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FBI Warns of New Tech Support Scam Targeting Senior Citizens

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the staff of the Ridgewood blog

The FBI is warning the public about scammers instructing victims, many of whom are senior citizens, to liquidate their assets into cash and/or buy gold, silver, or other precious metals to protect their funds. Criminals then arrange for couriers to meet the victims in person to pick up the cash or precious metals. From May to December 2023, the FBI Internet Crime Complaint Center (IC3) saw an uptick in this activity with aggregated losses of over $55 million.

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Understanding Medicare: Who is it for, and What Are its Benefits?

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In today’s complex healthcare landscape, understanding the intricacies of insurance plans is essential for individuals seeking comprehensive coverage. One such crucial program is Medicare, a federally funded insurance initiative primarily designed for individuals aged 65 and older, as well as certain younger people with disabilities. This article aims to shed light on the nuanced aspects of Medicare, elucidating its primary beneficiaries and the myriad benefits it offers. As we delve into the world of Medicare, we will uncover the diverse range of services it provides, demystifying the often perplexing realm of healthcare coverage.

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Social Security Holds National Slam the Scam Day

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the staff of the Ridgewood blog

Ridgewood NJ, the Social Security Administration and the Office of the Inspector General (OIG) are partnering to raise public awareness about Social Security imposter scams during the third annual “Slam the Scam” Day on March 10. Social Security scams – where fraudsters attempt to mislead victims into making cash or gift card payments to fix purported Social Security number problems or to avoid arrest – are an ongoing government imposter fraud scheme. For several years, Social Security impersonation scams have been one of the most common government imposter scams reported to the Federal Trade Commission. Social Security has made concerted efforts to address this issue, and extensive outreach and investigative efforts are having a positive impact, decreasing scam reports to OIG by more than 20 percent since 2020.

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Biden Administration Lets Governors Murphy ,Cuomo , Wolf and Whitmer Get Away With Nursing Home Murders

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the staff of the Ridgewood blog

Washington DC, Republican Whip and Select Subcommittee on the Coronavirus Crisis Ranking Member Steve Scalise (R-La.) today blasted the Department of Justice’s refusal to investigate deadly mandates in New York, Pennsylvania, and Michigan sending COVID-19 positive patients into nursing homes and long-term care facilities, resulting in the unnecessary deaths of thousands of seniors.

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$50,000 Glen School Pickleball Courts Remain Under Utilized Due to the Village of Ridgewood’s War on Pickleball

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the staff of the Ridgewood Blog

Ridgewood NJ, the $50,000 Glen School Pickleball Courts are under utilized because of the hours and days imposed by the Village Council and the Village Manager. Mondays and Fridays these courts are locked. The hours that one can play is restricted to the hottest times of the day. Many of the residents are choosing to play at Wyckoff or Montvale at 8:00 AM. If you play Tennis in Ridgewood the courts are available 7 days a week. If you play Tennis you can play from 8 AM to dusk. We pay amount the same for our badges yet our days and times are NOT equal. We all pay taxes to live in this Village of Ridgewood. Yet, Pickleball players are not treated equally. Many of the players are senior citizens and have lived in town for many years. This discrimination is an embarrassment for the Village.

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Bergen County Operated Senior Activity Centers including Northwest Senior Activity Center in Midland Park Re-Open

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photo by ArtChick

the staff of the Ridgewood blog

Hackensack NJ, Bergen County Executive Jim Tedesco has announced that the Bergen County operated Senior Activity Centers has re-opened to the public on Monday, June 7th.

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What Is A Home Care Franchise And Why It Is Growing Rapidly

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A home care franchise is one of the best solutions that many seniors are comfortable with. It is when people start a business of offering senior citizens the help they need without them having to relocate and leave their homes. Many business owners prefer to franchise rather than limit the service to themselves to allow the concept to grow and spread rather than just keeping it in one place. To answer the questions, in a nutshell, a home care franchise is creating a name for your home care business and allowing other people to adopt the franchise name you chose. We will discuss the more detailed answers in this article.

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AHEAD OF THE PACK

QR code

February 17,2018

By Stanley A. Kober, KC2ZXB

Stanley A. Kober, KC2ZXB(sakober@yahoo.com), Historic Ho-Ho-Kus Researcher, A.L.I.C.E. Certified Trainer, Former Borough of Ho-Ho-Kus CERT Program Manager (T-T-T) , Former CERT/Bergen County R.A.C.E.S. Deputy Liaison Officer

Ho Ho Kus NJ, Every organization whether for profit or not for profit, professional, religious, veterans, law enforcement, historical, military, municipal, emergency
services, amateur radio operations, etc., should have the strategy to operate in the most efficient and effective means as possible. Actually, that applies to each
of us as individuals as well. Not only does it have the ability to save money (and possibly lives), it allows us to do more things in the same amount of time. After
all, time is fixed and no one can change that construct.

In order for us to accomplish an organizational or personal strategy we more likely than not use technology, but technology changes over time. The
Washington Post had an on-line article that presented those changes very well at https://www.washingtonpost.com/graphics/2017/entertainment/tech-generations/?utm_term=.58e805b0d158. Unless you are a Luddite, you use technology every day. [A Luddite as described in the www.UrbanDictionary.com is one “who fears technology (or new technology, as they seem pleased with how things currently are…why can’t everything just be the same?)”]

In this short article, I’m going to address just one aspect of that change which is becoming more and more evident to us on a daily basis through the use of our smartphones. That “new” technology is called “QR Codes” or “Quick Response Codes”. You know, you’ve seen that little square with all the funny black lines and boxes in advertising circulars, newspapers, etc., but don’t be fooled, these ARE NOT BARCODES. On the right is one of my own examples that I have created. If you have a smartphone, iPad, tablet, or similar device with a camera and the applicable software installed to read the code, you should be able to go to this fantastic FaceBook®page. Not all reading software is the same, so some features may not work in the software on your device that will work in other software. In other words, “Caveat Emptor”—”Buyer Beware”.

Allow me to put it in a nutshell why one should use a QR Code in their literature, signage, advertising materials, documents, procedures, manuals, etc.
Let’s take one example that was used earlier in this article—the Washington Post article on technology. In most, if not all paper printing by newspapers,
hyperlinks associated with what was displayed in print (on-line publications are different) are removed. NOTE: A “hyperlink” is the underlined portion of the
reference that allows you to click on it and bring up the article on the website.

Can you imagine how long it would take you to enter that WaPo reference into the address line of your device’s internet web browser and when you make one
wrong character you need to restart? I’m certain you wouldn’t waste your time February 07, 2018 Page 2 of 3 by entering all those characters. There we go again—that fixed construct called “time” rears its head.

In order to save “time”, because “time” is money, one can use a device that has a camera and the appropriate software to read the QR Code and go DIRECTLY to the associated reference, in this case the Washington Post article referenced earlier. Read the QR Code at the right with your smartphone and appropriate software. But, just a point of caution,
newspaper articles may not be in the same place for very long, so the link eventually might not work when going to
the original website of the media.

We know that technology is great and can do many things for us if we have the right tools with which to work. For example, QR Code generating software is all over the Internet and the software to read the codes that are
generated are abounding as well. However, when shopping for the ability to generate or read the QR code you need to have in mind what you really want to do with it—in other words, what is your goal. Remember I talked about “strategy” at the beginning of this article? Well, a “strategy” is the place where we want to be and the “goal” or “objective” is what we need to do to get there.

For example, one “strategy” might be that we want to operate in the most efficient and effective fashion as possible. One “goal” or “objective” to attain that “strategy” would be to utilize technology to the greatest extent as possible. Within “goals” or “objectives” are “tasks” that we do to meet a “goal” or “objective”. Using QR Codes is a “task” that we would use to meet our “goal” of using technology to attain our “strategy” to operate in the most efficient and effective fashion as possible. OK, enough of Management Theory, but I just wanted to put this capability in its proper perspective for
you. Now, let’s get back to QR Codes.

The first tool you need is a smartphone, iPad, tablet or similar device to be able to read the generated code. On that device you need a camera and the appropriate software to
read the code. An excellent listing of that software for many devices is found here at QR Phone Software (click on the link at the left or use your camera device to read the code at the right.)

Once you have the appropriate device and the optimal reading software, you need to have the proper software to create the QR Code that we want to use. Again, “Caveat Emptor”—”Buyer Beware”. There are many software packages on the market, but you need to test for the one you select to ensure that it operates the way YOU want it to do. For example, when I looked for my optimal reading software, one “free” package that I tested allowed me to get to the website that I wanted OK, but when I tried to download an Adobe Acrobat Portable Document Format file (PDF), it would not allow me to do so. I deleted that installation immediately and moved on to others. So, in short, in selecting code generator software as well as reading software, compare the “free” packages, (called “free” even though they are coupled with advertising galore, so
they are really not “free” because it takes “time” to cancel them) and those that February 07, 2018 Page 3 of 3 might cost something for the generating software. The optimal one that I have found for my use is found at QR Code Generator. (click on the link at the left or use your device to read the code at the right.) It has many options, capabilities and truly free code generation even for testing. You might want to look at the informational videos and articles as well on that site while you’re there. By the way, if you still get ads in your reads, it’s not the QR Code generator that I am recommending here,
it’s your reading software.

Speaking of the code generator, one quick point I will add is that when you chose a QR Code type, you need to have the ability to select either a “static” OR “dynamic” code. Some software may allow only one, but you need to have both options for testing and live operations. Select “dynamic” even if you have other reasons, but especially if you have any intention of making changes to the code link (remember the news article referenced earlier that might have moved to another location?), even if you can’t think of something now, or you might want to do some analytics on the actions of the code (where did the access come
from; how many clicks were made on the code; etc.). In my opinion, there are very few activities which would require a “static” QR Code.

Before concluding, I’d like to give two examples of QR Codes in which one goes to an on-line website for a senior citizens organization and the other for use by emergency services personnel. The use of a QR Code for those in emergency services is at the right. For example, as a first responder you have a requirement to look at an instructional manual, procedure, or in this example, the latest Emergency Response Guide on line, but no one around you has a computer and you don’t have the time to search online for it on your device. In your preplanning for being an effective first responder, you have created a QR Code Card with your important links on it and you have it/them in your vehicle (POV and ERV), your pocket, your go bag, go kit, your trailer, wherever. Immediately, you can click on the QR Code like the one on the right and go directly to the guide on your device. By the way, you need to think about how you place the QR Codes on the card because if they are not sized and spaced properly you will get wrong launches and errors.

The last example for the Senior Citizens site is located at https://bcscccouncil.wordpress.com/ and the QR Code
for that site is at the right. It saves Seniors keystrokes!

So, in conclusion, if you want to get “ahead of the pack” and do things that will save you time and money, as well as give you broader access to your market or to materials that may be lifesaving, then use QR Codes in your technology goal for your organization. You will be amazed at what they can do for you.

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Working Past 70: Americans Can’t Seem to Retire

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file photo by ArtChick

U.S. seniors are employed at the highest rates in 55 years.
By
Ben Steverman
July 10, 2017, 4:00 AM EDT

More and more Americans are spending their golden years on the job.

Almost 19 percent of people 65 or older were working at least part-time in the second quarter of 2017, according to the U.S. jobs report released on Friday. The age group’s employment/population ratio hasn’t been higher in 55 years, before American retirees won better health care and Social Security benefits starting in the late 1960s.

And the trend looks likely to continue. Millennials, prepare yourselves. Better yet, consider this and this, so you have a choice in the matter when your time comes.

https://www.bloomberg.com/news/articles/2017-07-10/working-past-70-americans-can-t-seem-to-retire

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Community Conversation September 21 – MAKING RIDGEWOOD MORE AGE FRIENDLY

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Community Conversation September 21 – MAKING RIDGEWOOD MORE AGE FRIENDLY
WHAT: An Encore presentation of our 55 and Over Survey Data and Age-Friendly concepts. Then A GROUP THINK, a COMMUNITY BRAINSTORMING session- we need YOUR IDEAS about how to Ridgewood more Age Friendly
WHO: Anyone interested in life in Ridgewood after age 55. If you are 55 or over or you are planning for your future or you have parents in this age group or your customers are older please join us.
WHERE: Ridgewood Library Auditorium
WHEN: Wednesday September 21, 3:30-5:30 pm.
WHY: We have wonderful data about both the strengths and needs of the community from our Ridgewood 55 and Over

Survey. We are ready to take the next step and create an action plan. For that we need community input about specific improvements that we should consider implementing, especially in the following areas:
· housing options,
· flexible transportation
· pedestrian safety
· enhanced communication and marketing, directory of resources
· leveraging the expertise of the older population and
· assisting homeowners with difficult tasks.

We want Ridgewood to be as great a place to grow old as it is to grow up and we are interested in what age-friendly means to you and what your priorities are. What would make you remain in Ridgewood after your kids are grown and gone?
Any questions please email AgeFriendlyRidgewood@gmail.com or call 201-652-1614.
Beth Abbott and Sheila Brogan, of the Age-Friendly Ridgewood Initiative

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2015 RIDGEWOOD ALZHEIMER’S AWARENESS WEEK FROM NOVEMBER 15TH THROUGH NOVEMBER 19TH

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October 27,2015

the staff of the Ridgewood blog

Ridgewood NJ, Ridgewood’s Alzheimer Awareness Week ,Sponsored by Parks Wealth Management and Unicity Elder CarernContributions from Mayor Paul Aronsohn and the Ridgewood Chamber of Commercern Presentation: Care Alternatives & Solutions for a Loved One with Alzheimer’srnPresented by Devorah Sinensky, Director of Social Work & Care Manager specializing in Dementia Care at UnicityrnEldercare.

Mayor Paul Aronsohn will kick off the week’s events.rnNovember 15th – 4:00PM – 6:00PM at the Council Chambers in Ridgewood Village Hallrn Presentation: Legal & Financial Considerations Associated with Caring for a Loved One with Alzheimer’srnPresented by Jim Parks, CFP®, AEP®, AIF® President and Wealth Advisor at Parks Wealth Management (*) and BrianrnKeane, Esq. at Hartman & Winnicki, P.C.rn

November 16th – 6:00PM – 8:00PM at the Council Chambers in Ridgewood Village Hallrn*Securities and advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPCrn Alive Inside: A Story of Music and MemoryrnA cinematic exploration to demonstrate music\’s ability to combat memory loss and restore a deep sense of self to thosernsuffering from Alzheimer’s.rn

November 18th – 1:00PM – 2:30PM at Ridgewood Warner Theatrern Presentation: Alzheimer’s & Dementia Care, The Pitfalls to AvoidrnPresented by Jason Grant, Careone Executive Directorrn

November 19th – 6:00PM – 8:00PM at the Youth Lounge in Ridgewood Village HallrnCaregivers from Unicity Eldercare will be present at each presentation in Village Hall to help care for loved ones withrnAlzheimer’s in the Senior Lounge. This will enable family members to attend the events.rn“Knowledge is power and our goal is to spread knowledge throughout our community for those effected by Alzheimer’s.”rn– Jimmy Cerveaux, Co-CEO & Partner of Unicity Elder Carern“The statistics are startling – for people over age 80, 1 in 2 are impacted by Alzheimer’s. We are excited to providernpractical and helpful information for these families at each event.” – Jim Parks, CFP®, AIF®, AEP® President and WealthrnAdvisor at Parks Wealth ManagementrnIf you would like more information about this topic, please contact Jonathon Allen at (201) 689-2020 or email atrnjonathon@parkswm.com.

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Municipal Candidates Coffee for Senior Citizens

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Municipal Candidates Coffee for Senior Citizens

Held At Ridgecrest on Ridge Road
Candidates Coffee All Ridgewood senior citizens are welcome to join us on Tuesday April 15th at 10:30 am in the Community Room of the Ridgecrest Apartments (7 Ridge Road). Village Council candidates James Albano, Susan Knudsen and Michael Sedon will hear your concerns, ideas and points of view over light refreshments before sitting for a panel discussion led by our moderator.
This is a unique opportunity for both the candidates and you, our valued resident, to address the needs and expectations of Ridgewood’s growing senior citizen population. Don’t miss this chance to have your voice heard by our community leaders and hear their positions on the issues that are important to you. Call 201-248-2730 more information.

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SHARE, Inc.’s 2014 High Tea Fundraiser

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SHARE, Inc.’s 2014 High Tea Fundraiser
Sat, April 05, 2014
Time: 2:00 PM – 5:00 PM
Location: Anderson Hall at the Unitarian Society, 114 Cottage Place, Ridgewood, NJ
Cost: $25 per person

Shared Housing Association for Ridgewood and Environs (SHARE, Inc) will welcome spring, with a High Tea, Saturday, April 5, 2014, from 2:00 PM – 5:00 PM at 113 Cottage Place, Ridgewood, NJ. The Sweet & Savory event will support the mission of providing affordable independent living for senior citizens age 62+ for more then 30 years in the Village of Ridgewood.

A $25.00 tax deducible contribution will include refreshments, live music, entertainment, and an opportunity to win coveted door prizes. Party attire is encouraged and participants are invited to bring their own elegant tea cup and saucer for personal service during the reception. For tickets to the High Tea event, please contact Marianne Bennett at (201) 417-1970.

SHARE stands for Shared Housing Association of Ridgewood and Environs; we are a private, non-profit, non-denominational corporation that provides an affordable home-like environment for seniors. There are two locations: 130 Prospect Street and 104 Cottage Place. During the day, there are three full-time employees (a program and two chefs) and a part-time housekeeper. The senior residents enjoy a community living situation with meals served Monday through Friday. All weekend dinners are donated through our community volunteer program.

For additional information about SHARE, call (201) 670-9605 or visit www.shareridgewood.org.