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What Kind of Damage Does a Home Insurance Usually Cover?

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It isn’t rare for people to know more about the details of their health or auto insurance plans rather than their homeowners policy. While it’s a complex domain, having accurate and complete knowledge of your coverage plan is always essential. Whenever you’ll be called upon to file a home insurance claim, knowing what is included in your policy—and what isn’t—will save you a lot of pain, along with endless procedures to receive compensation. So, in this article, we detail some of the most common instances of property damages typically taken care of by insurance providers. Remember that coverages vary based on the state of residence, homeowner profile, company policies, and more.

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Village of Ridgewood Street Sweeper Breaks Down During Storm Clean up

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photos courtesy of Boyd Loving

the staff of the Ridgewood blog

Ridgewood NJ, The storm debris pickup is continuing throughout the Village but on on Friday afternoon there was a small set back  when  a Village of Ridgewood street sweeper broke down  during  storm clean up .

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WELCOME BACK TO RIDGEWOOD PEDESTRIAN MALL

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the staff of the Ridgewood blog

Ridgewood NJ, The Hudson Street Garage first level parking is open.  The days/hours when payment is required at the garage are:  Monday through Friday, 9:00 a.m. to 8:00 p.m. and Saturday, 10:00 a.m. to 6:00 p.m.  Sundays are free of charge.  There is no overnight parking in the garage.  There is a 3-hour limit, and the charge is $1.00/hour.  The kiosk for the Hudson Street garage is located at the entrance to the Hudson Street Garage.

The Hudson Street Garage can be accessed from Prospect St. or Dayton St. to Hudson St.  Conveniently located, the garage is adjacent to many stores, restaurants, salons, and services.  It is also a quick, fun, and scenic walk to the west side shops and eateries using the pedestrian tunnel under the railroad tracks.

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UPDATE ON VILLAGE OF RIDGEWOOD STORM DEBRIS CLEANUP

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Ridgewood NJ, The storm debris pickup is continuing throughout the Village.  Here are the various ways to dispose of your storm debris:

*Bring it to the Lakeview Recycling Center (at the end of Lakeview Drive) from 7:00 a.m. to 3:00 p.m., Monday through Friday and 8:00 a.m. to 3:00 p.m. on Saturday August 15th and Saturday August 22nd.  You will need to show your driver’s license to confirm you are a Ridgewood resident.

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The Village of Ridgewood currently has a response rate to the U.S. Census of 81%.

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the staff of the Ridgewood blog

Ridgewood NJ, according to the Village Manager Heather Mailander ,the Village of Ridgewood currently has a response rate to the U.S. Census of 81%.  Our goal is a 100% response rate.  U.S. Census takers are currently going door to door to conduct the U.S. Census, for those who have not yet filed their census form.  They will have identification badges to identify them as U.S. Census takers.

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Reader claims, “Ridgewood’s young people are far from being “spoiled brats”

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photo by Boyd Loving

“Many of these young people take this issue very seriously and are willing “to get up early” to support it. I’m sure they will be telling tales about it when they get older. As long as they do it in a proper manner and respecting all appropriate laws, let them be. However, the fact that the Officers felt the need to show up is proof that too many are “fake protesters, just trying to see how much attention they can get by being rowdy and, in some cases, actually dangerous.”

Everyone keeps telling them to “get jobs”. the question during this pandemic is “Where?” Adults can’t find jobs and all the summer jobs for teens, and regular jobs for older youth, are gone. Our recent college graduate has been searching since March. Fortunately, her older brother and sister have been able to keep the ones they’ve had since they have graduated. Offer these protestors a job and see how many will jump to take it–they’re not all “spoiled Ridgewood brats” and the majority of Ridgewood’s young people are far from being “spoiled brats”. Look at all the volunteer work they do and all the help they’ve provided to the Seniors Citizens in Ridgewood esp. during this pandemic. Remember, all you grouches were teens once. Were you always angelic?”

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Governor Murphy has not Meet directly with Restaurant Experts to Discuss Options

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8 things we learned about restaurant reopenings from live chat with industry leaders

 

the staff of the Ridgewood blog

Ridgewood NJ,  Three New Jersey industry leaders spoke with Assemblyman Brian Bergen Thursday about what is and isn’t working for restaurants during the coronavirus pandemic.  The conversation took place through a Facebook Live event that streamed on the NJ Assembly GOP’s Facebook page.

Gov. Phil Murphy initially closed all New Jersey bars and restaurants for eat-in service on March 16 limiting service for takeout and delivery orders only.  On June 15, he allowed restaurants to offer outdoor dining but rolled back plans for indoor dining at 25 percent in early July.

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State Senator Kristin Corrado Denounces Vote-By-Mail Decision for November Election

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Dr. Fauci has said there is no reason people can’t vote in person as long as they wear masks and follow social distancing guidelines

photo by Boyd Loving

the staff of the Ridgewood blog

Totowa NJ, Senator Kristin Corrado reacted to Governor Murphy’s announcement that the general election in November will be done by mail, calling it an unnecessary over-reaction and an affront to hard-earned voting guarantees.

Sen. Kristin Corrado reacted to Gov. Murphy’s announcement that the general election in November will be done by mail, calling it an unnecessary over-reaction and an affront to hard-earned voting guarantees.

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Vote-by-Mail November 3rd General Election

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the staff of the Ridgewood blog

 

TRENTON  NJ,  Amid the ongoing COVID-19 pandemic, Governor Phil Murphy today signed an executive order to create a modified vote-by-mail (VBM) election for the November 3rd General Election. The order suspends the sending of sample ballots and requires that each county’s elections officials send VBM ballots with pre-paid postage to all active registered voters for the General Election. Additionally, every voter will have the option to either return their ballot through a secure drop box or turn in their ballot at a polling location on Election Day. The Administration is working with the Department of State to implement a new online voter registration system where New Jersey residents will have the opportunity to register to vote. The online system will launch on September 4, 2020.

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A motorcycle is a way of life, a love of travel, and new meetings

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Today, a lot of mature people drive a motorcycle. The dating site Maturedating has proven that mature people who are passionate about motorcycles are very attractive to the opposite gender. After all, a motorcycle is a lot more than a mere vehicle. It is an expression of freedom, daring, and more. Motorcycles are impressive, and so are the people wild enough to actually ride them. However, there is a misconception that these pleasures are only reserved for some people, but the fact is that older men and women ride motorcycles as well. Here’s how this all plays together in the world of romance. 

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Murphy Administration to Push Vote By Mail in November

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the staff of the Ridgewood blog

Ridgewood NJ,  Governor Phil Murphy is expected to announce today, voters in New Jersey will cast their ballots this fall to decide the next president and whether marijuana will be legal mostly through mail in an attempt to keep the coronavirus from spreading.

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Why Is Online Dog Training Beneficial?

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Training your dog yourself does not only provide mental exercise for your fur baby but also strengthens your bond. However, learning to train your dog on your own can be challenging. Thankfully, as the world transitions, there are many online training classes and platforms available for dog training as well. These platforms help a dog owner learn from professionals without having to travel long distances.

Today, there are online training sessions available for almost anything, such as IPO, Obedience, BAT, Rally, Engagement, Agility, and more. Not just this, dog owners can take these classes through websites from different countries too. With the world turning into a global village, these websites now allow you to choose your language of instruction as well.

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Village Council Approves $10K for professional Police Department Spokesperson

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photo by Boyd Loving

the staff of the Ridgewood blog

Ridgewood NJ,  the Village of Ridgewood Council awarded a professional services contract for communications for the Police Department to  Julie Parker Communications, LLC, 618 Center Point Way, Gaithersburg, MD.

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How to Make Your Home More Inviting Without Any Complications

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Your home is supposed to be the place you feel most relaxed and comfortable, especially after a long day at work. Once you walk in, it should make you feel happy and welcomed. However, this is not something you achieve by default. From adding décor elements to keeping it neat, and investing in comfortable furniture, you have to put in some work to create an inviting home. But needless to say, creating this welcoming feeling in your home doesn’t have to cost you an arm and a leg. With careful thought, some creativity, and a few handy tips, making your home beautiful and cozy is doable without much spending and sweating. Here are a few tips on how to make your home more inviting without complications.

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How to Legally Deal with a Workplace Injury

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Every year there are almost three million workplace injuries that occur in the US. No matter what state you live in, there are strict laws that protect American workers from dangerous work conditions, and if these laws are broken, there are major consequences for those responsible. Workplace injuries occur for various reasons, and the severity of the damage caused can range from minor cuts and bruises to life-threatening issues. Different states have different workplace regulations and varying processes for helping workers who have sustained an injury, but there are certain steps for employees to take, which are universal across the country.

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