFirst Class Mail Rates Drop April 10thl Rates Drop April 10th

Ridgewood _post_new-office_theridgewoodblog

Forced Price Reduction to Worsen USPS Financial Condition by $2 Billion Per Year

Postal Service Exigent Surcharge Pricing to End April 10
April 8, 2016

Ridgewood Nj,  Absent Congressional or court action to extend or make permanent an existing exigent surcharge for mailing products and services – including the Forever stamp — the Postal Service will be required to reduce certain prices on Sunday, April 10, 2016. This mandatory action will worsen the Postal Service’s financial condition by reducing revenue and increasing its net losses by approximately $2 billion per year.

“The exigent surcharge granted to the Postal Service last year only partially alleviated our extreme multi-year revenue declines resulting from the Great Recession, which exceeded $7 billion in 2009 alone,” said Postmaster General and CEO Megan J. Brennan. “Removing the surcharge and reducing our prices is an irrational outcome considering the Postal Service’s precarious financial condition.”

An order from the Postal Regulatory Commission (PRC) requires the 4.3 percent exigent surcharge to be reversed after the Postal Service has collected surcharges totaling $4.6 billion. As outlined in a notice filed with the PRC today, that amount is expected to be reached by April 10th.

Postal Service prices for Mailing Services are capped by law at the rate of inflation as measured by the Consumer Price Index for all urban consumers (CPI-U). However, the law does allow for exigent pricing (price increases beyond the CPI-U cap) due to extraordinary or exceptional circumstances. That was the case when the Postal Service sought and ultimately received approval for the current exigent pricing, citing the severe effects of the Great Recession on Postal Service mail volume.

However, the PRC did not accept the views of the Postal Service concerning the extent of the harm resulting from the Great Recession, and the PRC strictly limited the period of time that the Postal Service could continue to collect the exigent surcharge. While the Postal Service has experienced rapid growth in package volume over the past few years, it is not nearly enough to offset the decline in revenues from Market-Dominant products, especially First-Class Mail.

Brennan added that the Postal Service’s current pricing system, where products that generate roughly 76 percent of its revenues fall under the statutory price cap, is fundamentally unsuited to the Postal Service’s current business environment in which First-Class Mail volume continues to decline and the network costs required to provide universal service continue to rise.

According to Brennan, “our current pricing regime is unworkable and should be replaced with a system that provides greater pricing flexibility and better reflects the economic challenges facing the Postal Service.”

The surcharge removal means these First-Class Mail prices will be adjusted to the following:

CurrentMandated Reduction

• Letters (1 oz.)

49 cents  47 cents

• Letters additional ounces

22 cents  21 cents

• Letters to all international destinations

$1.20  $1.15

• Postcards

35 cents  34 cents

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“fiduciary rule” one step closer to the Fed’s Stealing your Retirement Savings

r-FLORIDA-RETIREMENT-large570

“Saving for the future shouldn’t be a privilege for the wealthy, and Washington doesn’t need to put another roadblock between people and their financial goals. By ignoring the advice of the SEC and Congress, the DOL’s rule will increase the cost of retirement advice for lower- and middle-income Americans while creating a preferred class of rich investors. I will continue to fight for everyone’s right to get good financial advice because—unlike this administration—I believe in the people of New Jersey to make the best choices for their families and their futures.” Rep Scott Garrett

April 7,2016
the staff of the Ridgewood blog

Ridgewood NJ, Yesterday’s editorial (opening paragraphs below) point out that this set of rules is slanted to capture investment accounts with the goal of making small and medium sized savers invest in government run plans. Follow the money — those government run plans are going to lean toward investing in government paper with associated pitiful returns. That’s the conflict of interest that’s not being disclosed.

From the editorial…
President Obama’s regulators aren’t slowing down, alas. And on Wednesday they unveiled another part of their plan to push Americans out of private investment accounts and into government-run plans.

The Department of Labor says its so-called fiduciary rule will make financial advisers act in the best interests of clients. What Labor doesn’t say is that the rule carries such enormous potential legal liability and demands such a high standard of care that many advisers will shun non-affluent accounts. Middle-income investors may be forced to look elsewhere for financial advice even as Team Obama is enabling a raft of new government-run competitors for retirement savings. This is no coincidence.
Bu
Labor’s new rule will start biting in January as the President is leaving office. Under the rule, financial firms advising workers moving money out of company 401(k) plans into Individual Retirement Accounts will have to follow the new higher standards. But Labor has already proposed waivers from the federal Erisa law so new state-run retirement plans don’t have the same regulatory burden as private employers do.

This competitive advantage could be significant. Last month the board of California’s new “Secure Choice” retirement plan wrote to state legislators about their “exciting win” in Washington. They reported that employers enrolling workers in the new government-run plan “would have no liability or fiduciary duty for the plan.” Score! The California bureaucrats added that “we have been given the green light to auto-enroll workers into an Individual Retirement Account (IRA).”

Meanwhile, there are only losses for private competitors. The final rule Labor Secretary Tom Perez unveiled Wednesday is being marketed as less onerous than an earlier draft. Thus much of the financial industry is going to take a few weeks to decide on its response. But the main question is exactly how many billions of dollars in costs and lost opportunities will be visited upon investors. And how big the incentive will be to seek government options…

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Common Core and the Centralization of American Education

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By Lindsey Burke, Neal McCluskey, Theodor Rebarber, Stanley Kurtz, William A. Estradaand Williamson M. Evers

Stop a federal bureaucrat, a schoolteacher, and a parent on the street and you will likely hear three different observations about what education can, and should, do. Considering these differing perspectives provides insight into why opposition to Common Core has been strongest among parents. National standards may provide useful information to state and federal policymakers, but have driven curriculum and pedagogy in a way that dissatisfies parents. Each of the essays contained in this short compendium delivers a different perspective on the shortcomings of the push for Common Core national standards, but each concludes that American education will not flourish under a system that is increasingly centralized.

ABOUT THE AUTHORS

Lindsey BurkeWill Skillman Fellow in Education
Domestic Policy Studies

Neal McCluskey

Theodor Rebarber

Stanley Kurtz

William A. Estrada

Williamson M. Evers

Introduction

What should education accomplish? The question has a narrow answer when the respondent is a federal bureaucrat, charged with counting academic outcomes in the aggregate to assess student performance relative to some national metric. But as the respondent gets closer to the student—or is himself the student—the answer is far more refined and paints a more nuanced picture of what individuals hope to achieve through education.

Stop a federal bureaucrat, a school teacher, and a parent on the street and you will likely hear three different observations about what education can, and should, do. The federal bureaucrat may respond in terms of what education should accomplish for the nation; the teacher might filter her response through the lens of her classroom; and the parent, naturally, will think in aspirational terms of what she hopes education can do for her child.

Considering these differing perspectives on the purpose of education provides insight into why opposition to Common Core has been strongest among parents and why national organizations and governors—responding to federal incentives to stick with the national standards and tests—have been slower to reverse course or even reconsider. National standards may provide useful information to state and federal policymakers, but they have driven curriculum and pedagogy in a direction that dissatisfies parents.

The Common Core State Standards Initiative was created by Achieve, Inc., and driven primarily by the Council of Chief State School Officers and the National Governors Association. The effort began moving forward in earnest in 2009, with the financial support of the Obama Administration. Following the introduction of Common Core, the Administration offered $4.35 billion in federal Race to the Top grant money, along with waivers from the onerous provisions of the widely derided No Child Left Behind Act.

Forty-six states signed on to Common Core, either enticed by the waiver/grant package dangled before them by Washington, or out of a belief in the project itself. Whatever the motivation, the Common Core standards, along with federally funded common assessments aligned to the standards, put American education on the path toward a national curriculum.

Some policymakers and many parents voiced concerns about what would surely lead to significant growth in federal intervention in education as a result of the federally funded Common Core push. As columnist George Will put it, Common Core is “the thin end of a potentially enormous federal wedge.”[1] As Will concludes:

It is not about the content of the standards, which would be objectionable even if written by Aristotle and refined by Shakespeare. Rather, the point is that, unless stopped now, the federal government will not stop short of finding in Common Core a pretext for becoming a national school board.

To improve education, choice is the only “common standard” that is needed. Parents should have choice among schools, teaching methods, and, critically, curricula.

The essays contained in this short compendium each deliver a different perspective on the shortcomings of the push for Common Core national standards, but each concludes that American education will not flourish under a system that is increasingly centralized. They are each adapted from talks delivered at The Heritage Foundation on November 19, 2014.

—Lindsey M. Burke

The March Toward Centralized Education

A historical review of federal education policy makes one fact clear: the trajectory of Common Core is a direct path to a federal curriculum.

During the colonial period and into the 1830s, education was something that was expected to occur in the home, in voluntary communities, in religious communities—the government, especially the national government, did not have a large role. Indeed, until about 1830 and the beginning of the Common School movement, education was something that was based in civil society. In the 1830s, Horace Mann became the “Father of the Common Schools,” and he and others pointed to Prussia, France, and the Netherlands to make their case for nationalized education. This is not to argue that Mann desired federal control, but in the common school model the germs of federal involvement in education are visible.

In 1867, the first iteration of the U.S. Department of Education was introduced. But within two years it was downgraded to just a bureau of education, the function of which was to collect statistics, not in any way control education. The next federal foray into K–12 education—though the law was more about higher education—would not come until almost a century later, with the 1958 National Defense Education Act (NDEA).

At this juncture, the federal government was still trying to find constitutional justification for its involvement in education by arguing its actions were, for instance, connected to defense, something over which the Constitution gives the federal government authority. In any event, the NDEA was the first time the federal government became significantly involved in trying to control education. This federal involvement was not limited to higher learning; it also encompassed K–12 education, driven by science, technology, engineering, and mathematics (STEM) issues, the justification being that the United States needed more scientists, more engineers, and better mathematicians.

By 1965, the federal government, through the Elementary and Secondary Education Act (ESEA), expanded its involvement beyond areas with explicit defense connections. Importantly, the government did not mention increased federal control over education; rather, funding was the primary justification for this expansion

In 1979, the Department of Education was created, largely at the behest at the National Education Association (NEA). The NEA was, at this point, a new teacher’s union (albeit a very large teacher’s union). When Jimmy Carter was elected President, power over education became further concentrated in Washington.

In 1983, with the publication of “A Nation at Risk,” further centralization of education in Washington became a moral imperative. People began to look to the federal government to fix the nation’s crippled education system. Shortly thereafter, the ESEA reauthorization required, for the first time, that states define achievement levels for federally supported students and identify schools in which students were not making acceptable progress.

In 1994, GOALS 2000 was proffered, which contained a small financial incentive for states to adopt standards and assessments. At the same time, the ESEA was reauthorized as the Improving America’s Schools Act, with an eye toward linking adoption of standards and tests to a state’s ability to acquire Title I funds. Meanwhile, the federal government funded the development of national standards in several subjects, but the history standards were pretty much reviled by the entire country, and Congress halted, at least for the moment, the overt move toward national standards.

In 2001, the debate over the No Child Left Behind (NCLB) Act began, and by January 2002 the legislation had been signed into law. The passage of the NCLB is a landmark moment for federal control in education, as, for the first time, Washington was to dictate state standards, while mandating state testing and yearly progress goals—even the breaking down of scores by sub-groups of students. The NCLB did not, however, prescribe what would be taught.

In July 2009, the Department of Education announced Race to the Top, which called for states to be evaluated on a number of criteria proposed by the Obama Administration. For example, states would now have to adopt common standards that were common to a majority of states. There was only one standard that met that requirement, so it was not stated specifically in the regulations; its identity, however, was obvious: Common Core. Race to the Top was followed by waivers from the NCLB, again attached, in part, to the adoption of common standards by states.

Why is Common Core problematic? As evidence from both inside and outside the United States makes clear, centralization and control do not work; rather, freedom is the force that sparks educational improvement. Freedom unleashes competition, which, in turn, drives innovation and leads to specialization. The idea that there should be one monolithic set of standards and that everybody should move at the same rate makes no sense, as anyone who has met more than one child can readily attest.

Moreover, real accountability, immediate accountability, comes from freedom, choice, the ability to leave a provider that is not giving you what you want and take your business elsewhere. That is why there are a lot of recommendations for what to do when states get rid of Common Core.

Ultimately, the solution to America’s education problems is not more centralization. Instead, the answer is to create school choice for everyone. Furthermore, America’s teachers need to be free to try different approaches, so they can focus on the needs of unique subsets of students. Funding should also be attached to students, so that parents can seek out those providers that are best for the unique needs of their child. Ultimately, this nation has moved in exactly the wrong direction. Americans do not need centralization at the national level; rather, we need to move to complete decentralization so we can treat children as what they are: unique individuals.

—Neal McCluskey

Instead of Nationalization, States Need to Provide Local Flexibility on Standards and Assessments

At the dawn of the educational standards and testing reform movement in the late 1980s and early 1990s, two very different arguments were advanced on behalf of state academic standards and tests as a replacement for what had been a local decision. These two arguments were based on different models for how reform based on standards and tests would impact schools and students.

The first of these models was advanced by Chester “Checker” Finn Jr., a former Assistant Secretary of Education in the Reagan Administration. Finn maintained that a shift to school choice—which he supported—required that parents be informed choosers; that as in any market, consumers must be able to make an informed choice in order for the market to be effective in promoting quality products and services. Within the education context, Finn argued, parental consumers would need to be informed by standards-based tests developed by the states in order to ensure their rigor and reliability. In this model, the standards-based assessments serve as an end-of-year quality check that parents can use to inform a decision to choose a different school for their child or to keep him or her in the same school. Because this model relies on market-based language, many conservatives, and even some libertarians, were persuaded to support the state standards and testing movement.

The second intellectual model for state standards and testing, referred to as “systemic reform,” was advanced by Marshall “Mike” Smith, who later became Undersecretary of Education in the Clinton Administration. In Smith’s model, as it was refined over time, curriculum standards serve as the fulcrum for educational reform implemented based on state decisions; state policy elites aim to create excellence in the classroom using an array of policy levers and knobs—all aligned back to the standards—including testing, textbook adoption, teacher preparation, teacher certification and evaluation, teacher training, goals and timetables for school test score improvement, and state accountability based on those goals and timetables.

As it turned out, it is the second model that now predominates and drives instruction in most public schools and districts. Rather than a state-validated metric used to inform parental choice at the end of the school year, state academic standards became a blueprint according to which schools and classrooms operate throughout the year as well as a tool used by policymakers to oversee them from above. The disappointing track record of this approach in achieving its ambitious goals resulted, in 2009, in its adherents proposing national—rather than state—academic standards and testing: Common Core.

As the full effects of standards-based “systemic reform” were felt in state after state since the implementation of the federal NCLB, opposition—including from parents—has grown. Parents support testing when they can use it as one piece of information among others to evaluate whether the needs of their children are being met. Such usage has been the historical role of testing in private schools, where it does not drive the curriculum or school operations. If the results are not what parents expect, they are free to discuss the matter with the school’s educators and, if not satisfied, transfer their child to a different private school. Parents continue to support this use of testing; however, support for standards-based tests as a major, even dominant, focus of instruction and academic operations is now declining. Standards are, after all, not well-designed as a roadmap for instruction. Indeed, from the standpoint of many parents, having your child reduced to a decimal point in a state accountability formula used by bureaucrats to judge your school is problematic. Parents do not support such testing because it does not necessarily meet the needs of their child; in fact, such rigid formulas are often not very useful in evaluating overall school quality either.

Common Core defines and constrains the content and sequencing of the curriculum—and, in many cases, even the instructional methods—to such an extent that the distinction is disingenuous.

The Singapore math standards, for example, require mastery of the standard algorithm for addition and subtraction at early elementary grades. (On this point, they are generally consistent with the standards of other high-achieving Asian countries.) In first grade, Singapore starts with applying the standard algorithm to addition of 2-digit numbers. The expectation is increased to 3-digit numbers by second grade, followed by 4-digit numbers in third grade. Singapore increases expectations gradually, teaching conceptual understanding as well as computational fluency.

Common Core has a dramatically different approach, even though it claims to be internationally benchmarked. It delays mastery of the standard algorithm for addition and subtraction until fourth grade. Why? At earlier grades, Common Core has students practicing until fluent various “non-standard” approaches, typically based on place value, with the goal of teaching conceptual knowledge. After spending their early elementary years on these alternative approaches, in fourth grade, students are suddenly expected to demonstrate mastery of the standard algorithm with large numbers. Such questionable, unproven approaches should not be mandated nationwide.

Apart from particular topics, Common Core encourages the teaching of all mathematics through an approach that is at odds with what is used in high-achieving nations. Andrew Porter, a scholar who largely subscribes to Common Core’s instructional philosophy—the modern version of instructional progressivism—performed a systematic comparison of all of the Common Core math standards with those of top-achieving nations. He found striking differences in emphasis across grade levels. At the eighth grade, for example, 75 percent of the curriculum standards in high-achieving countries address the “doing” of math—such things as solving word problems or equations. At the same grade level, only 38 percent of the Common Core standards addressed “doing” math; instead, Common Core placed much greater emphasis on such things as talking about math. Common Core is not consistent with international standards.

The bottom line is that these critical curricular differences are at the core of what schools do: both what is taught and how. Schools must be able to differentiate in these crucial areas, offer parents a meaningful choice, and compete to see which best serves the needs of each student.

Instead of states mandating a single curricular approach within their geographic boundaries—much less a single national approach such as Common Core—states should empower local school systems and other educational providers to select quality standards and aligned tests that fit their instructional philosophy, while also empowering parents to choose from among different schools the one which best meets the needs of their children.

—Theodor Rebarber

Curriculum Constriction: Common Core and the Advanced Placement Program

Americans today are divided about the meaning of our history. This division appears to be growing, and represents a significant challenge for our society. Yet, the genius of the Founders was to devise a system that grants citizens at the levels of the state, the school district, and the classroom the freedom to teach not only history, but also every other subject as they see fit. So America’s constitutional system is adept at accommodating our divisions over the meaning of our history, but only for as long as we cherish and protect the principles of federalism, local control, and freedom they embody.

Sadly, these great principles now face a challenge. Until recently, debate over the creeping nationalization of the school curriculum has focused on Common Core. In the fall of 2014, however, the College Board, the nonprofit entity that creates and administers the SAT and Advanced Placement (AP) tests, released a detailed, controversial, and highly directive “framework” for the teaching of AP U.S. History. Prior to this, AP U.S. history teachers were able to follow a brief topical outline that allowed our national story to be taught from a wide range of perspectives.

The release of the new AP U.S. History framework stirred up a national debate. Traditionalists and conservatives criticized the framework for giving short shrift to both the Founding and our fundamental constitutional principles, for highlighting America’s foibles and failings at the expense of our strengths, and for downplaying America’s distinctive characteristics.

Let us first consider the question of which subjects fall under the purview of Common Core. While Common Core is meant to have implications for the teaching of reading and writing in the sciences, in social studies, and in technical classes, for the most part, Common Core is about English and math.

Common Core’s architect, David Coleman, has become president of the College Board. Under Coleman’s leadership, the College Board has begun to radically redesign all of its Advanced Placement exams, not just AP U.S. History. Ultimately, this transformation will also include subjects such as Physics, World History, European History, U.S. Government and Politics, and Art History. So in effect, Common Core covers English and math, while the College Board’s AP subjects cover the rest of the curriculum.

It is important that we do not lose sight of what is happening here in a haze of semantics. No doubt we will be told that AP U.S. History is not formally part of Common Core. That is merely an evasion, like all the other evasions Common Core advocates have thrown up to obscure the federal power grab that has been driving Common Core.

We need to bring the College Board and the AP redesign process into the center of the debate over Common Core. The distinction between Common Core and the AP redesign effort is artificial and only serves to insulate the College Board from public accountability.

We also need to take steps on both the state and federal levels to break the College Board’s monopoly on Advanced Placement testing. After all, even Common Core, which is far too nationalized as it is, has two testing consortia. Yet the College Board is the only company to offer AP testing. And as of now, state and federal governments channel tens of millions of dollars to the College Board, making it in effect a government-supported monopoly.

Congress needs to see to it that its AP testing subsidies are distributed in a way that encourages competition rather than preventing it. Furthermore, states need to consider authorizing the development of alternative AP tests that can compete with those developed by the College Board.

It is time to wake up and realize that Common Core has radically expanded its reach, capturing the entire spectrum of the curriculum, not in name, but in fact. If we are ever to restore local control and public accountability to America’s education system, the College Board’s recent power grab must be a central component of the debate over Common Core.

—Stanley Kurtz

Common Core Even Impacts Those Who Have Chosen Something Different Than Government Schooling

Common Core is good for homeschooling.

In 1999, the National Center for Education Statistics found that there were 850,000 homeschooled students in the United States. Thirteen years later in 2012, the National Center for Education Statistics (an arm of the Department of Education) found that there were 1.8 million homeschool students in the United States.[2] Now homeschooling is growing, and, as those of us who have been fighting Common Core know, 2012 is about the time when Common Core began to be implemented. All of a sudden, Common Core was being foisted upon kids and families in the public schools of states that had adopted the standards.

Homeschooling is skyrocketing. In Alabama, for example, it was reported that growing numbers of families are choosing to homeschool their children in part because of concerns about Common Core in their states.[3] Genevieve Wood reported at The Daily Signal that in North Carolina, where numbers are starting to come out for the 2013–2014 school year, they have seen a massive increase in the number of students who are being homeschooled over the previous year. There were 60,950 homeschoolers in North Carolina in the 2013–2014 school year, a 14.3 percent increase from the prior year. There are now almost 100,000 homeschooled students in North Carolina.[4]

In a recent article in Politico about moms winning the battle of Common Core, there appeared the following great first sentence: “The millions have proven no match for the moms.”[5] Moms and dads—whether in public schools, in private schools, or in homeschools—are frustrated. Parents are losing local control over the education of their children. They are losing the ability to do something as simple as homework with their kids. And now, they are voting with their feet.

The playful opening sentence of this article—that Common Core is great for homeschooling—is true on one level: Yes, homeschool numbers are increasing. But Common Core also threatens the foundation of homeschooling.[6]

Specifically, there is language in federal law—the Elementary and Secondary Education Act—that says that nothing in the act will apply to homeschoolers and private schools that do not receive federal funds.[7] The current Common Core effort has applied solely to the public schools thus far, but if proponents are successful at establishing a nationalized one-size-fits-all approach to education, policymakers will likely inquire as to why homeschoolers and private-schoolers are not taking the same tests. How do we know, the argument will go, that these children are receiving a good education?

Some of the other concerns that we are seeing are tests (SAT, ACT, PSAT) being re-aligned to Common Core.[8] Will homeschoolers be disadvantaged even though they have received an excellent education?

Then there is the concern from school districts misinterpreting these policies. Westfield, New Jersey, for example, tried to force homeschoolers (who are independent of the public school system) to follow Common Core. The Home School Legal Defense Association intervened, and Westfield backed off its outrageous demand. This incident, however, is but a preview of what homeschoolers will face in a truly nationalized education system.[9] Finally, there is also the issue of student databases.[10] Many of the same people who were concerned about Common Core are also concerned about this parallel rise of the loss of control over students’ private information.

In an actual slide presented at a conference in Orlando, Florida, in 2011, the Counsel of Chief State School Officers, which was heavily involved, along with the National Governors Association and Achieve Inc., in pushing Common Core, discussed their recommendations for how to improve their statewide databases with the goal of having national databases. The slide read: “Include student groups not now included, e.g. homeschooled, in the data system.”[11] There is a push, when it comes to centralized education, to include all students (homeschool, public school, and private school) in these databases.

In an effort to be free from Common Core and its onerous mandates, more and more parents are removing their children from America’s public schools. But this battle against Common Core does not just concern homeschoolers—all families, no matter whether their children attend a public school, a private school, or a home school, must work together in this struggle against the standardization of education. As the Supreme Court held in Pierce v. Society of Sisters, the right of parents to direct the education and upbringing of their children is a fundamental right. If we lose control over what our children are being taught, then we have lost that fundamental right.

—William A. Estrada

Common Core: Blocking “Exit” and Stifling “Voice”

One of the most influential and most cited books in social science in the past 50 years is economist Albert Hirschman’s Exit, Voice, and Loyalty.[12]

Hirschman’s book discusses how individuals respond to a situation in which the services on which they rely are deteriorating. The book provides valuable conceptual tools for analyzing the design of the Common Core national curriculum-content standards.

Hirschman points out that the two basic responses to deteriorating services are “exit” and “voice,” where exit means turning to a different provider or leaving the territory, while voice means political participation.[13]

Exit usually has lower costs than voice for the individual. But here we should add the limiting case: Exit can have high costs when individuals are loyal to institutions—thus the third component in Hirschman’s trio of “exit,” “voice,” and “loyalty.”[14]

With exit, you can simply turn to a different provider or move to a different place (sometimes quite nearby, sometimes afar). Such a move is sometimes called “voting with your feet.”

Loyalty can be strong in politics, but it can also be lost.[15] Think of the American Revolution and the breaking away of the United States from the British Empire.

In the 1830s, when Alexis de Tocqueville visited America from France, he found Americans intensely loyal to, and participating in, their public schools. These Americans saw the public schools as extensions of their families and neighborhoods. They viewed public schools—even though public schools in those days usually charged a fee—as akin to voluntarily supported charities and as part of what Tocqueville then, and social scientists today, call “civil society.”[16]The public in those days saw public schools as something quite separate from distant political elites in faraway state and federal capitals.

Tocqueville feared that if ever Americans neglected their participation in associations or local government entities like school committees, the tendency would be toward a loss of liberty and a surrender to what Tocqueville called a “mild despotism.”[17]

Today, many years after Tocqueville, public sentiment about the public schools still retains much of the feeling of “loyalty” that people had in Tocqueville’s day, a feeling that fuels the current passion for local control. Yet—not surprisingly, given the public school monopoly—parents and taxpayers view the public schools as an unresponsive, declining bureaucracy carrying out edicts from distant capitals.[18]

This monopoly problem in public school education was precisely why economist Milton Friedman called for opportunity scholarships (also known as vouchers) to create a powerful exit option.[19]But even in the absence of opportunity scholarships and charter schools, competitive federalism has, in the past, created exit options.[20]

Common Core undermines the exit option and undermines competitive federalism. Indeed, in part, it was designed to do so. It likewise evaded and negated the voice option during the adherence process—and continues to do so. The designers of Common Core wanted nationwide uniformity. States have to adhere to the Common Core in toto because of boilerplate memorandums of understanding. A few topics can be added, but none can be subtracted or moved to a different grade.

There is no feedback loop and no process to consider and implement proposed changes.[21] Any proposed nationwide fixes would have to be negotiated between the National Governors Association and the Council of Chief State School Officers jointly, as well as each of the adhering states. Such a process is prohibitively difficult to put into practice. Therefore, frustrated constituents who have complaints about the merits of Common Core have no place to exercise their voice in a way that would lead to repair or what Hirschman would call “recuperation.” Instead, critics are driven to oppose the curriculum content of Common Core as a whole.

But as Lenore T. Ealy writes, “regardless of the merit” of the Common Core national standards, “it still matters…whether there are rights of exit.”[22] The policymakers of this malign utopia forgot a few things. They forgot that the desire for voice—the desire for political action—can become particularly intense when people are faced with the prospect of “nowhere to exit to.”[23] They forgot that hemming in parents and teachers would create a demand for political change, alternatives, and escape routes.[24]

Alternatives to the national tests have arisen. Organized parents are pressing for repeal of Common Core and the dropping of the national tests that support it. Some states are already rejecting the national tests.[25] States are also struggling to escape the Common Core cartel itself.[26] Parents are opting out of the Common Core tests.[27] Indeed, what Hirschman calls an “intimate fusion of exit and voice is already underway.”[28]

Ultimately, public response to the imposition of Common Core may bring about what Hirschman calls “a joint grave-digging act.” As of this writing, exit and voice are working hand in glove against Common Core. Perhaps, to use another of Hirschman’s metaphors, “exit” and “voice” will “explode jointly” and “bring down the whole edifice.”[29]

—Williamson M. Evers

About the Authors

Lindsey M. Burke is the Will Skillman Fellow for Education in Domestic Policy Studies, of the Institute for Family, Community, and Opportunity, at The Heritage Foundation. Neal McCluskey is director of the Center for Educational Freedom at the Cato Institute. Theodor Rebarber is CEO and founder of AccountabilityWorks.Stanley Kurtz is a Senior Fellow at the Ethics and Public Policy Center and a contributing editor to National Review Online. William A. Estrada is director of federal relations at the Home School Legal Defense Association. Williamson M. Evers is a Research Fellow at Stanford University’s Hoover Institution and a former U.S. Assistant Secretary of Education for Planning, Evaluation, and Policy Development. This essay contains considerable material from longer research projects on the history of efforts to establish a national curriculum in America (sponsored by the Pioneer Institute) and on the history of conservatives and the public schools in America (sponsored by the Hoover Institution). A condensed version of this essay appeared in Education Week, January 14, 2015.

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Does healthcare trump the health of a community?

Jeff Voigt Ridgewood

April 7,2016
Village Council Candidate Jeff Voigt

Ridgewood NJ, This past Tuesday’s vote by the planning board sent a clear message to the Village of Ridgewood residents; that healthcare trumps the health and well-being of a community.  Pete McKenna of the Concerned Residents of Ridgewood said it best back in May 2014: The Village will be inextricably burdened in providing a benefit to the region. Is this fair?

The planning board majority (6 in total out of 9; Aronsohn, Nalbantian, Reilly, Joel, Abdalla, Thurston) who voted in favor of the settlement stated that the Village runs the risk of losing a further lawsuit and as well, if the Village loses the lawsuit would keep in effect the 2010 Master plan H zone, a more egregious plan.   However, in the settlement that was negotiated between the planning board and Valley, the terms appeared to fall squarely in favor of Valley, with Valley reducing its size (bulk) by only 3% (and gaining most of what it wanted – to the detriment of the health and well-being of the Village).  The total floor area is now going from 562,000 sq ft. (of hospital above grade structures) to over 1,024,500 square ft. of above grade structures which includes: 653,500 sq ft. for the hospital; 95,000 sq ft. for enclosed rooftop areas; 245,000 sq ft. for parking decks; and 31,400 sq ft. for atriums and courtyards.  I will get back to this.

The term inherently beneficial was used frequently throughout the Whispering Woods hearings (4 in total) and was used as a “stick” by Valley in gaining the expansion approval by the Planning Board.  It is unclear to many whether the concept of inherently beneficial applies to zoning or planning (including me).   However, it was used generously through-out these hearings. An inherently beneficial use of land serves the public good and promotes the general welfare.  As many may know, courts view hospitals under a more favorable light than other types of development (because it is an inherently beneficial use) and due to this, Village concerns about the size of the development may be discounted.  However, courts also view schools as an inherently beneficial used of land.   This was lost in the sauce but mentioned by Lorraine Reynolds back in May 2014.   So a question becomes: Does healthcare trump
education?  The negotiating team lead by Charles Nalbantian (Chairman of the Village Planning Board), who developed the terms of this agreement, thought so.

The Village’s Master Plan has suffered significantly in this process and; as well with other issues that have faced the Village including high density housing.  The primary objective as stated in Ridgewood’s Master Plan is the preservation of Village residential in residential neighborhoods.  Further, as defined in the Master Plan, building should continue to respect the neighborhood character and the rights of adjacent property owners.  These rights (while not explicitly stated in the plan) likely include quality of life, safety, security and a sense of belonging to a community.  Interestingly, these rights affect one’s health and healthcare. These rights have been violated by developers and by Valley.

John Hersperger, Village resident, at the 4/5 Whispering Woods hearing stated the following:  Developers through the use of Ordinance 3066 have ripped the Ridgewood Master Plan to shreds for the purpose of their own self- interests and not the Villages.  Developers as a group, petitioned the planning board at the same time and turned what should have been zoning issues into planning issues.   I would agree with John.  This Ordinance needs to be modified significantly or repealed.  The Valley decision by the planning board could not have come at a worse time for Valley and the Village because of this.

The 3 dissenting views on the planning board by Susan Knudsen, Wendy Dockray, and Debbie Patire all concluded the same thing – the Valley decision does irreparable harm to our Master Plan; calls into question what really is beneficial and; whether a hospital interests should trump the well-being of a Village.

Wendy also stated that the Planning board on behalf of the Village should stand up and fight for what is right, despite the risks.  If we go on to a lawsuit, there likely would be other opportunities to negotiate terms which would benefit both parties.

I was frankly surprised, with having several lawyers on the planning board, that no case law was cited.  A recent NJ Supreme Court case in Princeton called into question the concept of an inherently beneficial use of land by a hospital and whether functions in a hospital such as administration, billing, and marketing should be considered inherently beneficial.  If these are not inherently beneficial, they could be moved to other locations.  If this “concept” were applied to Valley it might lessen the bulk of the Valley expansion in a meaningful way.

Here is what I would do if elected to the council: 1) Propose modification to or repeal  of Ordinance 3066; 2) Work with Valley and the CRR (if possible, as there is a 5/9 court date on the second count of the lawsuit – Valley v Village Council and the council may not have any ability to negotiate based on the results of this case) in crafting a fair and equitable resolution to the Valley expansion.

A follow on blog will address the issue of how Valley might improve its image with the Village.

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PayPal, Apple lecture North Carolina, do business in countries far more hostile to gays

paypal

By Bradford Richardson – The Washington Times – Thursday, April 7, 2016

PayPal drew a line in the sand when North Carolina enacted a law prohibiting people from using the restrooms of the opposite sex, but critics say that line got washed away on the shores of Malaysia, a nation that consistently ranks among the least LGBT-friendly in the world.

The company canceled its plan to build a global operations center in Charlotte after the passage of HB2, which CEO Daniel Schulman called discrimination against the transgendered. He noted that the move would cost North Carolina 400 well-paying jobs.

But Malaysia’s Penal Code 187 — which punishes homosexual conduct with whippings and up to 20 years in prison — did not stop PayPal from opening in 2011 a global operations center there that it estimated would employ 500 workers by 2013.

https://www.washingtontimes.com/news/2016/apr/7/paypal-apple-lecture-north-carolina-do-business-in/

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NJ TRANSIT BOARD SELECTS WILLIAM “BILL” CROSBIE AS AGENCY’S NEXT EXECUTIVE DIRECTOR

lasttraintoclarksville_theridgewoodblog

April 6, 2016

the staff of the Ridgewood blog

Ridgewood NJ, In a unanimous vote, the NJ TRANSIT Board of Directors appointed William (“Bill”) Crosbie as the new Executive Director of NJ TRANSIT during a special meeting today.  The appointment is effective on or about April 25, 2016.

Mr. Crosbie succeeds Dennis J. Martin, who has served as the agency’s interim Executive Director since December, 2015. Mr. Martin will resume his previous position as VP/GM of NJ TRANSIT’s Bus Operations Division.

“I would like to thank Governor Christie and the NJ TRANSIT Board of Directors for this tremendous opportunity to serve the more than 900,000 people who utilize the New Jersey Transit system each year,” said incoming Executive Director Crosbie.  “I am anxious to roll up my sleeves and stand shoulder to shoulder with the men and women of NJ TRANSIT to address the service, safety, equipment and facility needs of our customers and our infrastructure.”

Prior to Executive Director Crosbie’s appointment, he served as President & CEO as well as Regional Director for North America for SYSTRA USA, an international transportation engineering consulting firm.  During his tenure, he was responsible for leading day-to-day operations as well as the strategic development of the firm.

In addition to serving as Vice President of Railroad Programs for the Parsons Corporation, Executive Director Crosbie spent more than seven years as the Chief Operating Officer of Amtrak where he directed the transportation, engineering (infrastructure), mechanical (rolling stock), police and security, environmental, health, and safety functions.

“Bill Crosbie brings a depth of background in operations, transportation, engineering, finance, and security to New Jersey Transit that is perfectly suited to address the needs facing the agency at this important time,” said Acting Transportation Commissioner and NJ TRANSIT Board Chairman Richard T. Hammer.

Executive Director Crosbie is a transportation security expert and Professional Engineer with more than 30 years of experience in the transportation field. He is a regular guest lecturer at the U.S. Naval Postgraduate School on intelligence analysis, cyber security, and infrastructure protection. He has served on numerous Boards including the Boards of Directors for Washington Union Station Redevelopment Corporation and Chicago Union Station.

Executive Director Crosbie holds a Master of Arts degree in Security Studies from the U.S. Naval Postgraduate School and an Honors Bachelor of Science Degree in Electrical Engineering from Queen’s University in Kingston, Ontario, Canada.

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Retirement Planning should not be only a Luxury for the Rich

scott garrett ridgewood blog

Rep Scott Garrett promoting North Jersey Business

Rep Scott Garrett on Department of Labor’s Fiduciary Rule: Another roadblock between people and their financial goals

Apr 6, 2016
the staff  of the Ridgewood blog

Ridgewood NJ, Rep. Scott Garrett (NJ-05), Chairman of the Financial Services Subcommittee on Capital Markets and Government-Sponsored Enterprises, issued the following statement after the Department of Labor (DOL) announced their finalized rule for retirement advisors—known as the “fiduciary rule”—that could turn retirement planning into an unaffordable luxury. The hyper-partisan rule was unveiled at the liberal think tank, the Center for American Progress, with a group of Democrat lawmakers.

“Saving for the future shouldn’t be a privilege for the wealthy, and Washington doesn’t need to put another roadblock between people and their financial goals. By ignoring the advice of the SEC and Congress, the DOL’s rule will increase the cost of retirement advice for lower- and middle-income Americans while creating a preferred class of rich investors. I will continue to fight for everyone’s right to get good financial advice because—unlike this administration—I believe in the people of New Jersey to make the best choices for their families and their futures.”

The DOL fiduciary rule could result in many people finding out that their accounts are too small to qualify for professional advice because providers will be forced to only service large accounts. In many cases, minimum account balances will increase substantially, effectively shutting down the ability of average investors to receive advice. It could also limit access to financial products that people are able to utilize when developing a retirement savings portfolio.

In October, Congressman Garrett voted for H.R. 1090, the Retail Investor Protection Act, which would block the DOL’s rule and ask for advice and expertise from the Securities and Exchange Commission before implementing any new rules.